If you regularly tune in to the blogs, podcasts and videos of popular personal finance influencers, you’ll hear a lot of advice that they all seem to agree upon. One area of overlap is that you should invest a certain portion of your income. While this is solid financial advice, some finance experts, like entrepreneur Mark Cuban, think a large portion of your portfolio should be in cash. Be Aware: Key Signs Your Credit Card Is Quietly Wrecking Your Finances For You: 25 Places To Buy a Home If You Want It T ...

The October 2025 bitcoin bear market is already over.As I said a few days ago, it will pay to have emotional control in the coming months given anticipated market volatility. ...

Ah, Friday, October 10, 2025. A day that began with the usual market jitters, perhaps a whisper of optimism, only to be promptly flattened by the digital thunder of a Truth Social post. Former President Donald Trump, ever the maestro of market mayhem, once again took to his preferred platform to announce, or rather, threaten, a “massive increase” in tariffs on Chinese goods. The financial world, seemingly caught off guard despite years of practice, responded with the predictable grace of a falling piano.The ...

bitcoin ethereum options. Photo by BeInCrypto Over $5.6 billion in Bitcoin and Ethereum options are set to expire today, driving heightened volatility as traders confront critical support levels. This expiry could spark the next big shift in crypto prices, with both bullish conviction and downside risk on display. Billions on the Line: Option Expiry Event Brings Increased Uncertainty The crypto market is tense ahead of today's options expiry. Open interest and trader activity reveal a battle between op ...

@herfirst100k / YouTube Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. Influencers are no longer just shaping Americans' shopping habits and fashion choices — they're also playing a role in how people manage their money. And one type of influencer has become particularly popular: the “finfluencer.” Short for "financial influencer," these creators break down complicated topics like investing, budgeting and wealth-building in everyday language that feels ...

Forty-one-year-old Janice has spent years diligently saving and investing, and by 55, her portfolio is expected to be worth a whopping $6 million. That’s enough to last her four decades if she follows the classic 4% rule and withdraws $240,000 a year. Janice’s portfolio is balanced, with a mix of stocks and bonds yielding roughly 6% annually. She’s healthy, debt-free and has an emergency fund tucked away, plus a health savings account (HSA) to cover future medical costs. She’s picturing a retirement w ...

Back gold, as we said, another record high today. Our next guest, though, says there's a better metal to play right now. Sema Modi tells us which one in today's ETF edge.Hi, Sema. >> Scott or October, as you know, is a historically volatile month for the markets to kick off the fourth quarter. On top of that, we've got the government shutdown going into the second week.Should ETF investors hedge now or simply take a longer view. I'm pleased to say we're joined by Christian Mcun, CEO of Amplify ETFs. And Chr ...

Group 1 - The importance of financial security in retirement is emphasized, highlighting the need to avoid letting cash sit idle due to inflation and missed opportunities [1][2] - A cautious investment approach is necessary for retirees, but being overly conservative may hinder growth, especially with a limited amount of $143,000 [2][4] - The current U.S. political landscape and rising international tensions contribute to increased market volatility, making investment decisions more complex [4][5] Group 2 - A balanced investment strategy is recommended, suggesting a mix of higher-return equities and safer assets like bonds, with a guideline of subtracting age from 110 to determine equity allocation [5] - Investing in gold is presented as a viable option for wealth preservation, particularly during economic and geopolitical instability, with gold prices reaching record levels [6][7]

Core Insights - The stock market is characterized by constant change, which can be both thrilling and alarming for investors, particularly those saving for retirement [1] - Kourtney Gibson, CEO of TIAA Retirement Solutions, emphasizes the importance of controlling reactions to market volatility rather than succumbing to panic [2][3] Emotional Management - Emotional reactions, such as withdrawing investments during market downturns, are counterproductive to long-term retirement savings goals [3][4] - The biggest mistake retirement savers make is allowing short-term emotions to override long-term strategies, which can lead to worse outcomes [4] Investment Strategy - Successful investors maintain patience and consistency during turbulent times, which tends to yield greater returns [4] - It is recommended to have a written, defined investment plan based on personal goals to avoid being swayed by market fluctuations [4][5] Risk Assessment - Consulting a trusted financial advisor is crucial for assessing risks and understanding how various market scenarios could impact a portfolio [6] - A risk assessment can serve as a stress test for investments, helping investors evaluate their current asset allocation under different market conditions [6]

Pharmaceutical Industry - President Trump's 100% tariff on branded pharmaceutical imports took effect on October 1st, causing initial declines in shares of European and Asian drugmakers, with Novo Nordisk experiencing the largest drop [2][3] - Pfizer announced a deal with the Trump administration to cut drug prices and invest $70 billion in U.S. research and manufacturing, receiving a three-year exemption from the tariffs, which led to a surge in its stock price [3][4] - Analysts suggest Pfizer's deal could serve as a model for other drugmakers, but caution that the financial impact may be more about optics than substantial change [4] Trucking Industry - A 25% tariff on heavy trucks imported from other countries began on October 1st, aimed at protecting U.S. manufacturers [5][6] - Shares of Daimler Truck and Traton fell by 2% and 2.4% respectively, with analysts estimating a potential €700-800 million impact on Daimler's earnings, though some losses could be offset by price increases [6] - Volvo Group, which produces all its U.S. trucks domestically, saw a 3.5% increase in shares, while analysts predict increased operational costs and reduced freight demand for trucking stocks like J.B. Hunt and UPS [6] Entertainment Industry - A 100% tariff on movies made outside the U.S. was announced, leading to declines in shares of Indian media stocks and major U.S. media companies, including Netflix and Amazon [9][10] - Analysts expressed concerns that the tariffs could lead to reduced content production and increased costs for consumers [10] Agriculture Sector - President Trump announced a meeting with Chinese President Xi Jinping to discuss agriculture, particularly soybeans, which led to a 1.3% increase in Chicago soybean futures [10][11] - Analysts noted that while the announcement provided support, the underlying issues caused by previous tariffs may not be resolved [11] Government Operations - The U.S. government shutdown began on October 1st, with a muted market reaction, as the S&P 500 saw a slight decline and the Nasdaq Composite managed a small gain [13][14] - Analysts viewed the shutdown as political theater with limited immediate impact, but some warned that the current economic conditions could make the situation more detrimental than in previous shutdowns [14]