In Brief PayPal said on Tuesday it is hiring HP’s Enrique Lores as its CEO and President, replacing current chief executive, Alex Chriss. Lores, who has been the chair of PayPal’s board since July 2024, will also take up the role of president.PayPal said the appointment was made because company’s pace of change and execution was “not in line with the Board’s expectations” given broader market trends. Chriss joined PayPal in September 2023 from Ituit, succeeding Dan Schulman. PayPal’s CFO and COO, Jamie Mil ...

Core Insights - Visa Inc. is a global leader in digital payments, known for its credit and debit card services, and is expanding its digital offerings to adapt to the evolving financial landscape [1] Financial Performance - Visa reported a 15% year-over-year increase in net revenue, reaching $10.9 billion for the quarter ending December 31 [3][6] - The company's adjusted net income rose by 12% to $6.1 billion, with adjusted earnings per share climbing 15% to $3.17, surpassing Wall Street's expectations of $3.14 [4][6] Market Position - Visa's stock has experienced a positive change of $12.01, reflecting a 3.73% increase, with a market capitalization of approximately $643.66 billion [5] - The total number of transactions processed on Visa's network surged by 9% to 69.4 billion [3] International Operations - International operations have shown significant strength, with cross-border volumes increasing by 12% [4] Analyst Outlook - Daiwa set a price target of $370 for Visa, indicating a potential increase of 10.83% from its current trading price of $333.84, supported by Visa's recent performance [2][6]

Core Insights - Visa Inc. has been upgraded to "Outperform" by Daiwa, reflecting confidence in its strong performance despite economic challenges [1][6] - The company's net revenue for the quarter ending December 31 reached $10.9 billion, a 15% year-over-year increase, driven by resilient consumer spending [2][6] - Visa's stock price is currently $333.84, with a market capitalization of approximately $643.66 billion, despite a 14.2% decrease from its all-time high [4] Financial Performance - Visa's adjusted net income grew by 12% to $6.1 billion, and adjusted earnings per share increased by 15% to $3.17, surpassing Wall Street expectations [4] - The total number of transactions processed on Visa's network surged by 9% to 69.4 billion, indicating expanding reach [2][4] Growth Drivers - International operations have been a significant growth driver, with cross-border volumes rising by 12% [3] - Visa is enhancing its technological and digital capabilities, launching initiatives like "Tap to Phone" technology and a pilot program for stablecoin wallet payouts [3] Stock Performance - Visa's stock has surged approximately 1,964% since its IPO, with about half of this growth occurring in the last five years [5] - The company is expected to achieve strong gains by the end of the decade if it maintains its current growth trajectory [5]

Visa (NYSE: V) is a dominant force in the world of payments. Its branded cards are accepted in virtually all corners of the world. It benefits from a robust network effect. And it's poised to keep riding the wave that sees greater adoption of digital payments. Here's one prediction for Visa in 2026. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now, when you join Stock Advisor. See the stocks » Image source: Visa. Smooth sailing I pr ...

Core Insights - Visa held its 2026 Annual Meeting of Shareholders virtually, where shareholders voted on eight proposals, including director elections and executive compensation [3] - The company reported strong fiscal 2025 results with $40 billion in net revenue, an 11% increase year-over-year, and returned $22.8 billion to shareholders through dividends and buybacks [5][13] Shareholder Proposals - Shareholders approved the election of all 11 directors, the advisory vote on executive compensation, auditor ratification, and amendments to the certificate of incorporation, while rejecting all four shareholder-sponsored proposals [6][11] - The rejected proposals included requests for an independent chair policy, action by written consent, an online sexual exploitation report, and an inclusion program ROI report [6][11] Financial Performance - Visa's GAAP EPS was $10.20 (up 5%) and non-GAAP EPS was $11.47 (up 14%) for fiscal 2025 [5][13] - The company processed $16.7 trillion in total volume, an increase of 7% on a constant-dollar basis, and 329 billion total transactions, up 8% [14] Strategic Highlights - Management emphasized progress in digital payments, including over 16 billion Visa tokens and more than 50% tokenization of e-commerce transactions [4][15] - Visa aims to build an interoperable layer between stablecoins and traditional fiat payments, viewing stablecoins and central bank digital currencies as significant opportunities [18] Capital Allocation - The company outlined four capital allocation priorities: investing in the business, returning 20-25% of EPS via dividends, returning excess capital through buybacks, and maintaining a target gross debt-to-EBITDA ratio below 1.5x [19]

Cantor Fitzgerald initiated coverage on PayPal (NASDAQ: PYPL) with a Neutral rating and a stock price of $56.60.Investor sentiment for PayPal has significantly improved, surging from 12 to 72 ahead of its Q4 2025 earnings report.PayPal has a strong track record of exceeding earnings estimates, having done so for seven consecutive quarters.On January 26, 2026, Cantor Fitzgerald initiated coverage on PayPal (NASDAQ: PYPL) with a Neutral rating, with the stock priced at $56.60. PayPal is a leading digital paym ...

Core Insights - A significant majority of Americans prefer to retain the option of cash payments despite the rise of digital payments, with 84% opposing a cashless society [2][5] - The survey indicates that cash remains an important part of daily transactions, with 85% of respondents having used cash in the past month [2] Payment Preferences - Debit cards are the most preferred payment method for 35% of Americans, followed by cash and credit cards at 24% each, indicating a strong desire for cash as a payment option [4] - Privacy concerns are a major factor, with over 90% of respondents believing cash offers better privacy than cards or digital currencies [4] Budgeting and Spending - 70% of respondents find it easier to stay on budget when using cash, while 75% believe tracking spending is simpler with cards or apps [4] Policy Support - There is strong support for legislative measures, with 85% of respondents favoring laws that require most brick-and-mortar businesses to accept cash [5] Financial Inclusion - The cash debate has implications for access and inclusion, as approximately 4.2% of U.S. households are unbanked and 14.2% are underbanked, making cash essential for these groups [5]

Visa Inc. (NYSE:V) is one of the 15 Best S&P 500 Stocks to Look For in 2026. On January 15, Visa Inc. (NYSE:V) announced that it has enabled Apple Pay support for Chinese Visa cardholders. Eligible customers from the partnering Chinese banks will be allowed to add their Visa cards to Apple Pay and make payments at global merchants that offer Visa payment services. This will cover in-store contactless transactions, in-app purchases, and online purchases. The banks that will be offering Apple Pay to their ...

Key Takeaways V appears more attractive, backed by a larger scale, margins and a slightly lower valuation.Visa posted 9% payment volume growth, 10% more transactions and 12% cross-border growth in fiscal Q4.Mastercard saw strong revenue and services growth, but rising expenses and a richer valuation limit upside.The world of payments is increasingly shifting toward digital, cross-border and real-time transactions, reshaping how money moves between consumers, merchants and financial institutions. In this dyn ...

Industry insiders told ET that over the past one year, private banks such as "Since UPI payments are settled via banks in the backend, they have visibility on volumes and growth in the space," said Sameer Singh Jaini, founder of consulting firm The Digital Fifth. "Now, PSBs also want to deploy devices ranging from simple QR to sound boxes. This will help dramatically reduce the cost of having digital payment capability for these merchants and will also get them access to banks' other products like credit ...