NNN. （图片来源：视觉中国） 蓝鲸新闻6月27日讯（记者 石雨）告别同质化、 "泛寿险化"困局，健康险在DRG（疾病诊断相关分组）改革倒逼下迎来转型窗口期。 记者关注到，面对医疗支付模式变革催生的消费者需求升级，多家险企近期争相"上新"，将创新火力集中在扩容药品目录、扩大保障人群、突破场景限制等 核心领域。 业内指出，健康险分层发展趋势明朗，各层边界动态融合，而险企亟需提升数据应用、药械整合及健康服务生态构建能力，以应对产品设计、精算定价等新 课题，在窗口期中抢占先机。 健康险"货架"密集升级上新 从早年复合增长率30%的急速步调，到近年来的出现失速表现。DRG改革的背景下，存在"泛寿险化"、同质化问题的健康险必须走出"舒适圈"。 近期，记者注意到，多家保险公司密集"上新"健康险，从产品责任、保障人群、增值服务等方面升级。 政策导向、市场教育、保障需求、供给货架丰富等因素共同驱动健康险市场发展，而其中，尤为值得一提的是，关于DRG改革是倒逼产品创新的重要因素 已成为行业共识。 随着药品集中采购、DRG（疾病诊断相关分组）/DIP（病种分值付费）等医疗体制改革的深入推进，居民的就医方式和就医费用正发生深远改 ...

相关数据科技有限公司高级副总裁崔凯龙博士以"数据资产与产业数智化转型"为主题作了特邀分享，深 入探讨了数据要素驱动金融变革的实践路径。他强调在智能化时代浪潮的背景下，数字经济对金融体系 创新提出了更高要求，人工智能技术为金融科技提供了新的发展契机。 本次会议邀请三位国际知名学者带来精彩的主旨演讲，包括：美国投资研究中心主任、Journal of Behavioral Finance主编布莱恩·布鲁斯(Brian Bruce)教授，澳大利亚莫纳什大学学者、Emerging Markets Finance and Trade主编帕雷什·纳拉扬(Paresh Narayan)教授和上海商学院陈锦全特聘教授。 陈锦全特聘教授基于家族企业高管背景数据，揭示了企业治理与碳排放的关联机制。他深耕公司金融与 可持续发展交叉领域，其研究通过大规模企业样本分析，发现高管家庭背景特征显著影响企业碳减排决 策，这一发现为绿色金融政策制定提供了微观层面的实证依据。 在学术会议中，学者们指出，规范的信息披露可降低股价波动性，提升资本市场定价效率；客户公司良 好ESG表现能降低供应商债务融资成本，为相关政策制定提供依据。长沙理工大学、江西 ...

在上述交易进行时，该公司的内部监控存在严重缺失。 联交所裁定，该公司违反了《上市规则》。另外，上述董事(石女士除外)因未能确保该公司于关键时间 实施充分而有效的内部监控，及没有尽力促使该公司遵守《上市规则》，亦违反了《上市规则》。 于2022年12月至2023年1月期间，佟飞先生促使该公司的一家附属公司向一名借款人授出两笔贷款，合 计约4.77亿元人民币。此等贷款构成《上市规则》第十三章下的给予某实体的贷款及第十四章下的主要 交易。佟先生没有促使该公司及时遵守相关的披露及股东批准规定。 2024年9月，佟先生促使该公司的一家附属公司与佟先生本人及一名独立第三方在中国成立一家新公 司。此事构成《上市规则》第十四及十四A章下的须予披露的交易及关联交易。佟先生没有及时向董事 会作出汇报及征求批准。他误以为由于新公司成立时无需资金，因此不用向董事会汇报并征求其批准。 该公司及上述董事(张晓亚先生及石女士除外)同意以和解方式解决本次纪律行动。他们没有就各自的违 规事项提出抗辩，同意接受上市委员会向其施加的制裁及指令。 6月17日，香港联合交易所发布公告，宣布对新焦点汽车技术控股有限公司(00360)及其七名董事展开纪 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 证券停复牌情况：适用 因公司最近一个会计年度的财务会计报告被出具无法表示意见的审计报告，根据《上海证券交易所股票 上市规则》的相关规定，公司股票将被实施退市风险警示,本公司的相关证券停复牌情况如下： ■ 第一节 股票种类简称、证券代码以及实施退市风险警示的起始日 （一）股票简称由"ST华微"变更为"*ST华微"； 第二节 实施风险警示的适用情形 （一）实施退市风险警示适用的情形 因公司2024年度的财务会计报告被出具无法表示意见的审计报告，根据《上海证券交易所股票上市规 则》（2025年4月修订）第9.3.2条第一款第（三）项的规定，出现"最近一个会计年度的财务会计报告被 出具无法表示意见或否定意见的审计报告"的情形，公司股票将被实施退市风险警示。 （二）实施其他风险警示适用的情形 由于公司非经营性资金占用余额达到公司最近一期经审计净资产绝对值5%以上，且金额超过1,000万 元，未能在1个月内完成清偿或整改； ...

