Core Points - Berman Tabacco is investigating potential stockholder claims against SelectQuote, Inc. regarding allegations of illegal payments from health insurance providers [1] - Allegations suggest that SelectQuote received illegal payments exceeding 80 million dollars from Humana and Aetna between 2016 and 2021 to direct customers towards their Medicare offerings [2] - The investigation will examine the involvement of SelectQuote's board of directors and whether there were breaches of fiduciary duties by its officers and/or directors [3] Investigation Details - The allegations were unsealed in May 2025 after the U.S. Attorney's Office for the District of Massachusetts intervened, joining claims initially raised by a whistleblower [2] - Following the filing of the Department of Justice's complaint, SelectQuote's shares declined approximately 20% [2]

Group 1 - The article aims to compare and contrast property and casualty (PC) insurance stocks while examining the operational mechanisms of PC insurance companies [1] - The author has a long-standing interest in markets and economic history, which informs the analysis of the insurance sector [1] Group 2 - The article does not provide specific financial data or performance metrics related to the companies mentioned [2][3]

Core Insights - Greenhaven Road Capital reported a third-quarter 2025 return of approximately -9%, with year-to-date returns also at -9% [1] - The fund's performance was impacted by a lack of direct investment in AI, no overlap with major indices like the S&P 500 and Russell 2000, and insufficient holdings in small, high-growth, unprofitable companies that have benefited from the AI landscape [1] Company Focus: Hagerty, Inc. (NYSE:HGTY) - Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles, with a one-month return of 5.70% and a 52-week gain of 14.25% [2] - As of November 7, 2025, Hagerty's stock closed at $12.43 per share, with a market capitalization of $4.252 billion [2] - Greenhaven Road has more than doubled its shares in Hagerty during 2025, with a core thesis that earnings could grow fivefold from 2024 to 2029 due to a partnership with State Farm, operating leverage from policy growth, and normalization of loss ratios [3] Hedge Fund Interest - Hagerty, Inc. is not among the 30 most popular stocks among hedge funds, with 11 hedge fund portfolios holding the stock at the end of Q2 2025, down from 12 in the previous quarter [4] - While acknowledging Hagerty's potential, the company believes certain AI stocks present greater upside potential and less downside risk [4]

Group 1: Stock Recommendations - Suzano S.A. (SUZ) is highlighted as a strong investment opportunity with a Zacks Rank 1 and a 6.8% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - United Fire Group, Inc. (UFCS) also carries a Zacks Rank 1, with a notable 29.7% increase in the Zacks Consensus Estimate for its next year earnings over the last 60 days [2] - Commercial Metals Company (CMC) is recognized with a Zacks Rank 1, showing a 16.2% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [3] Group 2: Valuation Metrics - Suzano S.A. has a price-to-earnings (P/E) ratio of 4.03, significantly lower than the industry average of 13.70, and holds a Value Score of A [2] - United Fire Group has a P/E ratio of 8.99, compared to the industry average of 12.70, and also possesses a Value Score of A [3] - Commercial Metals Company has a P/E ratio of 11.07, which is lower than the S&P 500 average of 24.72, and has a Value Score of B [4]

Core Viewpoint - The article highlights three stocks with strong income characteristics and a buy rank for investors to consider as of November 10th Group 1: Gladstone Land Corporation (LAND) - Gladstone Land Corporation is a real estate investment trust with a Zacks Rank 1 - The Zacks Consensus Estimate for its current year earnings has increased by 8.7% over the last 60 days - The company offers a dividend yield of 6.0%, which is higher than the industry average of 4.8% [1] Group 2: Lincoln National Corporation (LNC) - Lincoln National Corporation is an insurance and retirement services company with a Zacks Rank 1 - The Zacks Consensus Estimate for its current year earnings has increased by 5.7% over the last 60 days - The company has a dividend yield of 4.4%, significantly above the industry average of 1.6% [2] Group 3: Southern Copper Corporation (SCCO) - Southern Copper Corporation is a mining company with a Zacks Rank 1 - The Zacks Consensus Estimate for its current year earnings has increased by 9.8% over the last 60 days [2]

