Core Insights - The inaugural edition of Protean Digital Disruptors 2026 recognized leaders in India's financial ecosystem who are driving large-scale transformation through technology-led, scalable, and resilient systems [1][11] - The awards focus on the advancements in India's financial sector, particularly in digital public infrastructure (DPI), embedded finance, and regulatory innovation, which are redefining the design, delivery, and scaling of financial services [1][11] Evaluation Process - A distinguished jury of senior industry leaders and domain experts evaluated nominees based on their innovation impact, scalability, and contributions to strengthening India's digital financial architecture, ensuring the awards' credibility and meaningfulness [2][11] Winners - Notable winners include Ratan Kumar Kesh (Bandhan Bank), R. Viswesvaran (India Post Payments Bank), Pankaj Sharma (IndusInd Bank), and several other leaders from various financial institutions and fintech companies [4][11] Future Aspirations - The Protean Digital Disruptors 2026 aims to inspire the next generation of leaders to create bold, future-ready institutions and drive purposeful innovation in a rapidly evolving financial landscape [5][11] Industry Commentary - Rakesh Dosi, Chief Business & Product Officer at Protean eGov Technologies, emphasized the shift towards an AI-first organization, focusing on enabling population-scale digital systems that transcend incremental digitization, thereby creating a more intelligent and resilient financial ecosystem [6][11] - The initiative highlights the importance of building resilient systems that power the economic engine of the nation, modernizing legacy frameworks, and driving fintech innovation and regulatory transformation [6][11]

As filed with the Securities and Exchange Commission on March 18, 2026. Registration No. 333-292005 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 4 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 AfterNext Acquisition I Corp. (Exact name of registrant as specified in its charter) Cayman Islands 6770 N/A (State or other jurisdiction of incorporation or organization) (Primary Standard Industrial Classification Code Number) (I.R.S. Employer Identifica ...

"Oracle works with a broad ecosystem of partners to help customers modernize and streamline operations," said Simon de Montfort Walker, executive vice president, Industries, Oracle. "Alviere brings an industry-leading, enterprise-ready embedded finance solution that enables organizations to unlock efficiencies and serve customers with new integrated capabilities." About AlviereAlviere empowers enterprises to streamline payments, generate new revenue, and deliver richer customer experiences through embedded ...

Fourth Quarter and Full Year 2025 Results Yair Nechmad CEO & Co-Founder Sagit Manor CFO Aaron Greenberg CSO 3 3 March 9, 2026 1 Important Disclosure Forward-looking statements, risk factors, and non-GAAP financial measures referenced in this presentation 2 • This presentation is intended to provide general information only and is not, and should not be considered, as an offer to purchase or sell the Company's securities, or a proposal to receive such offers. In addition, this presentation is not an offer to ...

Core Insights - DolFinTech has expanded its financial services by introducing demand deposit accounts (DDAs) aimed at empowering Hispanic and underserved communities [1][3] - The new DolEx and Barri Visa Debit Cards provide features such as direct deposit, overdraft protection, and secure money management tools, enhancing the customer experience [2][3] - The launch of these services is part of DolFinTech's digital evolution and aims to reduce barriers to financial access for its target demographic [3][4] Company Overview - DolFinTech operates in the outbound remittance markets in the U.S., Canada, and Spain, serving over 20 destination countries [1] - The company has more than 500 locations and 5,000 retail agent locations, with a growing digital presence [3] Service Features - The new DDAs and debit cards offer multilingual support in retail locations, allowing transactions in customers' preferred languages [5] - The services accept select forms of foreign government-issued identification, broadening access for customers often excluded from traditional banking [5] - In-person account opening and support are combined with digital account management capabilities, providing a comprehensive banking experience [5]

Core Insights - The banking industry is being reshaped by technologies such as artificial intelligence, cloud infrastructure, real-time payments, and embedded finance, raising questions about the role of technology in redefining banking's institutional foundations [1] - Despite technological advancements, the institutional foundation of banking remains unchanged, emphasizing that banking is an institutional system based on delegated authority, legal accountability, and structured trust [2] Technology and Governance - The banking sector has seen a shift from manual reviews to decision engines, with automated customer onboarding and near-instant payment infrastructure, resulting in a faster and more seamless banking experience [3] - However, this technological advancement brings complex governance questions regarding accountability for automated decisions, the exercise of judgment embedded in code, and the distribution of responsibility across systems and vendors [3] Operational Dynamics - Modern banks operate on layered architectures where legacy systems coexist with cloud platforms and automated decision frameworks, creating both efficiency and distance [4] - There is a growing distance between model designers and users, executive intent and operational behavior, as well as between stated risk appetite and actual decision thresholds, necessitating deliberate governance [5] Institutional Clarity - An organization may appear digitally advanced while its institutional clarity weakens, particularly in automated credit decisioning where individual elements function well in isolation but raise questions about the cumulative effects over time [6]

As filed with the Securities and Exchange Commission on March 2, 2026. Registration No. 333-292005 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 3 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 AfterNext Acquisition I Corp. (Exact name of registrant as specified in its charter) Cayman Islands 6770 N/A (State or other jurisdiction of incorporation or organization) (Primary Standard Industrial Classification Code Number) (I.R.S. Employer Identificat ...

