Aegon used its Capital Markets Day 2025 to lay out plans to become a leading US life insurance and retirement group and to shift its head office and legal seat to the United States, a transition it aims to complete by January 1, 2028.Following the completion of the re-domiciliation process, the holding company, Aegon Ltd., will be renamed Transamerica Inc., while the business units will continue to operate under their current brands.The firm noted that its decision to relocate its head office and legal domi ...

Group 1: Company Overview - Principal Financial Group (NASDAQ:PFG) has over 145 years of experience in the financial services industry, employing nearly 20,000 workers across 27 countries [4] - The company specializes in 401(k)/403(b) administration, annuities, disability insurance, and retirement solutions, benefiting from consistent growth in assets under management and a strong global clientele [4] Group 2: Financial Performance - Principal Financial Group has $1.8 trillion in assets under administration and boasts a 16-year streak of dividend growth [3] - The company anticipates annual non-GAAP EPS growth of 9-12%, driven by strong Q3 2025 performance and cautious capital allocation [3] - Management is optimistic about a capital return of $1.4-$1.7 billion, which includes $700 million to $1 billion in share repurchases [3] Group 3: Market Analysis - Morgan Stanley has increased its price objective for Principal Financial Group from $83 to $87 while maintaining an Underweight rating, citing higher life insurance earnings than share-price reactions suggested [2] - The property and liability market is expected to undergo a softening cycle by 2026 [2]

Core Viewpoint - The Dutch insurer and asset manager is planning to relocate its business operations to the United States and will undergo a rebranding to Transamerica Inc. [1] Company Summary - The company is currently based in the Netherlands and is making a strategic move to the U.S. market [1] - The rebranding to Transamerica Inc. indicates a significant shift in the company's identity and market focus [1] Industry Implications - This relocation and rebranding may reflect broader trends in the insurance and asset management industry, particularly the movement of European firms to the U.S. for growth opportunities [1] - The decision could impact competitive dynamics within the U.S. insurance market, potentially increasing competition among existing players [1]

Lloyds Banking Group Pensions Trustees Limited has entered three new longevity insurance and reinsurance transactions, safeguarding a further £4.8 billion of pension liabilities against the risk of unexpected increases in member life expectancy.The new arrangements cover pensioner liabilities across three major schemes. A £3.1 billion in the Lloyds Bank Pension Scheme No.1, and a £0.7 billion in the Lloyds Bank Pension Scheme No.2 transactions closed in December 2025.A £1.0 billion related to the HBOS Final ...

Strategic Highlights - Aegon aims to become a leading US life insurance and retirement group by relocating its head office and legal seat to the US, with the transition expected to be completed by January 1, 2028 [3][7] - The holding company will be renamed Transamerica Inc., while business units will continue to operate under their current brands [3][7] - Aegon plans to report under US GAAP for the first time in its full year 2027 results, ceasing trading updates in 2026 and 2027 [5][7] Financial Highlights - Aegon has set a new EUR 400 million share buyback program, to be executed evenly in the first and second halves of 2026 [7][20] - The estimated one-time implementation cost for the relocation is around EUR 350 million, expected to be incurred between the second half of 2025 and the first half of 2028 [9][7] - Aegon anticipates an operating result growth of around 5% per annum from EUR 1.5 to 1.7 billion between 2025 and 2027, driven by growth in US Strategic Assets [22][7] Business Strategy - Aegon will focus on growing third-party revenues and improving efficiency within Aegon Asset Management [7] - The company plans to maximize the value of its business portfolio by targeting underserved segments, particularly Main Street American families and medium-sized companies [5][7] - Aegon will conduct a strategic review of Aegon UK, evaluating options including potential divestment [17][7] Market Positioning - Aegon aims to grow its operating result and remittances by approximately 5% per annum, with a 2025 run-rate of USD 1.4 to 1.6 billion and USD 675 million respectively [13][7] - The company intends to increase life sales through its affiliated insurance distribution network, World Financial Group (WFG), by 14% per annum to around USD 900 million by 2027 [14][7] - Aegon will continue to invest in profitable growth in its International business, which includes markets in Spain, Portugal, Brazil, China, and Transamerica Life Bermuda [18][7]

