OppFi (OPFI) FY Conference August 12, 2025 03:45 PM ET Speaker0Hello, everybody, and thank you for attending the OpFund Investor Presentation at the Oppenheimer Conference this afternoon. Let me direct you to the fun slide, the Slide two, the disclaimer, the forward looking statements, cautionary language slide that we will be using in our presentation is we have some non GAAP measures that we present, and we do provide a full reconciliation for all non GAAP measures at the end of the presentation. This pre ...

Clearwater Analytics Holdings CWAN shares climbed Tuesday as investors looked past recent acquisition concerns, betting on sustained double-digit growth and fresh product rollouts to drive long-term momentum.Goldman Sachs analyst Gabriela Borges upgraded Clearwater Analytics Holdings CWAN rating to Buy from Neutral with a price forecast of $27 on Monday.Borges said the stock’s 30% drop over the past six months, compared with a 9% Nasdaq gain, reflects investor concerns over the quality of acquired assets an ...

GOBankingRates researched the top personal finance questions Americans are actively searching for online and gathered insights from the biggest names in the industry.TEMPE, Ariz., Aug. 12, 2025 /PRNewswire/ -- GOBankingRates, in partnership with MoneyLion, is proud to announce the most powerful names in personal finance with a definitive list of the Top 100 Money Experts of 2025 – and we're giving our readers access to their best advice on key issues.Each Top 100 Money Expert answered one of the year's most ...

Core Insights - Wall Street Horizon provides institutional traders and investors with accurate and comprehensive forward-looking event data [1] - The company covers 9,500 companies worldwide and offers more than 40 corporate event types [1] - The data provided helps financial professionals to take advantage of or avoid market volatility [1] Company Overview - Wall Street Horizon specializes in delivering earnings calendars, dividend dates, option expiration dates, splits, and investor conferences [1] - The company offers a range of delivery options for its event data [1] Market Impact - By keeping clients informed of critical market-moving events and revisions, Wall Street Horizon empowers financial professionals [1] - The focus on event data allows for better decision-making in the context of market volatility [1]

MONETT, Mo., Aug. 11, 2025 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that deconversion revenue for the fiscal fourth quarter, ended June 30, 2025, was $20.5 million. This brought total deconversion revenue for full year fiscal 2025 to $33.9 million. For more information about how guidance is developed for deconversion revenue estimates, please see Jack Henry's Current Report on Form 8-K filed with the Securities and Exchange Commission on August 3, 2023.The majority of de ...

Upstart Holdings Inc. UPST stock is trading lower on Monday.Over the last month, the stock has been down almost 13% as per data from Benzinga Pro.Check the latest UPST price here.On Monday, Upstart said it will offer $500 million of convertible senior notes due 2032 in a private offering.Upstart also expects to grant the initial purchasers of the notes an option to purchase up to an additional $75 million of notes.The notes will be senior, unsecured obligations of Upstart and will bear interest payable semi ...

Core Viewpoint - Trump Media and Technology Group Corp. has filed an amendment to the registration statement for the Truth Social Bitcoin ETF, which aims to directly hold Bitcoin and reflect its price performance [2][3]. Group 1: ETF Details - The Truth Social Bitcoin ETF will be custodied by Crypto.com, which will also serve as the prime execution agent and liquidity provider [3]. - The ETF's shares will be listed on NYSE Arca upon the effectiveness of the registration statement and SEC approval [3]. Group 2: Company Overview - Trump Media operates the social media platform Truth Social, the streaming service Truth+, and the FinTech brand Truth.Fi, focusing on free speech and family-friendly content [5]. - The company aims to provide investment vehicles that align with an "America First" strategy through its financial services [5].