Financial Performance - The company's total revenue for the fiscal year was approximately RMB 518.52 million, a decrease of about 6.64% compared to RMB 555.38 million in the previous year[11]. - The manufacturing and trading segment generated revenue of approximately RMB 382.78 million, down about 7.10% from RMB 412.04 million, primarily due to the impact of U.S. tariff policies on export sales[11]. - The automotive distribution and service segment reported revenue of approximately RMB 135.73 million, a decline of about 5.30% from RMB 143.33 million, attributed to the closure of unauthorized brand stores and intense competition in the passenger vehicle market[11]. - The overall gross profit for the year was approximately RMB 87.26 million, down about 8.70% from RMB 95.57 million, with a gross margin decrease from 17.21% to 16.83%[12]. - The gross profit from the manufacturing and trading segment was approximately RMB 78.81 million, a decrease of about 10.45%, with the gross margin declining from approximately 21.36% to 20.59%[12]. - The automotive distribution and service segment's gross profit increased to approximately RMB 8.44 million, up about 11.71% from RMB 7.56 million, with the gross margin rising from approximately 5.27% to 6.22%[14]. - Other income for the year was approximately RMB 8.18 million, down from RMB 15.86 million, primarily due to reduced interest income from loans provided to a related company[15]. - The group's loss before tax for the year is approximately RMB 71,316,000, a reduction from RMB 83,669,000 in the previous year, despite a decrease in gross profit and an increase in administrative expenses[19]. - The loss attributable to equity shareholders for the year is approximately RMB 67,923,000, down from RMB 87,320,000 in the previous year, with a loss per share of approximately RMB 0.39 compared to RMB 0.51 in the previous year[21]. - The net cash inflow from operating activities for the year is approximately RMB 56,586,000, a significant decrease from RMB 413,598,000 in the previous year[22]. Expenses and Liabilities - Distribution costs for the year are approximately RMB 34,862,000, down about 7.55% from RMB 37,709,000 in the previous year, mainly due to reduced sales personnel salaries and strict control of marketing expenses[16]. - Administrative expenses for the year are approximately RMB 85,298,000, an increase of about 29.99% from RMB 65,621,000 in the previous year, primarily due to new management hires and increased depreciation expenses[16]. - The financing cost for the year is approximately RMB 21,149,000, a decrease of about 16.12% from RMB 25,213,000 in the previous year, attributed to a lower weighted average borrowing rate[18]. - As of December 31, 2024, the total bank and other borrowings amount to approximately RMB 305,141,000, with about 22.51% borrowed in HKD and 77.49% in RMB[22]. - The group has a current ratio of 0.91 as of December 31, 2024, down from 1.04 in the previous year, indicating a decrease in liquidity[22]. - The company's liabilities as of December 31, 2024, were approximately RMB 858,480,000, up from RMB 769,635,000 as of December 31, 2023[32]. Investments and Strategic Initiatives - The company made a strategic investment in a hydrogen technology company, which is expected to enhance its competitiveness in the hydrogen energy sector[9]. - The company plans to expand its product offerings in smart parking power systems and off-grid energy storage systems, with research and development initiatives set to continue into 2025[9]. - The company aims to actively seek external investment opportunities and partnerships to drive business development and improve its industry chain layout[9]. - The company has signed a letter of intent to acquire 28.4755% equity in a domestic company for RMB 15,000,000, focusing on new energy vehicle charging services[35]. - The company invested RMB 140,000,000 in Tianjin Hongzhuo, which focuses on new energy and new materials, with a fair value of the investment at approximately RMB 111,300,000 as of December 31, 2024[38]. - The company has signed a compensation agreement for land acquisition, expecting to receive approximately RMB 368,881,000, with RMB 66,399,000 already received and recorded as deferred income[30]. Operational Developments - The construction of a pipeline project for industrial high-pressure steam is approximately 98% complete, with an expected completion date of May 31, 2025[39]. - The company has entered into a purchase agreement for a fuel cell system