I have been talking about XRP for quite a bit of time now on this YouTube channel. In fact, it's been well over now five years and I don't think that we have been really witnessing the moves that we are now starting to see in the crypto space ever before. And most of these moves are starting to be more and more significant, leaning more towards the institutional adoption side of things.Obviously, mass adoption from retail will happen, but I do think that it's going to happen from institutional players being ...

https://t.co/voeQjMHWX2Sui (@SuiNetwork):On Sui, money moves as fast as messages.@ereborbank is now integrated with Sui, bringing regulated banking infrastructure and always-on global payments closer than ever before.What this means 👇 https://t.co/Q5ZrrzhyaW ...

🚨BULLISH: STABLECOINS NOW A 'MACRO-RELEVANT FINANCIAL LAYER,' BCA RESEARCH SAYSA new BCA Research report says stablecoins are evolving from a niche crypto tool into a major link between global payments, U.S. dollar liquidity, and short-term Treasury markets.Total stablecoin supply now exceeds $300 billion, up from roughly $30 billion in 2020.Because issuers must back tokens with reserves in assets like Treasury bills, they are becoming increasingly important buyers of short-dated U.S. government debt.BCA sa ...

RT Mastercard (@Mastercard)@0xPolygon Building the future of global payments, together @0xPolygon! 🤝 ...

Core Insights - Visa turned a $1,000 investment into $4,821 over 10 years (+382%), while American Express turned the same amount into $5,833 (+483%) [1] - Both companies have outperformed the S&P 500 over the decade, with American Express leading [1] Investment Performance - Visa's 10-year return: $1,000 initial investment now worth $4,821 (+382.05%), compared to S&P 500's $3,389 (+238.9%) [1] - American Express's 10-year return: $1,000 initial investment now worth $5,833 (+483.31%), compared to S&P 500's $3,389 (+238.9%) [1] - Visa's 5-year return: $1,000 now worth $1,529 (+52.86%), S&P 500's $1,753 (+75.27%) [1] - American Express's 5-year return: $1,000 now worth $2,171 (+117.07%), S&P 500's $1,753 (+75.27%) [1] - Visa's 1-year return: $1,000 now worth $929 (+7.10%), S&P 500's $1,174 (+17.4%) [1] - American Express's 1-year return: $1,000 now worth $1,104 (+10.38%), S&P 500's $1,174 (+17.4%) [1] Business Models - Visa operates as a pure payment network, earning fees without taking on credit risk, leading to high margins and consistent cash flow [1] - American Express combines card network and lending, focusing on premium cardholders and generating revenue from merchant fees, card fees, and interest income [1] - American Express has seen double-digit growth in net card fee revenues for 30 consecutive quarters [1] Current Valuation - Visa is down 9.32% year-to-date, trading at a forward P/E of 25x with a target of $400.47 [1] - American Express is down 18.46% year-to-date, trading at a forward P/E of 17x with a target of $377.28 [1] - Visa's model has historically insulated it from credit cycles, while American Express faces higher credit risk exposure [1]

AI agents choose the most efficient, secure path, and that path will be Sui.@EmanAbio joined @maximichielsen and @PapaDari_ on the @21shares podcast to discuss why Sui will be the backbone for global payments, the agentic economy, and long-term crypto adoption 👇21shares (@21shares):🎙️Moving Beyond the Hype: The Future of Global Payments and Scalable InfrastructureWhat does it actually take to build a blockchain that functions at the scale of a global giant like Meta or Google?In our latest episode of Off th ...

RT Chainspect (@chainspect_app)💜 @0xPolygon is picking up serious paceNearly 7.5M transactions processed in a single day, its strongest performance in over a monthThe go-to blockchain for global payments proving what real, global-scale activity looks like📊 https://t.co/ycircbywyu https://t.co/qDDeVdKHIm ...

Core Insights - Levl, a platform for global payments in fiat and stablecoins, has successfully raised $7 million in seed funding, led by Galaxy Ventures with participation from various notable investors [1][2] - The platform facilitates cross-border transactions, supporting both fiat currencies and stablecoins like USDC and USDT, and claims to enable same-day settlements in over 75 countries [2][4] - Levl aims to expand its product offerings, focusing on B2B cross-border transfers, card and stablecoin payment processing, and lending solutions [2][4] Company Overview - Levl was established in 2023 as a spin-off from Galaxy Digital, with founder Sandhu having a background as an FX trader at AQR [1][3] - The platform has achieved an annualized transaction volume exceeding $1 billion within just four months of operation [4] - Levl's international presence includes locations in London, New York, Canada, and Switzerland, and it is regulated in Switzerland and Canada [5] Market Position - The platform targets various use cases, including mobile wallets, neobanks, merchants, fintechs, remittance providers, brokers, and FX platforms, with institutional leaders like TerraPay, TapTap Send, and Nala utilizing its services [5] - Levl's mission is to democratize access to modern financial infrastructure by integrating traditional payment systems with digital solutions, simplifying the technical complexities of blockchain for businesses [4][3]

Core Insights - SoFi Technologies has seen a significant decline in its stock value in 2026, down 19.1% year-to-date, while the broader S&P 500 Index has gained 1.4% [1] - The company supports 128.5 million accounts globally through its Galileo infrastructure, extending its reach beyond its member base of 13.7 million [1][2] - Despite recent stock performance issues, analysts at Citizens JMP believe SoFi's stock could rise over 40% in 2026 due to its growth potential and market position [4][14] Company Overview - Founded in 2011, SoFi Technologies is a California-based online-only bank that aims to redefine money management in the digital age [3] - The company operates as a digital one-stop shop for financial services, helping users manage borrowing, saving, spending, investing, and protecting their money [2][3] Recent Performance - SoFi's stock has faced selling pressure, dropping nearly 22.7% in the past month and sitting about 55% below its 52-week high of $32.73 [6] - The company reported strong Q4 2025 results, with total net revenue increasing 40% year-over-year to $1.03 billion, surpassing expectations [9][8] - Fee-based revenue surged 53% to a record $443 million, driven by strong performance in various segments [10] User Growth and Engagement - SoFi added a record 1 million new members in the last quarter, bringing total membership to 13.7 million, a 35% increase year-over-year [11] - Product adoption also rose 37% to a record 20.2 million products, indicating strong user engagement [11] Financial Metrics - The company achieved adjusted net income of $174 million, a 160% increase from the previous year, and logged its ninth consecutive profitable quarter [11] - Adjusted EBITDA climbed 60% to a record $318 million, reflecting improved operating efficiency [12] Market Sentiment and Analyst Outlook - Analysts express mixed sentiments about SoFi, with a consensus "Hold" rating among 24 analysts, indicating a balance of optimism and caution [18] - The average price target for SoFi is $27.32, suggesting a potential upside of about 29% from current levels, with the most bullish target at $38 indicating a possible 79% rally [19] Strategic Initiatives - SoFi is diversifying its revenue streams, becoming less reliant on traditional lending income as it expands into fee-based and capital-light revenue [17] - The company has launched innovative products, including crypto trading and a stablecoin, and is expanding its blockchain-powered international remittances [12][13]

Wow, what a throwback to this document going all the way back to roughly 2018. Ripple transforming global payments enabling the internet of value. You might be saying, "What the hell? Why are we looking at an, you know, a document from 2018, Nick?" Well, the reason why is because this vision is still in play today.This is enabling the world to move money like information moves today. And of course, yes, crypto is right at the center of all of this. Now again, that doesn't really answer the question on why I ...