Core Viewpoint - The financial sector is undergoing profound changes driven by the dual context of global "dual carbon" goals and the digital technology revolution, with sustainable finance focusing on ESG becoming a focal point for global financial innovation [1] Group 1: Conference Overview - The 2025 Shanghai Business School International Finance Academic Conference (SBSICF) and the sixth International Scholar "Shangshang" Forum were held in Shanghai, attracting over a hundred experts and scholars from universities and research institutions in the US, Australia, and China [1] - The conference centered on the theme of "New Developments in Behavioral Finance and Sustainable Finance," aiming to provide a platform for scholars and industry professionals to exchange ideas and discuss the latest research findings and economic policy implementations [1] Group 2: Key Presentations and Discussions - Dr. Cui Kailong, Senior Vice President of a data technology company, delivered a special presentation on "Data Assets and Industrial Digital Transformation," emphasizing the higher demands of the digital economy on financial system innovation and the new opportunities provided by artificial intelligence technology for fintech [2] - Notable speakers included Professor Brian Bruce, Director of the Investment Research Center in the US, and Professor Paresh Narayan from Monash University, who contributed to discussions on corporate governance and carbon emissions, revealing significant impacts of executive family background on corporate carbon reduction decisions [3] Group 3: Research Findings and Policy Implications - Scholars highlighted that standardized information disclosure can reduce stock price volatility and enhance capital market pricing efficiency, while companies with good ESG performance can lower their suppliers' debt financing costs, providing a basis for policy formulation [3] - Discussions also covered the effects of environmental judicial reforms and bankruptcy enforcement reforms on corporate cross-regional investments and technological entrepreneurship, offering insights into the practical effectiveness of these reforms [3][4] Group 4: Future Directions - The conference facilitated interdisciplinary dialogue, promoting the deep integration of financial theory and Chinese practice, with a focus on behavioral finance, climate risk measurement, green finance innovation, and ESG investment strategies [4] - The Shanghai Business School's Financial Research Institute plans to continue focusing on "dual carbon" strategies and digital finance frontiers, aiming to cultivate innovative talents with social responsibility and professional skills to contribute to global financial sustainability [4]

据记者梳理，今年"五一"假期，有多家银行及理财子公司推出了"五一"理财攻略，助力投资者优化资产 配置。部分银行推出的理财产品在收益表现、策略创新等方面展现出新特征。具体来看，银行理财市场 短期高收益产品发行密集，且多聚焦于中低风险领域，实现收益与安全之间的平衡。与此同时，理财产 品的投资策略呈现出多元化的发展格局。 从收益情况来看，部分银行理财子公司针对"五一"假期推出的产品业绩比较基准或历史业绩普遍较高。 例如，招银理财在"五一"小长假前夕重点宣传了该公司推出的多款理财产品，风险等级在R1、R2，部 分理财产品七日年化收益率可达3.4%；平安理财一款最短持有期为7天的理财产品，近3个月年化收益 率达5.04%，成立以来年化收益率为5.32%，另一款最低持有14天的理财产品，近3个月年化收益达 6.12%，成立以来年化收益率为6.02%。 同时，虽然当前银行理财产品仍以现金管理类、固收类为主，但在产品设计上呈现出明显的多元化特 征，尤其在期限设置和底层资产配置方面更为灵活。其中，期限设置覆盖全周期，既有开放式灵活申赎 产品，也有最短7天至1年不等的持有期产品，兼顾流动性与收益稳定性。风险等级方面，R2级中低风 ...