The market has gone wild over artificial intelligence (AI)-based data analytics company Palantir Technologies (PLTR 0.26%). Palantir stock is up more than 440% during the past year, and it trades at the almost obscene price-to-earnings (P/E) ratio of 700.Palantir essentially uses AI to offer a unique and specific set of services, creating real value that its customer base is willing to pay for. It has developed a robust platform that has a long growth runway in a niche market, and there are high barriers to ...

World Acceptance (WRLD -9.62%), a major consumer installment lender operating in over a thousand branches across the U.S, reported earnings on July 24, 2025. The most significant headline: earnings per share (GAAP) dropped to $0.25, far below the $1.25 analysts expected (GAAP), an 86% decline from the same quarter of the prior year. In contrast, the company’s revenue (GAAP) rose to $132.5 million, outpacing the $130.5 million GAAP consensus and $129.5 million for the prior year period. Despite modest revenu ...

距离助贷新规正式实施，只剩两个月时间，"24%+权益"模式取代"双融担"模式迅速兴起，成为助贷平台主流转型 方向。 但与此同时，权益服务所包含的种种套路，让借款人防不胜防，看似合规的表象下，仍然难以摆脱变相突破24% 利率红线的"原罪"。 近期，监管层向部分持牌机构下发关于会员权益的调研通知，重点关注权益服务是否存在捆绑销售、质价不符等 情况。 监管关切之下，"24%+权益"模式前途未卜。但可以预见，这场合规与争取更多盈利的博弈将仍会持续上演。 01 明码标价的小权益 两个月前，家住北京的张明（化名）由于生意失败、周转不开，开始尝试在一些不太知名的网络平台借款，辗转 多家平台下来，他真真切切体验到了眼下网贷平台的"套路满满"，尤其是无孔不入的会员费，让人防不胜防。 "我下了一个贷款平台的APP，简单注册之后，马上就跳出来一个弹窗提醒'你有一个VIP待激活'，打开之后，是一 个会员权益，价格是每月39.9元，首月只要29.9元，扫了一眼内容，除了'优先审批'、'极速放款'让我有点心动 外，其他的什么视频平台会员、5元外卖券、10元奶茶抵扣券什么的，一看就很鸡肋"，张明回忆说，当时觉得没 啥价值，就立马关掉了。 ...

截至纽约当地时间周四上午，本周向市场发放的53笔高风险借款人贷款（总额超过800亿美元）中，除 13笔外，其余均用于降低现有债务的借款成本。许多在去年年底或今年年初对现有债务进行再融资的公 司被禁止在六个月内再次重新定价这些债务。六个月的"赎回保护"现已到期，允许借款人再次进入市 场。Sound Point Capital的投资组合经理Jane Lawrence表示："在市场供应匮乏之际，他们的软赎回权到 期了。" ...

SLM (SLM) Q2 2025 Earnings Call July 24, 2025 05:30 PM ET Speaker0Welcome to the Sallie Mae Second Quarter twenty twenty five Earnings Conference Call. At this time, all participants have been placed on a listen only mode and the floor will be open for your questions following the prepared remarks. I would now like to turn the call over to Kate DeLacey, Senior Director and Head of Investor Relations. Please go ahead.Speaker1Thank you, Chloe. Good evening, and welcome to Sallie Mae's second quarter twenty tw ...

💳⛓️ ICYMI: @VenusProtocol is the #2 lending protocol, based on 90d revenue. https://t.co/9FMjiTipHk ...

Investor Presentation Q2 2025 © Enova International, Inc. Safe Harbor Statement Cautionary Statement Regarding Risks and Uncertainties That May Affect Future Results This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 about the business, financial condition and prospects of Enova. These forward-looking statements give current expectations or forecasts of future events and reflect the views and assumptions of Enova's senior manageme ...

Experienced mortgage lending and financial services leader joins to drive next phase of growthAUSTIN, Texas, July 24, 2025 (GLOBE NEWSWIRE) -- Open Lending Corporation (NASDAQ: LPRO) (“Open Lending” or the “Company”), an industry trailblazer in automotive lending enablement and risk analytics solutions for financial institutions, today announced the appointment of Massimo Monaco as Chief Financial Officer, effective August 18, 2025. Mr. Monaco brings over two decades of executive finance leadership experien ...

Best Ancillary Pot Stocks to Invest in July 2025 Amid Federal Legalization DelaysThe U.S. cannabis industry continues its rapid expansion. In 2025, the legal market is projected to reach nearly $45 billion. Its total economic impact may exceed $120 billion by year-end. Recreational cannabis is now legal in 24 states, while medical use is permitted in 40 states. Public support for legalization remains strong, with approval ratings near all-time highs. Additionally, major beverage companies are entering the c ...

BEIJING, July 24, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), an AI-powered platform providing a comprehensive suite of financial and lifestyle services in Asia, today announced the release of its annual ESG report for the year ended December 31, 2024. The report highlights Yiren Digital's mission of "Better Lives Through Digital Innovation",  demonstrating the Company's unwavering dedication to environmental sustainability and social responsibility.Mr. Ning Tang, ...