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Mizuho Analyst Bullish on Fiserv (FISV) Amid Target Adjustments in Payments and IT Names
Yahoo Finance· 2025-12-31 11:00
Company Overview - Fiserv, Inc. (NASDAQ:FISV) is a Wisconsin-based fintech company that provides account processing, digital banking, payment services, e-commerce solutions, merchant services, and cloud-based point-of-sale systems [4] Investment Insights - David Tepper has recently acquired 925,000 shares of Fiserv, valued at $119.3 million, with an average price target suggesting a 19% upside, while the Street high indicates a potential upside of 56% [1] - Mizuho analyst Dan Dolev maintained an Outperform rating on Fiserv but reduced the price target from $110 to $100, reflecting adjustments in the payments and IT sectors due to macroeconomic changes [2][3] Recent Developments - On December 17, Fiserv completed the acquisition of StoneCastle Cash Management, which enhances its ability to provide insured deposit funding and consolidates StoneCastle's institutional deposit network with Fiserv's existing solutions [3] - This acquisition is expected to help financial services companies maximize liquidity, improve balance sheets, and offer alternative investment vehicles, while also benefiting StoneCastle's current clients, including wealth managers [3]
支付业务暂停?微信澄清:仅个税APP税费缴纳限时暂停
2 1 Shi Ji Jing Ji Bao Dao· 2025-12-31 07:13
21财经《辟谣财知道》注意到,近日,在一些社交平台上,"12月30日、31日支付宝、微信支付不能使用"的消息流传,引发不少民众对日常支付的担忧。 昨天 13:29 支付宝 微信 明天后天都不能用 为啥呀 天 1 - 50 不知道 』 通知出来了 我妈说今明两天 vx zfb 不能用 ad as a see #有时候真的很无助 #不懂就要问 昨天 08:2 ■■ 空不喜欢 共 3862 条评论 三 2 说点什么 ... ) 3426 7 218 (.. ) 3862 对此,12月31日上午,21财经《辟谣财知道》致电微信支付客服,接线工作人员表示,目前已接到通知,受相关单位年终结算工作安排影响,个人所得税 APP将在2025年12月30日21点至12月31日24点期间,暂停第三方支付渠道的税费缴纳业务,相关功能将于2026年1月1日恢复正常。 但该工作人员特别强调,此次暂停仅针对个税APP的税费缴纳场景,微信支付的日常支付功能不受任何影响,包括水电燃气费用缴纳、红包转账、收付款等 功能,均能正常操作,无需担心使用障碍。 21财经《辟谣财知道》随后查询个人所得税APP发现,APP已对相关缴款功能暂停事宜进行了明确 ...
10 Best Low Priced Technology Stocks to Buy According to Analysts
Insider Monkey· 2025-12-30 21:02
On December 24, Ben Emons, Founder at FedWatch Advisors, joined CNBC to suggest that markets are setting up for a Santa rally, favoring tech, consumer discretionary, bitcoin, and gold. Talking about software, chips, or infrastructure within the tech space, Emons identified chips as his most bullish play. He argued that the chip story is the primary driver of the AI trade, contrasting it with the infrastructure sector, which he describes as wobbly due to debt financing issues. Emons predicted that the long e ...
Blue Gold CEO Andrew Cavaghan Highlights Recent Milestones and Gold-Backed Stable Coin Market Opportunities in Newly Released Interview
Globenewswire· 2025-12-30 20:30
Core Insights - Blue Gold Limited is advancing its platform to support a gold-backed stable coin, a consumer-facing digital wallet, and a proprietary gold production and trading platform, as discussed by CEO Andrew Cavaghan in a recent interview [1] - The company emphasizes its commitment to transparency and aims to enhance shareholder value through strategic initiatives and innovation in 2025 [1] - Blue Gold Limited focuses on responsible mining practices to create shareholder value while minimizing environmental impact [3] Company Overview - Blue Gold Limited (Nasdaq: BGL) is a next-generation gold development company that aims to acquire and aggregate high-potential mining assets globally [2] - The company's mission is to unlock untapped value in the gold sector by combining disciplined resource acquisition with innovative monetization models, including asset-backed digital instruments [2] - Blue Gold is dedicated to redefining how gold is produced, accessed, and owned in the 21st century through modern financial technologies [2]
Mangrove Partners Loads Up Flywire With 2.9 Million Shares
The Motley Fool· 2025-12-30 19:41
Company Overview - Flywire Corporation operates as a technology-driven payment enablement and software provider, focusing on complex payment flows for both international and domestic clients [5] - The company utilizes a proprietary platform to streamline payments and collections across various industries and geographies, offering a competitive edge through its integrated network and vertical expertise [5] - Flywire serves primary customer segments including education, healthcare, travel, and business-to-business organizations, with headquarters in Boston, Massachusetts, and operations in the United States, Canada, the United Kingdom, and internationally [8] Financial Performance - As of September 30, 2025, Flywire reported a revenue of $583.03 million and a net income of -$2.44 million [3] - The company's shares were priced at $13.84 as of November 13, 2025, reflecting a 36.01% decline over the past year, underperforming the S&P 500 by 51.43 percentage points [7] - Flywire's market capitalization is approximately $1.8 billion, with a gross margin of 58.28% [10] Investment Activity - Mangrove Partners IM, LLC established a new equity stake in Flywire by purchasing 2,901,693 shares during the third quarter of 2025, valued at approximately $39.29 million [2] - This new position represents 2.91% of Mangrove Partners' 13F reportable assets under management as of September 30, 2025, making Flywire the 11th largest position in the fund [3][9] - Flywire was the largest purchase made by Mangrove Partners in Q3 2025, indicating a strategic investment decision despite the fund's larger positions being heavily geared toward industrial stocks [9] Market Position and Outlook - Flywire appears to have identified a niche within the fintech industry, with its global payments platform potentially offering specialized services akin to platforms like Toast or Shift4 [11] - The forward P/E ratio of 18 suggests that Flywire's stock may be undervalued, despite a high trailing P/E ratio of 328 [10]