Core Insights - A study from the Center for Retirement Research at Boston College reveals that only 12% of investors with assets over $100,000 purchase annuities, while over 50% of those who could benefit from a simple annuity do not buy one due to the complexity of the process [1][2] Group 1: Annuity Understanding - An annuity is defined as an insurance contract that provides a stream of fixed payments in exchange for a paid premium, often seen as a way to stabilize retirement income [2] - Annuities come in various types, ranging from straightforward to complex options that include multiple investment choices, varying guarantees, and optional riders [2][3] Group 2: Benefits of Annuities - Simpler annuities can help even out income during retirement and offer protection against market volatility [3] - A single-premium annuity allows an investor to pay a lump sum upfront for guaranteed payments during retirement, regardless of economic conditions [3] Group 3: Drawbacks of Annuities - Basic annuities have drawbacks, including the sacrifice of potential investment gains and fixed payments that do not adjust for inflation, leading to erosion of purchasing power over time [4] - Investors may find it difficult or impossible to cancel the contract and withdraw unused principal without incurring additional costs [4]

三、太平人寿保险有限公司奎屯支公司要依法合规做好该支公司撤销后的客户告知、存续保单服务等善 后工作。 一、同意撤销太平人寿保险有限公司奎屯支公司。 二、接此批复文件后，太平人寿保险有限公司奎屯支公司应立即停止一切经营活动，于15个工作日内向 伊犁金融监管分局缴回许可证，并按照有关法律法规要求办理相关手续。 2025年12月5日，伊犁金融监管分局发布批复称，《关于撤销太平人寿保险有限公司奎屯支公司的请 示》（太平寿新〔2025〕76号）收悉。经审核，现批复如下： ...

二、太平人寿保险有限公司抚州中心支公司应按照有关规定及时办理变更及许可证换领事宜。 一、同意太平人寿保险有限公司抚州中心支公司南丰营销服务部将营业场所变更为：江西省抚州市南丰 县傩乡大道帝景湾1号楼1层19号-22号商铺。 2025年12月5日，抚州金融监管分局发布批复称，《关于太平人寿保险有限公司抚州中心支公司南丰营 销服务部变更营业场所的请示》（太平寿抚州〔2025〕15号）及相关材料收悉。经审核，现批复如下： ...

2025年12月4日，汉中金融监管分局发布批复称，《泰康人寿保险有限责任公司陕西分公司关于汉中洋 县营销服务部变更营业场所的请示》（泰康人寿陕发〔2025〕第216号）收悉。经审核，现批复如下： 二、泰康人寿保险有限责任公司陕西分公司应按照有关规定及时办理变更及许可证换领事宜。 一、同意泰康人寿保险有限责任公司汉中洋县营销服务部将营业场所变更为：陕西省汉中市洋县洋州街 道办事处东咀村康桥城邦22号楼B段2层110号商铺部分。 ...

此次志愿服务是团支部深化"我为群众办实事"实践的具体举措，既强化了青年员工服务社会的责任担 当，也搭建了企业与社区联动的实践平台。下一步，城东支公司团支部将持续聚焦群众需求，常态化开 展形式多样的志愿服务，以务实行动展现青年队伍的良好风貌。 江南时报讯 近日，城东支公司团支部组织青年志愿者前往青田雅居社区"红十月"老党员工作室，开展 物资慰问与志愿服务活动。 活动中，团支部为社区老党员送上慰问物资，切实传递组织关怀。志愿者们与老党员深入交流，了解其 生活需求与健康状况，并协助整理工作室资料、清洁公共区域，以实际行动解决实际问题。期间，志愿 者还结合保险业务专长，为社区老年群体普及防范金融诈骗知识，通过案例讲解提升居民风险防范意 识。 ...