Core Insights - Synchrony Financial (SYF) has renewed its long-standing consumer financing partnership with Polaris, ensuring continued access to promotional financing and installment loans for Polaris products across the U.S. dealer network [1][10] Financing Solutions - SYF will provide tailored financing solutions to make high-ticket powersports purchases more accessible, covering a range of Polaris vehicles including RANGER, RZR, and Slingshot models [2][10] Innovative Underwriting - The partnership leverages Synchrony PRISM, a data-driven underwriting platform that enhances responsible credit access and helps dealers close sales more quickly [3][10] Strategic Focus - This renewal aligns with SYF's strategy to strengthen connections in specialty retail sectors, where financing for powersports offers appealing yields, boosting net interest margins [4][10] - SYF's net interest margin improved by 48 basis points year over year to 15.2% in 2025, supported by specialty retail finance [4][10] Merchant Ecosystem - Continued partnerships with established brands like Polaris enhance SYF's merchant ecosystem, driving repeat usage and cross-selling opportunities [5] - The focus on risk-adjusted growth and digital underwriting positions SYF favorably within the lifestyle and recreational financing segment [5] Stock Performance - Over the past year, Synchrony shares have increased by 21.9%, contrasting with an 18% decline in the industry [8]

Financial Data and Key Metrics Changes - Total processing volume (TPV) reached $109 billion in Q4 2025, a year-over-year increase of 36%, marking the first time TPV exceeded $100 billion in a quarter [5][21] - Q4 net revenue was $172 million, growing 27% year-over-year, driven by strong TPV growth [5][22] - Gross profit for Q4 was $120 million, a 22% year-over-year increase, exceeding expectations [6][22] - Adjusted EBITDA was $31 million in Q4, translating to an 18% margin, more than doubling year-over-year [6][24] Business Line Data and Key Metrics Changes - Non-Block TPV continues to grow over two times faster than Block TPV, with lending, including buy now, pay later (BNPL), growing just shy of 60% year-over-year [21][11] - Expense management growth exceeded 40%, driven by customer acquisition and platform share [22] - On-demand delivery growth remained in double digits but below the overall company growth rate [22] Market Data and Key Metrics Changes - TPV in Europe grew more than twice as fast as the overall company in Q4 2025, with Q4 TPV nearly 40% higher than annual TPV in 2023 [7][8] - The acquisition of TransactPay allows for a complete offering in the U.K. and E.U., enhancing the company's competitive position [8][16] Company Strategy and Development Direction - The company is focusing on targeting enterprise customers with embedded finance use cases, signing three Fortune 500 customers in 2025 [15] - The strategy includes expanding into new use cases and enhancing value-added services, which contributed over 7% of gross profit in Q4 2025 [12][17] - The company aims to achieve GAAP profitability in 2026, with expectations for continued growth in TPV and gross profit [17][32] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the business momentum and the ability to onboard new customers while deepening existing relationships [7][14] - The company anticipates gross profit growth to moderate in 2026 due to specific factors impacting pricing and renewals [29][30] - Management highlighted the strong performance in BNPL and the potential for continued growth in Europe and value-added services [11][16] Other Important Information - The company repurchased 20.2 million shares at an average price of $4.76 in Q4, with a total of 84.8 million shares repurchased in 2025 [24][25] - The company ended Q4 with approximately $770 million in cash and short-term investments [24] Q&A Session Summary Question: Update on Cash App's new issuance and diversification - Management noted minimal impact from Cash App's diversification on new issuance, expecting a gradual decrease in the first half of 2026 and no new issuance in the second half [39][40] Question: Competition and market dynamics - Management indicated no significant change in the competitive environment, with a stable landscape but a shift towards larger, more established customers [53][56] Question: Drivers of business growth - Management highlighted strong momentum in TPV growth, particularly in BNPL, Europe, and value-added services as key drivers of business performance [63][65] Question: Risks associated with renewals - Management stated that while renewals are a normal part of business, the two highlighted renewals are the last significant ones from the fintech boom, with good visibility on future renewals [68][71]

RT Olivia Vande Woude (@cryptoreine)"Avalanche is Built for Business" and nowhere is this more tangible than in tokenization.@el33th4xor laid out the vision: embedded finance solutions on rails that actually work for institutions. Here's what that looks like from the perspective of building our tokenization vertical...The biggest unlock isn't putting a fund onchain. BlackRock, Franklin Templeton, KKR , etc. have already proven that works. the unlock is what happens next: making those tokenized assets compos ...