I am a personal investor specializing in equities and diversified portfolios. In this diversification, I like to build a balanced portfolio where no client misses out on the rise of technology stocks -for example- but at the same time, they can keep a portion of their savings invested in more defensive options.I'm very fond of established technology companies and those focused on consumer staples and discretionary goods, always prioritizing company value over circumstances, which can sometimes be adverse. T ...

Over the last few months, we've written about where billionaires live and how the uber-rich spend their money. What about how they invest?A new report from UBS has the answers. This year, the bank conducted its annual survey of billionaire clients on several topics, including where they plan to invest their money for 12-month and five-year periods. Optimism in the near term seems to be highest around two areas in particular compared to 2024: Western Europe and China.Forty percent of respondents said they ...

Core Insights - Exchange-traded funds (ETFs) provide a safer, lower-risk investment option compared to individual stocks, allowing for broad or narrow investment strategies [1] - Many ETFs focus on high-performing growth stocks, with some funds doubling in value over the past three years [2] Group 1: Invesco QQQ Trust - Invesco QQQ Trust tracks the largest non-financial companies on the Nasdaq Stock Exchange via the Nasdaq-100 index, with a modest expense ratio of 0.2% [4] - The fund has a significant exposure to the tech sector, comprising nearly two-thirds of its portfolio, with consumer discretionary stocks making up 18% [5] - Over three years, Invesco QQQ Trust has risen by 123%, outperforming the S&P 500's 75% gain during the same period [6] Group 2: Vanguard Information Technology Index Fund - The Vanguard Information Technology Index Fund has outperformed Invesco QQQ Trust, with a 133% increase over three years, making it the top-performing ETF on the list [9] - This fund holds over 300 stocks and charges a low expense ratio of 0.09%, providing broader exposure compared to Invesco QQQ Trust [9]

CocoSan / Getty Images There are several strategies you can use to recession-proof your finances, from budgeting to diversifying your portfolio. Key Takeaways Stay in control of your finances by creating a budget and adjusting it as needed. Build a healthy emergency fund, which is crucial to avoiding high-interest debt in the event of an unexpected expense. Diversify your investments across stocks, bonds, and other assets to mitigate risk in the event of an economic downturn. Develop multiple incom ...

My retirement savings were wiped out in market changes over the last couple of years. I am planning on working for about five more years. What investment suggestions do you have this late in the game? – Daniel Sorry to hear that you’ve taken a hit as you enter the home stretch to retirement. I know that can be disappointing and potentially stressful. This type of scenario is why I suggest broad diversification and holding an asset allocation that fits your timeline, matches your goals and allows you to stay ...

If you are a regular reader, you know that one of the things I preach is diversity. When you are dependent upon your own labor to generate an income, you can't diversify. Your time can only be spent once, and yourRida Morwa is a former investment and commercial Banker, with over 35 years of experience. He has been advising individual and institutional clients on high-yield investment strategies since 1991. Rida Morwa leads the Investing Group High Dividend Opportunities where he teams up with some of Seekin ...

Foreign demand for U.S. bonds is staying strong. Ali Majdfar / Getty Images Close Key Takeaways New data from the Treasury Department showed continued appetite among foreign investors for U.S. securities, including the bonds that the Treasury issues to finance deficits. Net capital inflows were over $300 billion in August and September. It's the latest evidence that the fears of massive outflows from U.S. government bonds after President Donald Trump's more-aggressive-than-expected tariff announcements in A ...

