Core Insights - Apple has launched its own credit card, the Apple Card, in partnership with Goldman Sachs, aimed at enhancing customer loyalty and providing financial services to its users [1][2] Product Overview - The Apple Card has no annual fee and offers a cash-back rewards structure, with 3% cash back on Apple purchases and select merchants when using Apple Pay, 2% cash back on all Apple Pay purchases, and 1% cash back on other purchases [4][18] - The card allows users to save cash back in a high-yield savings account, providing an opportunity to earn interest on rewards [5][10] - Users can opt for Apple Card Monthly Installments to make large purchases interest-free, while still earning cash back [6][11] Rewards Structure - To maximize rewards, users are encouraged to use Apple Pay, which is accepted at 85% of merchants in the U.S. [12][19] - The card's rewards are issued as daily cash back, which can be redeemed in various ways, including direct deposits into a savings account or Apple Cash [10][37] Benefits and Limitations - The Apple Card offers simplicity in earning and redeeming rewards, with no foreign transaction fees and no promotional APR [18] - However, it lacks additional benefits found in other credit cards, such as travel insurance or bonus reward categories, which may limit its appeal to some consumers [13][18] Target Audience - The Apple Card is particularly suited for users who frequently shop with Apple and prefer a straightforward cash-back rewards system [11][12] - It may not be the best option for those who prioritize travel rewards or have existing cash-back cards that better align with their spending habits [14][13]

RT Moto🪽 (@usemotocard)Moto is pleased to announce its $1.8M pre-seed round led by @eternacapital + @cyberFund_.Introducing the first true onchain credit card, powered by @solana.Waitlist now live. https://t.co/g9VIt9HAVE ...

Credit Limit Factors - Credit card companies determine credit limits based on factors such as credit score, income, and repayment history [1] Credit Limit Improvement - Tips are available for increasing credit limits [1]

got my first credit card on campus at college at at 18. Didn't fully understand what I was signing up for. Certainly didn't read the fine print where it said 0% asterisk.Don't worry about it. Borrowed a bunch of money, financed my first startup from that very same credit card. Promptly got into more that I could afford to pay for.Startup failed. Eventually got some nasty calls from collectors. paid it off and four years later or five years later took this little company PayPal public was basically independe ...

Learn the definitions for key credit card terms so you understand how your card works. Investopedia's credit card definitions can help you effectively and responsible use your credit card. https://t.co/g7z83ERPqA ...

I just got my first credit card. How do I use it properly. >> Oh, let me show you.When you go on your weekly shop or fill up with fuel, put it all on your credit card. But why can't I just use my debit card. >> Because this will boost your credit score, which will make it cheaper for you to buy a house or car in the future.>> But I heard credit cards ruined credit scores. >> Not if you keep the balance low. The trick is to use less than 30% of your available credit.>> But won't that just put me in debt. >> ...

Product Features - Gemini Credit Card's Solana edition features a world-class design and a 16g heavy metal card [1] - The card has no annual fee [1] - Users earn SOL instantly on every purchase [1] - Cardholders get 10% back with merchant partners [1] - Auto-stake rewards can earn up to 6.12% APR [1] Cryptocurrency Integration - The card rewards users with Solana (SOL) cryptocurrency [1] - Rewards can be automatically staked to earn up to 6.12% APR [1]

Product Offering - Gemini 推出 Gemini 信用卡 Solana 版本，是首张提供高达 4% SOL 返还的信用卡 [1] - 该信用卡具有自动质押功能，奖励可以赚取约 6.12% 的年化百分比收益率 (APRY) [1]

The @Gemini Solana Credit Card is here.Earn SOL back on every fiat dollar you spend — and automatically stake your rewards.The physical card is 16 grams of matte metal shimmering with Solana's gradient, available as a limited edition. 👇 https://t.co/V29hVrUuvr ...

@Gemini The Gemini Credit Card is issued by WebBank. All qualifying purchases under the 4% category earns 4% back on up to $300 in spend per month (then 1% thereafter). #geminipartnerhttps://t.co/8BV9dvzBHU ...