production line for a total price of RMB 298,000,000, including additional equipment and services[42]. - The company is constructing the Qingdao Laixi Automotive Electronics Industrial Park in Shandong, China, with a total cost of RMB 290,212,000, of which RMB 207,000,000 has been paid as of the report date[44]. - The construction of one building in the industrial park has been topped out, with completion expected by June 30, 2025, due to delays in the delivery of fire protection equipment[44]. - The company has invested RMB 55,000,000 and RMB 85,000,000 in Shihezi Yike, acquiring approximately 29.03% and 44.87% equity, respectively[45]. - The company has established an independent engineering department and a new laboratory under the R&D department to enhance its organizational structure and product planning[73]. Market and Industry Trends - In the automotive industry, China's vehicle sales reached approximately 31.436 million units, a year-on-year increase of about 4.5%[67]. - The hydrogen energy industry in China has seen significant progress, with around 1,200 hydrogen refueling stations built, a year-on-year increase of about 40%[68]. - Fuel cell vehicle sales reached approximately 15,000 units, reflecting a year-on-year growth of about 50%[68]. - The average cost of fuel cell systems is expected to decrease by approximately 15% in 2024 compared to 2023, driven by technological advancements and economies of scale[68]. - The manufacturing and trading business reported a revenue decline of approximately 7% compared to 2023, with export revenue decreasing by about 10% in RMB terms, while domestic trade revenue grew by approximately 7%[72]. Governance and Compliance - The company has improved its internal control systems and established an independent internal audit function to enhance governance and compliance[90]. - The board consists of experienced directors who contribute valuable business knowledge and expertise[109]. - The company has established audit, remuneration, and nomination committees to oversee specific areas[117]. - The company has adopted a diversity policy to create an inclusive work environment based on various factors including gender, age, and ethnicity[135]. - The company has established a formal and transparent process for determining the remuneration policies for directors and senior management[122]. - The company has implemented a system for the timely identification and publication of inside information, ensuring compliance with listing rules and regulations[146]. Environmental, Social, and Governance (ESG) Initiatives - The company is committed to creating value for shareholders while promoting environmental protection and effective corporate governance[164]. - The company has a zero-tolerance policy towards corruption and implements strict regulations to govern employee and corporate behavior[157]. - The company has identified 17 key environmental, social, and governance issues impacting its operations[170]. - The company aims to maintain or reduce greenhouse gas emission intensity in the next reporting year[178]. - The company reported a 100% reduction in hazardous waste from used tires, batteries, and wastewater in 2024, as these were no longer generated[181]. - The company emphasizes the importance of stakeholder engagement to enhance sustainability performance[173]. Employee Development and Safety - The company employs a total of 714 full-time employees, an increase from 684 in the previous year, with a focus on attracting and retaining talent[62]. - The company provides comprehensive safety training and equipment to ensure employee health and safety[2]. - New employees receive onboarding training to familiarize them with the company's culture, operations, and safety protocols[197]. - The company emphasizes the importance of employee development as a key asset for its ongoing growth[197]. - The overall employee turnover rate improved to -4.2% in 2024, down from 19% in 2023, reflecting better employee retention[191].

作为在中国最受欢迎的海外品牌，大众汽车在智能驾驶领域的布局同样引人注目。该公司投资了本土智 能驾驶公司地平线机器人，并与其建立了合资企业。这一举措不仅使大众汽车能够直接参与到中国智能 驾驶技术的研发中，也为其在中国市场的长期发展奠定了坚实基础。 瑞银集团汽车行业分析师龚保利表示，过去几年里，中国在全球汽车制造商眼中的角色已经发生了深刻 变化。从最初的有潜力市场，到如今成为全球汽车产业的研发核心，中国正以其强大的技术实力和创新 能力引领着全球汽车产业的发展潮流。（旺旺） 在智能驾驶领域，海外汽车制造商与中国本土企业的合作也在不断深化。中德合资企业一汽奥迪推出了 搭载华为驾驶辅助系统的A5L轿车，成为首款采用该技术的中国燃油车型。这一合作不仅彰显了华为在 智能驾驶领域的领先地位，也体现了一汽奥迪对中国市场需求的敏锐洞察。 与此同时，中国智能驾驶公司Momenta也传来了好消息。该公司宣布已与包括通用别克、凯迪拉克、丰 田和本田在内的六大汽车品牌达成合作，进一步拓展了其在中国乃至全球智能驾驶市场的影响力。这一 合作不仅将加速Momenta技术的商业化进程，也将为全球汽车产业带来更多的创新活力。 【环球网科技综合报道 ...