Core Insights - Nancy Pelosi and Marjorie Taylor Greene have both invested in several common stocks, despite their differing political views, indicating a potential alignment in investment strategies [5]. Group 1: Stock Transactions by Nancy Pelosi - Pelosi disclosed the purchase of 50 call options in Nvidia with a strike price of $80, expiring on January 16, 2026 [1]. - She also bought 50 call options in Alphabet with a strike price of $150, expiring on January 16, 2026 [2]. - In Amazon, Pelosi disclosed buying 50 call options with a strike price of $150, expiring on January 16, 2026 [3]. - Pelosi exercised 200 call options on Broadcom for a stake of 20,000 shares [4]. - She exercised 140 call options in Palo Alto Networks for 14,000 shares [7]. - Pelosi has a long history with Visa, with her husband buying shares during the company's IPO in 2008, and she recently sold 2,000 shares in July 2024 [8]. Group 2: Stock Transactions by Marjorie Taylor Greene - Greene has purchased Nvidia stock multiple times in 2024 and 2025, with her latest purchase in May 2025 [1]. - She has bought Alphabet stock seven times in 2025 and multiple times in 2024 [2]. - Greene has disclosed multiple purchases of Amazon shares in 2024 and three times in October 2025 [3]. - Greene has bought Palo Alto Networks stock five times in 2025 and also in 2024 [7]. - Her investments in Broadcom were in the range of $1,000 to $15,000 back in January 2021 [4]. - Greene's typical trade size is significantly smaller than Pelosi's, generally ranging from $1,000 to $15,000 [11]. Group 3: Investment Strategies - Pelosi's transactions are often substantial, typically in the hundreds of thousands or millions of dollars, indicating a high-risk, high-reward strategy [10]. - Greene's investments are managed by a portfolio manager, and she does not engage in options trading like Pelosi, focusing instead on direct stock purchases [11]. - Both Congress members have been noted for their strong returns, making them among the most tracked members of Congress regarding investments [5].

Core Insights - The article emphasizes the importance of strategic investing, particularly through dividend stocks and ETFs, as demonstrated by a Reddit user who built a $2 million portfolio through disciplined reinvestment of dividends [4][18] - It highlights various investment platforms and strategies that cater to different investor needs, including Public for commission-free trading and Moby for stock insights [1][5][6] Investment Platforms - Public offers commission-free trading and high-yield accounts, along with social features for users to share investment ideas and market trends [1] - Moby has outperformed the S&P 500 by an average of 11.95% over the past four years, providing stock picks and extensive research for investors [6] Dividend-Focused Strategies - DIVO and SCHD are highlighted as effective ETFs for income generation through dividend-paying stocks, with DIVO employing a covered call strategy for higher yields [2] - The Redditor's strategy of reinvesting dividends into these ETFs showcases a disciplined, long-term investment approach [4][18] Diversification and Alternatives - The article discusses the importance of diversification beyond stocks, suggesting alternative investments such as real estate and fine art to mitigate market volatility [7][15] - Platforms like Arrived and Homeshares allow investors to participate in real estate without the responsibilities of property management, with minimum investments starting at $100 and $25,000 respectively [9][11] Real Estate Investment - The U.S. Home Equity Fund targets risk-adjusted returns of 14% to 17%, providing a low-maintenance alternative for accredited investors [12] - First National Realty Partners focuses on grocery-anchored commercial real estate, offering stability during economic downturns [13][14] Art Investment - Masterworks enables fractional ownership of high-value art, making it accessible to a broader range of investors, with historical returns outperforming the S&P 500 [15][16][17]

Core Insights - The U.S. national debt has reached $37.45 trillion, leading to concerns about the sustainability of government borrowing and interest payments [2][3] - The price of gold has surged over 40% in the past year, highlighting its role as a safe haven during economic uncertainty [6][5] - Real estate is increasingly viewed as a hedge against inflation, with the S&P Case-Shiller U.S. National Home Price Index climbing over 50% in the last five years [10][9] Economic Concerns - Billionaires like Ray Dalio and Elon Musk have raised alarms about the U.S. potentially entering a "debt death spiral," where borrowing is necessary just to cover interest payments [2][4] - The U.S. government paid $933 billion in net interest in the fiscal year-to-date 2025, surpassing defense spending of $841 billion [2][3] Investment Strategies - Investing in gold is recommended as a diversification strategy, especially during economic downturns, due to its stability compared to fiat currencies [5][6] - Real estate investment can be accessed through crowdfunding platforms, allowing individuals to invest with as little as $100 [11][12] - The S&P 500 index fund is suggested as a straightforward investment option for broad market exposure without the need for active management [15][16] Real Estate Investment - Crowdfunding platforms like Arrived enable investors to buy shares in rental properties, providing a low-cost entry into real estate [11][12] - First National Realty Partners offers accredited investors opportunities in grocery-anchored commercial properties, minimizing landlord responsibilities [13][14] Gold Investment - Gold IRAs allow for the inclusion of physical gold in retirement accounts, combining tax advantages with the protective benefits of gold [7][6] - Priority Gold offers promotional incentives for qualifying purchases, enhancing the appeal of gold investments [8]