Core Insights - Sezzle's in-app financial literacy program, MoneyIQ, has achieved over one million lessons completed by more than 200,000 users in under a year, highlighting its growing popularity as a comprehensive platform for shopping, rewards, and financial education [1][2][8] Group 1: Financial Literacy Program - MoneyIQ is designed to enhance users' long-term financial well-being by integrating financial education into the Sezzle app, allowing users to learn while managing payments and tracking spending [2][5] - The program features bite-sized lessons focused on practical financial skills, developed under the National Standards for Personal Finance Education, and is powered by Zogo [5][6] - Following the launch of MoneyIQ, user confidence in financial management increased significantly, with 51% of users feeling "very confident" about their finances, up from 37% prior to the program [6] Group 2: User Engagement and Incentives - Users earn experience points for completing lessons, which can be redeemed for Sezzle Spend, promoting positive financial habits and responsible behavior [7] - The most commonly completed lessons include essential skills such as opening a bank account, saving money, repaying debt, building a budget, and improving credit [9] Group 3: Market Context and Company Vision - As the Buy Now, Pay Later (BNPL) model becomes more mainstream, Sezzle aims to redefine its role by ensuring that it supports both purchasing power and users' long-term financial confidence [8] - The initiative addresses a significant gap in financial literacy, particularly among Gen Z, where 28% report lacking financial knowledge, which correlates with lower confidence levels in managing finances [4]

Securitize is launching the compliant, onchain trading experience for natively tokenized public stocks in Q1 2026. As clarified in the update, this is not a synthetic price tracker or an IOU against a custodian. As explained by Securitize, these are real, regulated shares: issued onchain, “recorded directly on the issuer’s cap table, and tradable through a Web3 swap-style experience.”For investors, it sort of feels like DeFi. Under the hood or behind the scenes, it meets “standards of investor protection, m ...

Skyfire's KYAPay protocol verifies to both the consumer and the merchant that the AI agent is acting on behalf of a real, authorized user, enabling merchants to confidently accept actions initiated by non-human actors. Share SAN FRANCISCO--(BUSINESS WIRE)--Skyfire today announced a fully functional prototype of an AI agent securely completing consumer purchases end-to-end, enabled by verified agent identity and agentic payment infrastructure in a controlled environment. The demo illustrates an AI agent auto ...

Visa said on Thursday that it successfully completed hundreds of AI transactions as part of a pilot program that kicked off after the company's product event in April.The credit card issuer and rivals across the fintech industry are racing to build tools that allow consumers to task artificial intelligence agents with completing certain transactions."This is going to be the year we see an enormous amount of material adoption, and consumers really starting to get comfortable in a bunch of different agentic e ...

thBEIJING, Dec. 18, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and Southeast Asia, today marks the 10 anniversary of its public listing with a letter to Shareholders. Dear Shareholders & Colleagues: thToday, 2025/12/18, is the 10 anniversary of the Company's listing on the NYSE. I would like to take this opportunity to say Thank You! You ...

Chime Financial, Inc. (NASDAQ:CHYM) is one of the best FinTech stocks to buy in 2026. Wall Street’s tone on the stock turned notably constructive in December. On December 11, 2025, B. Riley initiated coverage with a Buy rating and a $35 price target, framing Chime as a profitable, high-growth neobank with disciplined customer acquisition costs and strong margins. B. Riley pointed to Q3 2025 gross margin of 87% and transaction margin of 69%, arguing that Chime’s model can sustain growth with very low margi ...

If 21st-century markets were an episode of The Andy Griffith Show, this news might have cued Gomer Pyle’s trademark line, “Surprise, surprise, surprise.” The biggest IPO of 2025 has no connection to artificial intelligence, semiconductors or data centers. It’s for a company that makes hospital gowns. On Wednesday, shares of medical supply company Medline jumped 40% in their Nasdaq debut, closing at $40 a pop after being priced at $29 in an IPO valued at $6.3 billion. SUBSCRIBE:  Receive more of our free ...

RT Around The Coin Podcast (@aroundthecoin)ATC features Joël Valenzuela (@TheDesertLynx), @Dashpay core member. The Dash Project Team builds and maintains an innovative decentralized payment network which acts as the core of an ecosystem of engaged consumers, merchants, and service providers. This network provides users with a private, fast, and fungible digital currency that’s as easy to use as cash, credit cards or PayPal.Joël Valenzuela challenges builders to think beyond today’s regulations and short-te ...

Market Trends & User Behavior - Prediction market business presents upside for the fintech space, with Robinhood and Coinbase users nine times more likely to participate than non-users [1] - Survey data indicates that users betting on sports are the same people buying equities and crypto [2][3] - Gen Z views buying crypto as investing, and potentially sports betting as investing as well [5] - Combining investing, prediction markets, and sports betting may blur the lines between wealth building and gambling [6] Regulatory & Risk Considerations - The new administration's policies may be contributing to the ease of access to crypto and gambling/betting [2] - Concerns exist regarding the lack of guardrails and potential regulatory changes in the future that could separate these activities [7] - Sports betting carries risks and enters users into the gambling world [6] Company Strategy & Financial Implications - Robinhood and Coinbase aim to provide a one-stop shop for users betting on sports, crypto, and equities [8] - Robinhood's numbers are projected to increase by 6-7% due to the launch of sports betting on the platform [8] - 37% of the average Coinbase user is likely to sell crypto rather than put in fresh money for sports betting, potentially leading to self-cannibalization [9] - Caution is advised regarding Coinbase's entry into betting/prediction markets due to potentially dilutive take rates compared to crypto [10]

My next guest says the prediction market business presents a lot of upside for the fintech space as Robin Hood and Coinbase users are nine times more likely to participate than non-users. Let's bring in Missou host Dan Dalive. Welcome to you.It's been a a dizzying moment here. So, can we back up and talk about the series of events. What has led >> to, you know, a Robin Hood app now allowing me to make NFL parlay bets in competition.Like, is this been a regulatory shift or what's going on here. Well, obvious ...