(all amounts are expressed in millions of U.S. dollars, excluding per share amounts and unless otherwise stated) TORONTO, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Real Matters Inc. (TSX: REAL) (“Real Matters” or the “Company”), a leading network management services platform for the mortgage and insurance industries, today announced its financial results for the fourth quarter and fiscal year ended September 30, 2025. “Our business demonstrated resilience and competitive strength throughout 2025 as we consistently ...

Core Insights - Minerva Foods reported record financial results for the third quarter of 2025, with free cash flow reaching R$ 2.5 billion, the highest level recorded in a single quarter [2][11] - The company achieved net revenue of R$ 15.5 billion, marking an 82.5% increase year over year and an 11.5% increase compared to the previous quarter [3][5] - Net leverage decreased to 2.5x, the lowest level since 2022, indicating improved financial stability [2][5] Financial Performance - Free cash flow for the third quarter of 2025 was R$ 2.5 billion, contributing to a total of R$ 10.9 billion since 2018 [2] - Consolidated net revenue for the quarter was R$ 15.5 billion, with a total of R$ 51.3 billion over the last 12 months, reflecting a 73.9% increase year over year [3] - EBITDA for the third quarter was R$ 1.4 billion, with an EBITDA margin of 8.9%, up 70.8% year over year [4] Operational Highlights - Consolidated gross revenue reached R$ 16.3 billion, an increase of 80.1% compared to the same period in 2024, with exports accounting for 61% of the total [5] - Sales volume grew by 10% and revenue increased by 11% compared to the previous quarter, leading to a lower SG&A-to-revenue ratio of 9.3% [6] - The integration of new assets progressed consistently, contributing to solid operational and financial results [6] Capital Structure - The company exercised 5,847,096 subscription bonuses from a capital increase, totaling R$ 30.2 million, with R$ 969.3 million in remaining subscription bonuses expected to strengthen capital structure [7] - Minerva Foods announced the repurchase and cancellation of USD 75.7 million related to the 2031 Bond, totaling approximately R$ 402.6 million [8]

Financial Performance (9M25) - Net revenue reached R$870.5 million[13], a 57% increase compared to the previous year[26] - Adjusted EBITDA was R$195.3 million[13], with an adjusted EBITDA margin of 22%[26] - Net income amounted to R$76.7 million[13], a significant turnaround from the previous year's net loss[26] Production and Sales (24/25 Harvest) - Soybean production is estimated at 251,788 tons[19], but projected to be 216,111 tons[19], a 14% decrease[19] - Corn production is estimated at 42,033 tons[19], and projected to be 47,527 tons[19], a 13% increase[19] - Cotton production is estimated at 31,170 tons[19], but projected to be 20,553 tons[19], a 34% decrease[19] Commodity and Input Prices - Soybean prices decreased by 2% from June 2024 to April 2025[15] - Corn prices increased by 31% from June 2024 to April 2025[15] - Cattle raising prices increased by 46% from June 2024 to April 2025[15] - The price of KCL fertilizer for the 25/26 harvest is projected at USD 635 per ton[17], a 24% increase compared to Mar-24[17] Hedging - 20% of the 24/25 soybean harvest and 22% of the 25/26 harvest are hedged for commodity prices[25] - 72% of the 24/25 corn harvest and 83% of the 25/26 harvest are hedged for commodity prices[25] - 39% of the 24/25 ethanol harvest is hedged for commodity prices[25] - 71% of the 24/25 cotton harvest is hedged for commodity prices and 47% is hedged for exchange rates[25] Indebtedness - Total indebtedness is R$884.98 million[36], a 30% increase compared to June 30, 2024[36] - Adjusted net debt is R$779.403 million[36], a 65% increase compared to June 30, 2024[36]

Financial Performance - Amazon's total net revenues exceeded expectations, reaching $167.7 billion, a 13% increase [1] - Net income for Amazon increased by 35% to $18.2 billion [1]

Core Insights - Clorox reported $1.67 billion in revenue for the quarter ended March 2025, reflecting an 8.1% year-over-year decline and an EPS of $1.45, down from $1.71 a year ago [1] - The revenue fell short of the Zacks Consensus Estimate by 2.67%, while the EPS also missed the consensus estimate by 7.64% [1] Financial Performance Metrics - Organic Revenue Growth in Health and Wellness was 3%, surpassing the average estimate of -1.9% [4] - Organic Revenue Growth in International was 2%, below the average estimate of 6% [4] - Organic Revenue Growth in Lifestyle was -3%, compared to the average estimate of 0.3% [4] - Organic Revenue Growth in Household was -11%, significantly lower than the average estimate of -1.5% [4] - Overall Organic Sales Growth was -2%, missing the average estimate of 1.2% [4] Revenue Breakdown - Net Revenue for Health and Wellness was $630 million, exceeding the average estimate of $597.23 million, representing a 3.5% year-over-year increase [4] - Net Revenue for International was $263 million, slightly above the average estimate of $258.40 million, but reflecting a 15.2% year-over-year decline [4] - Net Revenue for Lifestyle was $306 million, below the average estimate of $314.14 million, indicating a 2.9% year-over-year decrease [4] - Net Revenue for Household was $469 million, significantly lower than the average estimate of $515.48 million, showing a 10.8% year-over-year decline [4] Income Before Taxes - Income before income taxes for Health and Wellness was $169 million, slightly below the average estimate of $176.17 million [4] - Income before income taxes for Corporate and Other was -$55 million, better than the average estimate of -$68.49 million [4] - Income before income taxes for International was $31 million, exceeding the average estimate of $27.86 million [4] Stock Performance - Clorox shares have returned -3.3% over the past month, while the Zacks S&P 500 composite has increased by 0.4% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]