Inside SoFi's Galileo Platform: The Backbone of Modern Digital Banking
ZACKS· 2025-12-30 19:15
Core Insights - SoFi's Galileo platform is a key player in fintech infrastructure for 2025, supporting millions of accounts and fostering innovation within SoFi's financial product ecosystem [1][6] - The platform's Technology segment is experiencing consistent revenue growth due to existing client expansion and entry into new market segments [1] Galileo Platform Features - Galileo offers a unified, API-first platform that integrates digital banking, card issuing, payments, fraud detection, and compliance into a single system [2] - Its programmable architecture allows fintechs to issue virtual and physical cards, manage account lifecycles, and execute secure payments, including ACH, wire transfers, and real-time push payments [2] - The platform includes a comprehensive suite of developer tools, enhancing product innovation and operational efficiency [2] Recent Innovations and Client Growth - A notable innovation is the Cyberbank Konecta AI-powered virtual assistant, which enhances customer support while reducing operational costs and improving user experience [3] - Galileo's client base has expanded to include major financial institutions like Banco Nación in Argentina, contributing to strong organic growth [3][6] Competitive Landscape in Fintech - Other fintech companies to monitor include Block, Robinhood, and PayPal, each innovating in digital payment solutions and user engagement despite competitive pressures [4] Stock Performance and Valuation - SoFi's stock has increased by 72% over the past year, contrasting with a 6% decline in the industry [5] - The stock trades at a forward price-to-earnings ratio of 45.85, significantly higher than the industry's 23.6, and holds a Value Score of F [8] Earnings Estimates - The Zacks Consensus Estimate for SoFi's earnings in 2025 remains unchanged over the past 60 days, with projected earnings of $0.36 for the current year and $0.59 for the next year [9]
South Korea’s long-awaited crypto law stalls over who can issue stablecoins
Yahoo Finance· 2025-12-30 17:36
South Korea’s long-awaited Digital Asset Basic Act (DABA), a sweeping framework meant to govern crypto trading and issuance in one of Asia’s most active digital asset markets, has been delayed amid disagreements among regulators over stablecoin issuance. The most significant disagreement centers on who should have the legal authority to issue KRW-pegged stablecoins, according to a Korea Tech Desk article. The Bank of Korea (BOK) argued that only banks with majority (51%) ownership should be permitted to i ...
Stablecoins will be a key element of banking infrastructure in 2026
American Banker· 2025-12-30 15:00
As stablecoins become an increasingly prominent feature of the financial landscape, Noelle Acheson gives us her top five trends to watch out for. Adobe Stock Last week, I shared my list of major stablecoin developments in 2025 and what they teach us about the changing nature of money.Processing ContentThis week, I look ahead. Below, I share the top five key stablecoin-related trends impacting U.S. banks that I expect to see in the coming year. 1) We'll see more new nonbank issuers of stablecoins than ban ...
ALT5 Sigma Congratulates Strategic Partner World Liberty Financial on USD1 Stablecoin Surpassing $3 Billion Market Capitalization
Businesswire· 2025-12-30 13:30
LAS VEGAS--(BUSINESS WIRE)--ALT5 Sigma Corporation (the "Company†or "ALT5†) (NASDAQ: ALTS)(FRA: 5AR1), a fintech company operating institutional-grade global payments, trading, and settlement infrastructure, today congratulated its strategic partner World Liberty Financial ("WLFI†) on its USD1 stablecoin surpassing $3 billion in market capitalization. "We are thrilled to publicly celebrate World Liberty Financial on this tremendous milestone,†said Tony Isaac, CEO of ALT5. "John F. Kennedy pop. ...
BLAQclouds Unveils New ApolloCASH User Interface, Streamlining Secure Send and Redeem Transactions
Prism Media Wire· 2025-12-30 13:00
Core Insights - BLAQclouds has launched a redesigned ApolloCASH user interface aimed at simplifying secure cross-border remittance transactions while maintaining institutional-grade security [4][10][17] User Experience Enhancements - The new ApolloCASH interface features a step-by-step Send and Redeem workflow that aligns with modern financial applications, making it user-friendly for individuals regardless of their blockchain knowledge [10][12] - The Send flow allows verified members to select funding methods, enter amounts, and identify recipients using various identifiers, while the Redeem flow notifies recipients of available funds and simplifies the settlement process [12][14] Security and Compliance - ApolloCASH operates on a member-based model requiring active accounts for both senders and receivers, ensuring transaction verification and compliance [15] - The platform employs zero-knowledge verification and maintains a secure transaction receipt without requiring users to manage wallets or private keys [12][14] Integration with Traditional Finance - The updated interface supports multiple funding and payout methods, including PayPal, Venmo, Cash App, Zelle, Wise, and Revolut, facilitating seamless conversion between fiat and blockchain-settled value [16] - Final settlement events are recorded on the Apollo Chain, ensuring transparency and trust while preserving user privacy [16] Strategic Vision - The redesign reflects BLAQclouds' mission to make blockchain infrastructure usable and compliant, empowering users to move value globally with confidence [17][18]