Housing Affordability

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墨尔本“最抢手”城区出炉!CBD位居榜首,每4小时卖出1套公寓
Sou Hu Cai Jing· 2025-08-03 12:05
紧随其后的是 Tarneit,为1547套,平均每日卖出4套房,因为首次购房者和州际投资者大量涌入 该地区。 其他上榜地区包括Point Cook、Pakenham、Craigieburn、Werribee以及华人聚居 区Docklands。 (图片来源:RealEstate) 在过去一年,墨尔本CBD平均每4小时售出一套公寓。与此同时,数千名业主和投资 者选择退出这座城市。 PropTrack的数据显示,墨尔本有全澳最繁忙的房屋销售市场,销售量最高的10个 城区中有8个位于大都会地区。 在过去12个月,墨尔本CBD的房屋销售量领跑全澳,为2214套。 全市还有超过60个城区在过去一年中每天都有房屋成交,许多销售量最高的地区都 与投资者大量撤离有关,高利率和房东土 地税负担加重也是背后原因之一。 但在老投资者离开的同时,新投资者正在涌入,专家报告称州际买家的兴趣反弹, 资金充裕的购房者纷纷涌入经济适用房正 在快速消失的增长走廊。 PropTrack的高级经济学家Anne Flaherty表示,仍有本地投资者在离开墨尔本,但 数据显示需求有所回升。 "墨尔本的房屋中位价现在低于悉尼、布里斯班、珀斯和阿德莱德,因 ...
X @Anthony Pompliano 🌪
Anthony Pompliano 🌪· 2025-07-24 17:34
Housing is so unaffordable that the market has nearly become frozen.@byHeatherLong highlights the problem. https://t.co/nbeNla1gZT ...
Financial Markets Are FAKE Now, But That’s the Point
From The Desk Of Anthony Pompliano· 2025-07-23 21:01
Hello everyone. We've got a lot to discuss today. Financial markets, they are completely broken now.Young people can't afford to buy a home. Retail investors are crushing Wall Street firms this year. And we've got an electric message from the mayor of New York City about drones that are being used in the subway.We're live today from the desk of Anthony Pompiano. [Music] All right, folks. I got to get something off my chest.One of the most surreal aspects of financial markets is the 2008 global financial cri ...
想在悉尼CBD 10公里内买房,$300万已成起步价?这些城区还能捡漏
Sou Hu Cai Jing· 2025-07-21 03:29
Core Insights - The availability of standalone houses priced below 2 million AUD in Sydney's inner city is rapidly diminishing, with fewer than 100 listings within a 10-kilometer radius from the city center [1][6] - The most affordable areas for standalone houses are concentrated around the Sydney Airport flight paths, with median prices around 1.7 million AUD [3] - The rising prices are pushing even well-off families out of the market, creating a "dual-track" system where homeownership increasingly relies on inherited wealth rather than earned income [5][8] Price Trends - The median price for standalone houses in Mascot is approximately 1.95 million AUD, while Marrickville is around 2.1 million AUD [3] - The average listing in sought-after areas like Rosebery and coastal suburbs can attract over 100 interested buyers, indicating high competition [8] - The price threshold for purchasing near the CBD is expected to rise from 2 million to 3 million AUD, reflecting a significant shift in affordability [11] Supply and Demand Dynamics - Demand for properties in the inner city far exceeds the current supply, leading to inevitable price increases [10] - Areas within 10 to 20 kilometers from the CBD still have high property prices, with most standalone houses exceeding 2 million AUD [11] - Some southwestern suburbs, such as Wiley Park and Lakemba, remain among the few areas with median prices below 1.4 million AUD [11] Regional Insights - Expanding the search radius to 20 to 35 kilometers from the CBD reveals more affordable options, such as Fairfield and Canley Vale, with median prices of 1.12 million AUD and 1.22 million AUD respectively [13] - Areas with historically lower prices are often characterized by longer commuting times or inadequate transportation infrastructure [13] - Residents in Marrickville appreciate the value for money and cultural environment, highlighting the area's appeal for families [14]
Squawk Pod: Housing affordability & House Speaker Mike Johnson - 07/18/25 | Audio Only
CNBC Television· 2025-07-18 17:02
Bring in show music, please. Today on SquawkPod, late night votes in the House. Speaker Mike Johnson.What I wanted everybody to know about the one big beautiful bill is it it it wasn't a magic trick. This was I think it was Vince Lombardi that said victory loves preparation. And his comments on the Epstein files, freeze the rent.An affordability focus boosted New York mayoral candidate Zoron Mandani, but the soaring cost of living hits beyond the big apple. Former New York housing commissioner and former HU ...
Enterprise Community Partners' Shaun Donovan: Our inflation problem is a housing problem
CNBC Television· 2025-07-18 15:04
The problem is, and I I think that's true of this election in New York. We call it an affordability election. It was a housing election.I think it's true of our election. Donald Trump was elected because we had an inflation problem. That was a housing problem. Our inflation problem was a housing problem the last few years.And so, this is a problem that is driving elections. I would even argue it's the number one issue, housing affordability in America. And then you take Manhattan.There's no solution to affo ...