Core Insights - HCI Group, Inc. reported a 13% increase in gross premiums earned for Q3 2025, reaching $301.1 million, up from $265.5 million in Q3 2024, driven by a higher volume of policies in force [1] - The company achieved significant profitability improvements, with pre-tax income of $90.6 million and net income of $67.9 million for Q3 2025, compared to pre-tax income of $14.1 million and net income of $9.4 million in the same period last year [3][4] - The gross loss ratio for Q3 2025 was 22%, a decrease from 39.8% in Q3 2024, reflecting lower catastrophic event activity and reduced claim frequency [2] Quarterly Performance - Premiums ceded for reinsurance decreased to $106.1 million in Q3 2025 from $109.7 million in Q3 2024 [2] - Losses and loss adjustment expenses for Q3 2025 were $66.2 million, down from $105.7 million in Q3 2024, which included net losses of $40.0 million from Hurricane Helene [2] - Policy acquisition and other underwriting expenses rose to $31.7 million in Q3 2025 from $26.1 million in Q3 2024, attributed to a higher volume of premiums in force [3] Year-to-Date Performance - For the first nine months of 2025, HCI reported pre-tax income of $285.3 million and net income of $212.4 million, compared to pre-tax income of $167.5 million and net income of $123.4 million in the same period last year [5] - Gross premiums earned increased by 15.1% to $904.1 million from $785.7 million in the first nine months of 2024, driven by a higher volume of policies in force [5] - Losses and loss adjustment expenses for the first nine months of 2025 were $189.9 million, down from $264 million in the same period last year [6] Strategic Initiatives - The company is focused on unlocking shareholder value and has established Exzeo as an independent, publicly traded entity [8]

Core Insights - Five stocks have been added to the Zacks Rank 1 (Strong Buy) List, indicating strong potential for investment Group 1: Company Earnings Estimates - Encore Capital Group, Inc. (ECPG) has seen its earnings estimate increase by 18.5% over the last 60 days [1] - PJT Partners Inc. (PJT) has experienced a 9.6% increase in its earnings estimate over the last 60 days [2] - Everus Construction Group, Inc. (ECG) has had its earnings estimate rise by 11.6% in the past 60 days [3] - United Fire Group, Inc. (UFCS) has seen a significant increase of 29.7% in its earnings estimate over the last 60 days [3] - BioLife Solutions, Inc. (BLFS) has experienced the largest increase, with a 40% rise in its earnings estimate over the last 60 days [4]

Core Insights - WTW's Chief Operating Officer, Alexis Faber, has been recognized as a Women to Watch Iconic Leader by Business Insurance, highlighting her significant impact on the commercial insurance industry over the past two decades [1][4] - The award celebrates Faber's leadership journey and emphasizes the importance of inclusion and mentorship in the industry [2][4] Company Overview - WTW is a leading global advisory, broking, and solutions company that provides data-driven insights in the areas of people, risk, and capital, serving clients in 140 countries [3] - The company focuses on enhancing organizational resilience, motivating the workforce, and maximizing performance through strategic partnerships with clients [3] Industry Recognition - The Business Insurance Women to Watch Awards is the only program that honors leading women across various sectors of the commercial insurance industry, with past winners often advancing to senior executive roles [4] - In 2025, 10 past winners were recognized as Iconic Leaders, reflecting their contributions to shaping the commercial insurance landscape [4]

The Financial Institutions Division (FID) has proposed removing a provision from the Insurance Corporation Act 2019 that mandates non-life insurers in Bangladesh to cede half of their reinsurance business to the state-owned Sadharan Bima Corporation (SBC), reported the Financial Express. The move follows recommendations from the Insurance Development and Regulatory Authority (IDRA), which cited low claim settlement ratios in the sector. According to IDRA data, the country’s non-life insurance sector had ...

Core Insights - Zurich Insurance Group has appointed Megan Shao as chief claims officer for the Asia-Pacific region, effective from 1 February 2026 [1] - Shao has over 17 years of experience in claims management and will oversee claims operations across the APAC region [1][2] - The company has launched Zurich Edge Assist, a new module within its Zurich Edge Platform, aimed at enhancing sales, servicing, and claims processes [3][4] Group 1: Appointment Details - Megan Shao returns to Zurich after serving as head of claims at AXA XL and has previously held a position at Zurich Insurance [1] - In her new role, Shao will focus on operational practices, team development, and regional claims processes [2] - She will be based in Singapore and report to Sean Walker, the chief technical officer and head of Commercial Insurance for Zurich Insurance Asia-Pacific [2] Group 2: Strategic Developments - Sean Walker expressed confidence in Shao's leadership and technical expertise, emphasizing its importance for strengthening claims service in the region [3] - Zurich Edge Assist is designed as a unified platform for both internal and external users, providing customized functionality and role-based access [4]