站在新的起点，金蝶中国建筑房地产行业事业部总经理颜琼认为，AI能够从运营创新、业务模式创新、管理创新 三个方面，重塑企业管理。他表示，"运营层面，过去是基于流程的自动化，未来可能会基于数据的智能化。" 今年以来，以人工智能(AI)为代表的技术创新正在重塑各行各业，房地产领域亦在这一趋势下加速转型。 观点指数研究院在相关报告中指出，对于房地产全产业链来说，传统粗放式增长模式下盈利艰难，向更精准决策 和更高效运营转变刻不容缓。而DeepSeek等大模型强大的数据处理能力、智能化的分析能力和高效的决策支持功 能，为行业在应对市场波动、客户需求多样化和运营效率提升等方面显现出的局限性，提供了全新的解决方案。 4月9日，观点机构在深圳举办了主题为"智绘新境"的2025观点数字未来发展大会。会上，中海科技副总经理余祥 鑫在主题演讲中提出，这几年新能源汽车、智能汽车比较火，未来的房子发展会跟智能汽车一样。 "未来应该是服务的智能化，未来的房子里面所有东西应该是智能的。"余祥鑫指出，高度集成化亦是核心趋势。 当前住宅的集成度显著低于汽车，"未来我们的房子墙面上会有很多开关面板和电器，一个屏可以实现更多功能， 一个机器人能够帮 ...

Financial Performance - For the fiscal year ending December 31, 2024, total revenue was RMB 518,516,000, a decrease of 6.6% from RMB 555,377,000 in 2023[3] - Gross profit for the same period was RMB 87,257,000, down 8.7% from RMB 95,568,000 in 2023[3] - The net loss for the year was RMB 71,842,000, compared to a net loss of RMB 88,396,000 in 2023, representing a 18.7% improvement[4] - The basic loss per share improved to RMB (0.39) from RMB (0.51) in the previous year[4] - The group reported a loss of approximately RMB 71,842,000 for the year ended December 31, 2024[10] - The total comprehensive loss before tax for 2024 was RMB 71,316,000, compared to RMB 83,669,000 in 2023, reflecting a decrease of approximately 14.8%[27] - The reported segment loss for 2024 was RMB 48,613,000, an improvement from RMB 59,910,000 in 2023, indicating a reduction of approximately 19.3%[27] - The loss attributable to equity shareholders for the year is approximately RMB 67,923,000, a decrease from RMB 87,320,000 in the previous year, with a loss per share of approximately RMB 0.39 compared to RMB 0.51 in the previous year[55] Revenue Breakdown - Revenue from the manufacturing and trading business was RMB 382,782,000, down 7.1% from RMB 412,043,000 in 2023[26] - The automotive dealership and service business generated revenue of RMB 135,734,000, a decrease of 5.3% from RMB 143,334,000 in 2023[26] - Total revenue from external customers in 2024 was RMB 518,516,000, down from RMB 555,377,000 in 2023, representing a decrease of about 6.6%[28] - The manufacturing and trading business revenue was approximately RMB 382,782,000, down about 7.10% from RMB 412,043,000, primarily due to the impact of U.S. tariff policies on export sales[46] - The automotive distribution and service business revenue was approximately RMB 135,734,000, a decrease of about 5.30% from RMB 143,334,000, mainly due to the contraction of business scale and closure of unauthorized brand stores[46] Expenses and Liabilities - The company reported a decrease in administrative expenses to RMB 85,298,000 from RMB 65,621,000, an increase of 30%[3] - The total liabilities increased to RMB 722,638,000 from RMB 680,179,000, an increase of 6.2%[5] - As of December 31, 2024, the group's current liabilities exceeded its current assets by RMB 63,371,000[10] - The group's short-term bank and other borrowings amounted to approximately RMB 248,479,000 as of December 31, 2024[10] - Cash and cash equivalents were approximately RMB 89,358,000, insufficient to cover all bank and other borrowings due within 12 months[10] - The total liabilities increased to RMB 755,037,000 from RMB 660,798,000 in the previous year[26] Assets and Investments - Total non-current assets increased to RMB 855,165,000 from RMB 770,392,000, reflecting a growth of 11%[5] - The company's total assets were valued at RMB 1,296,238,000, a slight decrease from RMB 1,330,264,000 in 2023[26] - The group's net assets decreased from RMB 710,146,000 in 2023 to RMB 655,952,000 in 2024[6] - The total