摩根大通:违背预期_房地产泡沫尚未破裂
摩根· 2025-06-27 02:04
Investment Rating - The report does not explicitly provide an investment rating for the housing market but discusses various trends and dynamics affecting housing prices and affordability globally. Core Insights - Global home price gains persist despite rising policy rates, although the pace of home price appreciation is slowing [20] - The global housing affordability crisis is deepening due to supply/demand imbalances and elevated rents [21] - The US housing market is characterized as frozen, with declining demand and homebuilder sentiment alongside high mortgage rates [23] - Shelter inflation is likely to return to pre-pandemic levels, but rising rents have compounded cost-of-living challenges [20] - Demographics and household formation support long-term demand, and any housing correction in the short term would likely be modest [20] Summary by Sections Global Housing Market Trends - Home prices have increased by 37% on average over the past decade, with significant growth recorded in countries like Iceland, Portugal, and Hungary [32] - The OECD reports that real home prices have increased by 16% relative to income [32] - The global housing affordability crisis is now a common theme, with many OECD countries facing worse issues than the US [49][56] US Housing Market Dynamics - The US housing market is experiencing a significant decline in demand, with home sales in 2024 being the lowest since 1995 [23] - Housing starts fell approximately 9.8% in May, and the issuance of building permits hit a five-year low [23] - The median sales price of existing homes rose by 1.8% despite fewer home sales [23] Affordability Challenges - Housing affordability in the US has declined almost 30% since December 2021, nearing levels last seen in the late 1980s [51] - The housing affordability index in the US plunged from about 150 in 2021 to the mid-80s by 2024 [49] - Many households are spending over 40% of their income on housing, indicating a severe affordability crisis [51] Regional Disparities - The report highlights divergent trends across the US, with densely populated urban centers facing decreases in demand while suburban and rural areas see demand increases [84] - The Sunbelt region is experiencing higher vacancies and an oversupply of luxury apartments compared to coastal markets [88] Future Outlook - Despite the current challenges, the report suggests that risks to financial stability from the housing market appear manageable [21] - The report anticipates that any housing correction in the short term would likely be modest due to ongoing demographic support for demand [20]
美国新屋销售创2022年以来最大降幅,负担能力构成拖累
news flash· 2025-06-25 15:36
Core Insights - New home sales in the U.S. experienced the largest decline in nearly three years, primarily due to ineffective sales incentives that failed to alleviate affordability constraints [1] Sales Performance - New single-family home sales fell by 13.7%, reaching a seasonally adjusted annual rate of 623,000 units, marking the lowest level in seven months [1] - This sales figure was below the expectations of all economists surveyed by Bloomberg [1]
Is the 30% Rule Unattainable in 2025? Typical U.S. Household Needs to Spend ~45% of Income to Afford the Median-priced Home
Prnewswire· 2025-06-25 10:00
Core Insights - The affordability of housing in major U.S. metros is severely constrained, with the typical household needing to spend 44.6% of their income to afford a median-priced home as of May 2025, significantly above the recommended 30% threshold [1][8] - Only three major metropolitan areas—Pittsburgh, Detroit, and St. Louis—allow median-income earners to purchase a median-priced home without exceeding 30% of their income [3][4] - High mortgage rates and home prices are the primary factors contributing to the lack of affordability in most large metros, with the average mortgage rate at 6.82% as of May 2025 [3][7] Affordability Analysis - In Pittsburgh, the median listing price is $249,900, requiring 27.4% of household income; in Detroit, it's $270,000 (29.8%); and in St. Louis, $299,900 (30.0%) [4][6] - Conversely, in Los Angeles, the median home price is $1,195,000, necessitating over 104% of the area's median income, indicating extreme unaffordability [5][6] - Other high-cost metros include San Diego, San Jose, New York, and Boston, all with affordability ratios exceeding 60% [5][6] Market Dynamics - Demand for affordable homes is increasing, particularly in the Midwest, where some markets still offer pathways to homeownership for median-income households [2][5] - The coastal markets, particularly in California, are experiencing a significant affordability crisis, with a high percentage of renters compared to homeowners [5][6] - The overall national median home price is $440,000, with a monthly payment of $2,930, reflecting the broader affordability challenges across the country [8] Potential Solutions - To improve housing affordability, strategies could include raising incomes or lowering housing costs through reduced mortgage rates or home prices [7] - Increasing the supply of affordable homes is critical, as many markets face a growing home supply gap, which has kept prices high [7]
从50%到16%!澳洲单身购房地图大缩水,这些州“全军覆没”
Sou Hu Cai Jing· 2025-06-19 15:12
Group 1 - The core issue in the Australian real estate market is that single buyers are facing increasing pressure, with only 16% of regions being affordable for the average Australian to purchase a detached house [1] - In the apartment market, single buyers can only afford approximately 28% of regions, a significant drop from 66% in 2017 [2] - The affordability crisis has led to a notable decrease in the proportion of single buyers among first-time homebuyers, dropping from 45% in 2021 to 39% in 2025 [2] Group 2 - In New South Wales, the situation is particularly dire, with the percentage of regions affordable for single buyers of detached houses plummeting from 40% in 2017 to just 11% by 2025 [2] - South Australia has seen a dramatic decline in affordability, with the percentage dropping from 85% in 2017 to 19% in 2025 [2] - Finder's personal finance expert, Sarah Megginson, emphasizes that buying a home is now more challenging than ever, especially for those attempting to purchase without partner or family assistance [5][6] Group 3 - The expectation of interest rate cuts before Christmas may alleviate some pressure on current mortgage holders, but it could make entry into the market even more difficult for new buyers [8] - Increased demand in affordable markets is anticipated, which may further drive up entry-level property prices, exacerbating the challenges faced by first-time buyers [8]