The continued fall of the U.S. dollar comes after a 12-month period ending in December when consumer prices rose 2.7% (7). Food prices, in particular, outpaced that average, rising 3.1%.“Markets are reopening the question of whether the US is asking investors to accept a lower standard of stability, and therefore demanding a higher price for bearing U.S. risk.”“When the person who could jawbone to defend the currency sounds unconcerned, the perceived backstop under the dollar gets thinner,” Doyle said in a ...

If you are still keen to invest in real estate but not ready to jump into homeownership yet, there are platforms like Arrived that let you buy stakes in rental properties, earn dividends and skip the cumbersome responsibilities of property management. In other words, you earn all the rewards of owning a rental without needing to take on the role of landlord.Read More: Approaching retirement with no savings? Don’t panic, you're not alone. Here are 6 easy ways you can catch up (and fast)If the numbers don’t a ...

Many young investors are turning to social media and Reddit forums for investment ideas, often committing large portions of their available wealth to whatever opportunity appears to be generating the biggest returns. In many cases, understanding investment fundamentals and the risks involved takes a back seat to the appeal of getting rich quickly. One couple recently told prominent personal finance expert Ramit Sethi that they invested a few thousand dollars from their wedding gifts in psychedelic “mushr ...

分组1 - The Federal Reserve lowered its benchmark interest rate three times in 2025, while inflation remains elevated at 5% despite cooling from its 2022 peak [1] - Jamie Dimon expressed concerns about political interference in the Fed's operations, emphasizing the importance of the central bank's independence [2][4] - The Department of Justice has initiated a criminal investigation into Fed Chair Jerome Powell, which could lead to charges related to his congressional testimony [3] 分组2 - Inflation has significantly impacted purchasing power, with the U.S. consumer price index increasing by 26% since 2020 [6] - Gold prices have surged over 60% in the past year, with Dimon predicting that gold could reach $10,000 an ounce in the current economic environment [8] - Real estate has also proven to be a strong hedge against inflation, with the S&P Case-Shiller U.S. National Home Price Index rising by 43% over the past five years [11] 分组3 - Alternative assets, including art, are gaining attention as they provide diversification and have shown low correlation with traditional assets since 1995 [18] - Platforms like Masterworks are making investments in blue-chip artwork accessible to a broader audience, allowing investors to buy shares in high-value art pieces [20]

Core Insights - The Dogecoin community successfully advocated for the release of a German Shepherd named Sherman from a Los Angeles animal shelter, which had initially canceled the adoption due to a clerical error regarding the dog's aggression status [2][3]. Group 1: Community Action - The Dogecoin community credited their collective efforts for Sherman's release, emphasizing the power of community activism [2]. - Doge Van, a prominent member of the Dogecoin community, denied claims of the dog's aggression and urged community members to contact the shelter to address the issue [3]. Group 2: Emotional Response - Doge Van expressed gratitude towards those who supported the cause, highlighting the compassion shown by the community during the situation [4].

Core Insights - Approximately 40% of Americans have no retirement savings, highlighting a significant gap in financial preparedness [1] - The average American household's net worth was reported at $1.17 million in 2024, indicating a disparity between average and high-performing financial groups [5] - The median 401(k) balance for Americans was $38,176 in 2024, while many believe they need $1.26 million for a comfortable retirement [7] Debt Management - About 90% of American adults carry some form of debt, with mortgages often viewed as "good debt" due to equity building [4] - Two primary methods for debt repayment are the snowball method, which focuses on smaller debts, and the avalanche method, which targets high-interest debts first [2] Savings and Investment Strategies - The personal savings rate was just 4% as of September, indicating challenges in saving for many Americans [12] - Saving more than $10,000 annually or a double-digit percentage of income places individuals ahead of the average [13] - Wealthfront offers a Cash Account with a base variable APY of 3.25%, which can be boosted to 3.90% for new users [14] Real Estate Investment - Mogul provides fractional ownership in blue-chip rental properties, allowing investors to earn rental income without the burdens of traditional property management [10] - Investments in Mogul typically range from $15,000 to $40,000 per property, with offerings often selling out quickly [11] Financial Advisory Services - Only one-third of U.S. adults have hired a financial advisor, but this number rises to 69% among millionaires [19] - Range offers a flat-fee structure for advisory services, eliminating AUM fees, which can be beneficial for wealth preservation [21] - Vanguard provides a hybrid advisory system that combines professional advice with automated portfolio management [23]

