Experts say seeing a rate starting with “5” instead of “6” feels very important psychologically for buyers who were waiting, as stated by Investopedia. The rate crash shows comfortable borrowing conditions, but caution in terms of budgeting should still be Maintained. Example: On a $400,000 loan, the monthly payment at 5.98% is about $2,393, but at 6.5% it would be about $135 more per month. Mortgage rate lowers paymentsThese monthly numbers include only loan payment and interest, not taxes, insurance, or ...

MCLEAN, Va., Feb. 26, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 5.98%. “For the first time in three and a half years, the 30-year fixed-rate mortgage dropped into the 5% range, falling even lower than last week's milestone,” said Sam Khater, Freddie Mac’s Chief Economist. “This rate, combined with the improving availability of homes for sale, is meaningful and will drive ...

Mortgage rates dipped into the 5% range for the first time since 2022 as Treasury yields continued to fall. Three months of a slow interest rate decline have filtered through the mortgage industry, with increasing reports of home loan rates finally slipping below 6%. Freddie Mac is the latest rate aggregator to record a sub-6% result, with a 30-year fixed rate of 5.98%. The report mirrors the Yahoo Finance weekly survey of lenders, which has reported a growing number of mortgage issuers with rates in the ...

Mortgage rates ticked up slightly this week, with the 30-year fixed rate averaging 6.10%, up from 6.09% last week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week low 30-year 6.10% 6.18% 6.84% 6.54% 6.09% 15-year 5.45% 5.56% 6.05% 5.76% 5.45% 30-year jumbo 6.22% 6.38% 6.92% 6.61% 6.22% The 30-year fixed mortgages in this week’s survey had an average total of 0.33 discou ...

Mortgage rates made a tiny move higher today. According to the Zillow lender marketplace, the 30-year fixed rate rose one basis point from its previous multi-year low to 5.77%. The 15-year fixed rate stepped up three basis points to 5.40%. The 15-year VA loan is an eye-opening 4.99%. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 5.77% 20-year fixed: 5.68% 15-year fixed: 5.40% 5/1 ARM: 5.95% 7/1 ARM: 5.82% 30-year VA: 5.37% 15-year ...

Mortgage rates have hit another new low. According to Zillow, the average 30-year fixed rate is 5.76%. Today's 15-year fixed rate is 5.37%. If you've been waiting for a sub-6% rate, here's your opportunity. The number of lenders offering mortgage rates under 6% is growing. Today's mortgage rates Here are the current mortgage rates, according to our latest Zillow data: 30-year fixed: 5.76% 20-year fixed: 5.78% 15-year fixed: 5.37% 5/1 ARM: 5.86% 7/1 ARM: 5.69% 30-year VA: 5.38% 15-year VA: 5.04% ...

The average 30-year home loan rate has fallen below 6%, which is the lowest level since September 2025. Earlier, Lower payments can help many buyers who were waiting to return to the housing market. The main reason rates fell is because U.S. Treasury yields dropped as markets expect slower growth and lower inflation, as reported by InvestingLive. Why mortgage rates are fallingEven with lower rates, the housing market may not boom because home supply is still limited and prices remain high. However, crossin ...

Key Takeaways Mortgage rates fell to 6.01%, the lowest since September 2022, lifting refinancing and purchase activity.Refinance applications jumped 7% weekly and 132% y/y, per MBA data.NLY, MITT and RWT stand to gain as lower rates lift origination and refinancing volumes.Mortgage rates continue to ease, with the average 30-year fixed rate sliding to 6.01% in the week ended Feb. 19, 2026, according to the data from FreddieMac's report. This is the lowest rate since September 2022. A year ago at this time, ...

Mortgage Rates Hold Flat on Thursday Despite Lower Weekly Average For the average lender, top-tier 30yr fixed mortgage rates were perfectly unchanged compared to yesterday. This keeps them right in line with the lowest levels in more than 3 years. That said, if we're splitting hairs, better rates were available 4 days in the past month and a half (Jan 9, Jan 12, Feb 13, Feb 17). So why is it that there are news headlines today claiming that rates hit their lowest levels in more than 3 years? Simply put, th ...

Primary Mortgage Market Survey® U.S. weekly average mortgage rates as of 02/19/2026 MCLEAN, Va., Feb. 19, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.01%. “Mortgage rates dropped again this week, now down to their lowest level since September of 2022,” said Sam Khater, Freddie Mac’s Chief Economist. “This lower rate environment is not only improving affordability for ...