Financial Data and Key Metrics Changes - The company reported revenue of $415 million for the first half of 2025, representing a year-on-year growth of 4% [40] - EBITDA grew significantly by 1512% year-on-year, reaching $185 million [39] - Total customer deposits more than doubled to $3.1 billion, with an average deposit per active customer increasing to approximately $17,000 [25][39] - The company ended the period with cash balances of approximately $938 million and no debt, indicating a strong financial position [42] Business Line Data and Key Metrics Changes - Non-OTC revenues accounted for approximately 13% of the group's total revenue in 2025, up from just 1% when the futures business was acquired in 2021 [24] - The futures business saw customer segregated funds grow to approximately $850 million, a 140% increase from the previous year [26] - 66% of OTC revenue was derived from customers who have been trading with the company for over three years, highlighting customer retention [9] Market Data and Key Metrics Changes - The company expanded its operations into new markets, including the UAE and Canada, and secured a new license in Japan [10][20] - The acquisition of MetaEquities in India is expected to enhance the company's presence in a significant market [18][14] - The company operates in over 60 countries, serving approximately 32 million registered customers [21] Company Strategy and Development Direction - The company aims to deepen customer engagement and enhance retention through investments in technology and customer service [10] - A strategic roadmap has been established to focus on growth, innovation, and diversification into non-OTC products [48] - The company is committed to maintaining its competitive advantage through proprietary technology and expanding its product offerings [30][10] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the structural growth opportunities ahead and the positive momentum in the business [4] - The company views regulatory changes in India as positive for long-term growth and market stability [54] - There is a focus on balancing growth between non-OTC and OTC segments to ensure robust returns [57] Other Important Information - The company has returned approximately $365 million to shareholders year-to-date, equivalent to 11% of its market capitalization [6] - Plus500 has been recognized as the best-performing share in the FTSE All Share Index over the last twelve years [7] - The company is committed to being carbon negative by 2030 and has moved to a more energy-efficient headquarters [15] Q&A Session Summary Question: What are the implications of regulatory changes in India for MetaEquities? - Management views the new regulatory changes as positive, as they support a more structured and regulated market, which can attract new customers [55] Question: What is driving the growth in non-OTC customer deposits? - The growth is primarily driven by recruiting introducing brokers, which brings in their customers, thus increasing deposits [63] Question: What strategies have been implemented to improve customer retention? - The company has focused on enhancing its technology stack and integrating AI and big data capabilities to improve customer retention and reduce churn rates [65] Question: When can we expect revenue from non-OTC products to accelerate? - Management anticipates continued growth in revenues as investments in new products and geographies yield results [68] Question: What changes have been made to improve marketing efficiency? - The company has optimized its marketing processes, leading to lower customer acquisition costs while increasing the quality of earnings and customer longevity [71]

Core Viewpoint - The 2025 China Brand Festival has commenced in Shenzhen, with the Futian District leveraging this opportunity to explore new avenues for brand development and construction through economic discussions with potential investors [1][3]. Group 1: Economic and Brand Development - Futian District, as a key economic area, occupies 4% of Shenzhen's land but contributes over 16% of the city's total economic output, showcasing its high productivity and brand growth potential [3][4]. - The district hosts nearly 60% of Shenzhen's licensed financial institutions and one-third of municipal headquarters, indicating a strong concentration of economic resources [3][4]. - The theme of this year's brand festival, "AI and Going Global," aligns well with Futian's industrial layout, aiming to connect domestic and international brand resources to foster innovation [3][4]. Group 2: Industry Focus and Support - Futian District is developing an "8+3" industrial cluster, focusing on three major industries: technology innovation, finance, and fashion, supported by new development engines [4][5]. - The district provides comprehensive support for enterprises, particularly in facilitating their international expansion through a one-stop service platform that includes policy consultation and resource matching [4][5]. - The technology sector in Futian has seen the emergence of over 1,600 national high-tech enterprises, with significant contributions from companies like Honor and Huawei Digital Energy [5][6]. Group 3: Brand Ecosystem - The financial sector in Futian is robust, with major companies like Ping An and China Merchants Bank establishing their headquarters in the area, which houses nearly 70% of the city's financial technology firms [5][6]. - The fashion consumption sector is thriving, with Futian leading in the "first store economy," having introduced over 330 city-first stores in the past three years, making it a hotspot for brand innovation [5][6].

Group 1 - Heartflow, a medical imaging and diagnostic software company, successfully went public on NASDAQ, raising $317 million by issuing 16.7 million shares at $19 each [1] - On its first trading day, Heartflow's stock price surged to $28.75, representing an increase of over 51% from the IPO price, resulting in a market capitalization of approximately $2.6 billion [1] - Despite not being profitable and experiencing an increase in losses for Q1 2024 and 2025, Heartflow shows strong revenue growth, with a projected 44% year-over-year sales increase in 2024 and a 39% increase in the first three months of this year [1] Group 2 - The strong performance of Heartflow is seen as a signal of renewed investor interest in the IPO market, following the successful debut of Firefly Aerospace, which saw its stock price rise over 35% on its first day [1] - Other companies such as Figma, AIRO Group, and Circle are also gaining significant attention on Wall Street, with Bullish and Miami International Holdings planning to start trading next week [2]