分组1 - The Federal Reserve is currently divided, with three dissenting opinions regarding interest rate decisions, indicating uncertainty in their approach to inflation and labor market conditions [1][7][19] - The focus for the Fed is primarily on the labor market, with expectations that inflation data will influence future decisions [8][18] - There is a significant emphasis on waiting for more data before making any policy changes, particularly regarding inflation and employment trends [4][17][20] 分组2 - The upcoming Supreme Court ruling on tariffs could have a substantial impact on inflation numbers, potentially altering the economic landscape [5][22] - Current market conditions show strong performance in various sectors, with communication services up 34%, technology up 25%, and industrials up 20%, indicating a broader wealth creation atmosphere beyond Fed actions [12][14][15] - The outlook for earnings remains positive, suggesting that if the economy stays strong, earnings forecasts will improve, which is crucial for investors [23][24]

Schiff pointed out that Morgan Stanley is leading the rethink. Instead of 60% stocks and 40% bonds, Morgan Stanley chief investment officer Mike Wilson now favors 60% stocks, 20% fixed income and 20% gold.That’s a serious concern because bonds remain a core holding in many Americans’ portfolios, especially retirement accounts. For retirees and near-retirees counting on those holdings to preserve purchasing power, inflation can quietly erode wealth — even when markets appear calm. If inflation spikes again, ...

Core Insights - Gold has increased over 60% in value this year, reaching approximately $4,350 in mid-October, indicating strong investor confidence in the commodity compared to the stock market [1][3] - The appeal of gold lies in its historical role as a store of value, being independent of any single country or currency, making it a preferred choice during economic stress or geopolitical uncertainty [2][4] - Investors, particularly those in the Tiger 21 group, are shifting towards more cautious portfolio strategies, increasing allocations to cash, fixed income, and gold, while slightly pulling back from stocks and real estate [3][5] Gold Market Dynamics - The performance of gold reflects a defensive investment posture as Wall Street faces uncertainties, including potential AI bubbles and interest rate changes by the Federal Reserve [4] - Gold IRAs are becoming popular as they allow investors to hold physical gold within a retirement account, combining tax advantages with the protective benefits of gold investment [8] Bitcoin as an Alternative Asset - Bitcoin is gaining traction as a mainstream investment, viewed as a secure asset alongside gold, despite its market size being only a tenth that of gold [10] - The volatility of Bitcoin is attributed to its lack of backing by central banks, but its built-in scarcity (capped at 21 million) adds to its appeal [11] - Investors are optimistic about Bitcoin's potential rebound after a recent decline from an all-time high of around $126,200 to approximately $85,500 [10] Real Estate Investment Trends - There is a noted pullback in real estate allocations among high-net-worth investors, yet real estate remains a reliable asset class for wealth preservation, especially during inflationary periods [19][20] - Crowdfunding platforms like Arrived and Mogul are providing accessible ways for investors to engage in real estate, allowing fractional ownership and income generation without the burdens of traditional property management [21][23]

I am a personal investor specializing in equities and diversified portfolios. In this diversification, I like to build a balanced portfolio where no client misses out on the rise of technology stocks -for example- but at the same time, they can keep a portion of their savings invested in more defensive options.I'm very fond of established technology companies and those focused on consumer staples and discretionary goods, always prioritizing company value over circumstances, which can sometimes be adverse. T ...