equity attributable to equity shareholders decreased from RMB 595,378,000 in 2023 to RMB 500,103,000 in 2024[6] - The group has a total of approximately RMB 14,419,000 in undrawn committed borrowing facilities as of December 31, 2024[58] Operational Strategies - The group is actively seeking new investments and business opportunities to achieve profitability and positive cash flow operations[11] - The group is negotiating with banks to secure necessary financing to meet short-term operational funding needs[12] - The group plans to accelerate the progress of invested projects to improve production efficiency and optimize operational management[13] - The company aims to strengthen cooperation with partners in hydrogen production, storage, and refueling to become a comprehensive hydrogen solution provider[105] - The company plans to expand its export business into African and Australian markets, focusing on mobile energy storage and electric vehicle power products[103] Market and Economic Conditions - The group faces significant risks related to the future development of the Chinese economy and US-China relations, which could negatively impact domestic sales and revenue from manufacturing and trading businesses[87] - The automotive sales market is expected to experience slower growth in the second half of the year due to global economic uncertainties and fluctuations in consumer confidence[95] - The group is focusing on reducing reliance on export markets by expanding its domestic market presence[87] Corporate Governance and Compliance - The audit committee reviewed the consolidated financial statements for the year ending December 31, 2024, and confirmed compliance with applicable financial reporting standards[111] - The company did not recommend the payment of a final dividend for the year[112] - The company has not bought or redeemed any of its listed securities during the year[113] - The board of directors confirmed adherence to the standard code for securities trading throughout the year[110] - The company appointed an independent non-executive director on August 23, 2024, to comply with listing rules regarding board composition[109] Employee and Operational Metrics - The group employed a total of 714 full-time employees this year, an increase from 684 employees at the end of the previous year, with management personnel rising from 142 to 187[91] - The group has implemented cost-reduction measures, including streamlining personnel and managing other expenses to mitigate risks[87]

【环球网科技综合报道】近日，随着科技领域一系列动态的涌现，AI大模型的竞争焦点正加速向AI推 理转移，AI推理时代已然来临，而边缘计算凭借其独特优势，成为这一新兴领域的竞争新战场。 AI 推理时代开启 自去年以来，科技巨头们在AI推理领域动作频频。Open AI推出O1推理模型，Anthropic跟进推出依赖推 理能力的"Computer Use"的Agent功能，DeepSeek R1推理模型在全球引发广泛关注，英伟达在GTC大会 上亮相首款推理模型、首个推理软件等。这些事件清晰地揭示出AI大模型竞争焦点的转变。 数据传输链路更短，用户体验明显优于中心推理；相较于设备端，又能降低对终端设备的依赖，模型能 力的优化升级更加简便。 边缘节点容量大、健壮性强、可用性高，叠加边缘推理后，更具智能、更加高效，能够更好地支撑企业 数字化、智能化转型。此外，边缘计算还能保障业务连续性，通过业务调度能力实现节点故障时的快速 切换。 在边缘侧还可以提供更多能力，如边缘缓存可实现交互内容的就近存储，减少网络流量、提升模型的实 时性；集成安全的边缘防护能增强大模型部署和应用的安全性。 资料图 巴克莱报告指出，AI推理计算需求将迅 ...

随着5G进入规模商用阶段，6G逐渐成为全球科技创新的焦点领域。 近日，由中国IMT-2030（6G）推进组、中国通信学会、中国信息通信研究院联合主办的2024全球6G发 展大会在上海举办。本届大会以"奋进新征程——眺望6G标准前沿"为主题，中外专家共同探讨面向 2030年及未来的6G应用需求、关键技术、试验验证、国际标准化等，推动6G关键技术及架构成果形成 全球共识，深化国际合作交流，促进6G创新发展，维护全球6G统一生态。 预计2030年前后6G商用 6G作为未来十年全球最重要的综合性数字信息基础设施之一，将引领产业数字化、网络化、智能化、 绿色化发展，促进数字经济和实体经济深度融合，为全球经济发展带来新机遇。 工业和信息化部党组成员、副部长张云明说，当前6G研发进入新阶段，全球产学研用各方应凝聚共 识、集思广益、紧密合作，切实推进6G创新发展。一是共促技术创新，塑造产业发展新动能；二是共 聚生态合力，把握数字化转型新机遇；三是共倡互利共赢，拓展国际合作新空间；四是共享发展成果， 打造对外开放新典范。 IMT-2030（6G）推进组组长、中国信息通信研究院副院长王志勤介绍，6G正从技术研究迈向标准研究 阶段 ...