Even if you’ve been diligently saving, your money might be losing value faster than you think. Daniel Altman, economist and author of the High Yield Economics newsletter, believes that due to the devaluation of the dollar, keeping too much money in a savings account can wreck your finances. Read Next: 6 Things You Must Do When Your Savings Reach $50,000 Find Out: 4 Surprising Things That Could Impact Your Wallet If a Recession Hits Here’s a closer look at why that is and what to do instead. Why the Dolla ...

Stocks and bonds will react to new data on job openings, wages and labor market perceptions. ...

Core Insights - Retirement planning involves making significant choices regarding income stability, including the use of 401(k)s, IRAs, and investment accounts, as well as considering additional sources like annuities, bonds, and CDs [1][2] Group 1: Investment Products - Annuities are backed by insurance companies, providing periodic payments that consist of interest income and a return of principal [5] - Bonds and CDs pay a fixed interest rate, known as a 'coupon', with the principal returned in full at maturity [5] Group 2: Combining Financial Instruments - It is possible to combine annuities, bonds, and CDs to create multiple revenue streams tailored to individual financial needs [4] - The integration of these financial products can enhance the overall retirement income strategy, similar to how different instruments in an orchestra work together to create a harmonious sound [5]

Group 1 - The bond market is experiencing a decline in distribution yields as yields are returning to lower levels [1] - PropNotes focuses on identifying high-yield investment opportunities for individual investors, simplifying complex concepts and providing actionable insights [1] - The analysis produced by PropNotes aims to assist investors in making informed decisions backed by expert research [1] Group 2 - The article does not provide specific company or industry-related content beyond the general focus on investment opportunities and market analysis [2][3]

Group 1 - The bond market is experiencing a decline in distribution yields as yields are returning to lower levels [1] - PropNotes focuses on identifying high-yield investment opportunities for individual investors, simplifying complex concepts and providing actionable insights [1] - The analysis produced by PropNotes aims to assist investors in making informed decisions backed by expert research [1] Group 2 - The article does not provide specific company or industry insights, focusing instead on general investment strategies and market conditions [2][3]

What do we learn about what's happening here. Why is the United pulling these issues. Yeah.So first of all, thank you so much for having me. And yeah, this week we saw that United was coming to the municipal bond market with an around $522 million deal. So the debt was issued by Houston.But on behalf of United Airlines and those bonds, we're going to fund a variety of different projects at the airport, as well as a refinancing. And so the debt was supposed to price on Tuesday. And we heard on Wednesday that ...

Group 1 - The Federal Reserve has been cutting interest rates, which has positively impacted the bond market, with hopes for further cuts due to slowing job growth and consumer spending [1][7] - The Bloomberg U.S. Aggregate Bond Index has returned approximately 6.7% in 2025, indicating a strong recovery from the historically poor performance in 2022 [2] - Investors are experiencing a more favorable environment for bonds in 2025 compared to previous years, with returns outpacing those of short-term T-bills [3][4] Group 2 - Treasury yields have decreased, with the yield on the 10-year note falling by nearly half a percentage point to 4.147% this year, contributing to the attractiveness of bonds [8] - The U.S. government's budget deficit remains a concern, with a deficit of $1.8 trillion for the 2025 fiscal year, which could influence bond market dynamics [14] - The additional yield for holding investment-grade corporate bonds over Treasurys has recently increased slightly to 0.83 percentage points, indicating a potential shift in market sentiment [13]

Euronext successfully launches €600 million bond issuance Amsterdam, Brussels, Dublin, Lisbon, Milan, Oslo and Paris – 18 November 2025 – Euronext, the leading European capital market infrastructure, announces the successful launch of a €600 million, 3-year senior unsecured fixed-rate RegS bond issuance with an annual coupon of 2.625%. The bonds are rated “A-“ by S&P. Euronext N.V. is rated “A-, Stable Outlook” by S&P since 3 February 2025. The order book reached an amount of more than €3 billion, and was m ...

If you don’t have access to a 401(k) or pension plan, you should start investing in an IRA to build your nest egg. IRAs offer tax benefits that bolster your retirement savings over time. Even if you have a company-sponsored plan, invest in an IRA to save faster. Keep in mind that the maximum you can contribute to an IRA in 2025 is $7,000 a year.Many government employers offer a traditional pension plan rather than a 401(k) plan. If your employer offers a pension plan, find out if you’re covered. You can ask ...

Core Insights - The article discusses the feasibility of retiring on an annual income of $70,000, considering various personal circumstances and financial factors [1][2]. Group 1: Cost of Living Considerations - Retirement affordability on $70,000 per year is manageable but highly dependent on individual circumstances, including location and living costs [2]. - Key factors include existing assets, debts, dependents, desired lifestyle, and health situation [2]. - Low lifestyle expenses and minimal debt are advantageous, and having proper insurance coverage is critical to avoid unexpected expenses [2]. Group 2: Portfolio Evaluation - The ability of a portfolio to generate $70,000 annually is crucial, requiring an assessment of income from savings and investments [4]. - Following the 4% rule, a portfolio could provide $40,000 in the first year, supplemented by Social Security to meet the $70,000 goal, but funds may deplete in about 20 years [5]. - Investing the portfolio rather than keeping it in cash can enhance income generation and extend portfolio longevity [6]. Group 3: Investment Strategies - Investing in bonds could yield around 5%, potentially generating $80,000 annually when combined with Social Security [6]. - Purchasing a $1 million annuity could guarantee over $107,808 annually for life, again combined with Social Security [6].