Core Insights - The 2025 Aflac Time Away Study reveals that nearly 75% of employees experience workplace stress or anxiety when covering for a peer on leave, highlighting the significant challenges faced during these periods [1][5][6] - The study emphasizes the need for proactive leave management practices to mitigate burnout and maintain employee morale, urging employers to adopt a holistic approach to leave management [2][3] Employee Well-Being and Productivity - 41% of employees reported experiencing burnout when a co-worker's leave extended beyond eight weeks, indicating a direct correlation between extended leave and employee stress levels [2][5] - Mental well-being dropped by 11 percentage points for employees covering for peers, showcasing the mental health impact of increased workloads [5] - 73% of employees experienced at least moderate workplace stress or anxiety while covering for a peer, underscoring the need for effective support systems [5] Health Impacts - 27% of employees diagnosed with a new health condition during or after their coverage period attributed it to the increased workload, indicating a significant health risk associated with covering for absent colleagues [5] - 18% of workers reported that a preexisting condition worsened while covering for a peer, further illustrating the health implications of additional responsibilities [5] Recognition and Support - 29% of employees stated they did not receive any recognition for their additional work, despite 95% of leaders claiming access to recognition tools, highlighting a gap in acknowledgment of employee efforts [5] - Employers are encouraged to implement strategies that include clear communication, regular check-ins, and support tools to prevent burnout and enhance employee engagement [3][4] Recommendations for Employers - Aflac suggests that employers should create robust leave contingency plans that foster a culture of communication, recognition, and support to minimize the negative impacts identified in the study [3][4] - The study calls for leaders to be aware of the toll that longer leave coverage takes on employees, particularly tenured staff who may seem better equipped to handle increased workloads [4]

"2025新存款年化8.5%，央企背书安全感拉满！" "22万撬动百万资产，银行帮你付保费！" 近期，社交平台上一批打着"新存款"旗号的短视频悄然走红，视频下方，表达"心动想入"的评论有数百 条。然而，南都湾财社记者调查发现，这看似稳赚不赔的"财富神话"，实则是包装后的"保费融资"旧模 式。这类产品从话术诱导到渠道操盘，暗藏多重风险隐患。 "高收益话术"收割流量 "年化8.5%的港险融资保单，月入7000不是梦！"在某社交平台，一位自称深耕财富领域多年的"储蓄规 划师"的博主对着镜头讲解"新存款"玩法，视频下方的评论区里，"发暗号求联系方式"的留言多达数百 条。 记者了解发现，这类被包装成"新存款"的宣传，普遍采用"高收益+低门槛+强背书"的话术模板。为吸引 眼球，部分短视频中甚至出现"保底收益""稳赚不赔"等绝对化表述。 以上述"储蓄规划师"为例，她在视频中，将"新存款"的玩法解读为："就好像有人买了一套500万的房 子，需要三成首付，剩余七成去银行贷款，然后赚取房子升值的钱，新存款也是这个玩法，把保单质押 给银行，用银行贷款来交剩余的保费，自己只用出20%～30%的保费就能赚取保单升值的钱了，而且到 期退 ...

Key Event Impact on Investors Following the DOJ announcement on May 1, 2025, SelectQuote's stock price fell 19.2%, dropping $0.61 to close at $2.56 per share. Lead Plaintiff Deadline is October 10, 2025 NEW YORK, Aug. 21, 2025 /PRNewswire/ -- Wolf Haldenstein Adler Freeman & Herz LLP announces that a securities class action lawsuit has been filed in the United States District Court for District Court for the Southern District of New York on behalf of all persons and entities who purchased or otherwise acqui ...

Core Insights - As of June 2025, the total amount of technology loans in Shenzhen has surpassed 2 trillion yuan [1] - Technology insurance has generated premium income of 1.88 billion yuan, providing risk coverage of nearly 31.2 trillion yuan [1] Group 1 - The Shenzhen financial regulatory authority reported significant growth in technology loans, indicating a robust financial support system for the tech sector [1] - The technology insurance sector is also expanding, reflecting increased demand for risk management solutions in the technology industry [1]

董事长退休后被"断崖式"降级？ 金融干部"能上能下"的用人机制，或正在形成放大效应。 8 月14日，合众人寿官网显示，公司副总经理王占宇被降为总经理助理。近年来，金融行业高管被降职 的现象愈加频繁，这些人事调整背后，反映出金融机构在业绩承压、市场竞争加剧的背景下，正逐步落 实"能上能下"的用人机制，形成优胜劣汰的人才导向。有分析指出，这些事件反映了金融监管趋严和行 业内部治理的强化趋势。从长远看，这种趋势有助于激发金融机构的活力和竞争力，也有利于增强管理 团队的竞争意识。 金融高管降职现象有所升温 记者注意到，55岁的王占宇曾在2020年5月由合众人寿总经理助理升任副总经理，分管公司银团、多元 行销、经代销售等工作。在被降为总经理助理后，其分管工作由副总经理顼颂接手。 放眼当下的金融业，近年来高管被降级的个案有所增多。今年4月30日，珠海华润银行在官网披露了 2024年公司年报，在高级管理人员名单中，程绍凯的职务从此前的副行长变更为行长助理。值得注意的 是，程绍凯持有北京大学经济学学士学位，他在2021年8月由行长助理升任副行长，去年6月他公开出席 活动时，头衔仍是副行长，直到最近披露的年报中，其职务才变为行 ...

金融干部"能上能下"的用人机制，或正在形成放大效应。 8 月14日，合众人寿官网显示，公司副总经理王占宇被降为总经理助理。近年来，金融行业高管被降职 的现象愈加频繁，这些人事调整背后，反映出金融机构在业绩承压、市场竞争加剧的背景下，正逐步落 实"能上能下"的用人机制，形成优胜劣汰的人才导向。有分析指出，这些事件反映了金融监管趋严和行 业内部治理的强化趋势。从长远看，这种趋势有助于激发金融机构的活力和竞争力，也有利于增强管理 团队的竞争意识。 董事长退休后被"断崖式"降级？ 金融高管降职现象有所升温 图片由AI生成 记者注意到，55岁的王占宇曾在2020年5月由合众人寿总经理助理升任副总经理，分管公司银团、多元 行销、经代销售等工作。在被降为总经理助理后，其分管工作由副总经理顼颂接手。 放眼当下的金融业，近年来高管被降级的个案有所增多。今年4月30日，珠海华润银行在官网披露了 2024年公司年报，在高级管理人员名单中，程绍凯的职务从此前的副行长变更为行长助理。值得注意的 是，程绍凯持有北京大学经济学学士学位，他在2021年8月由行长助理升任副行长，去年6月他公开出席 活动时，头衔仍是副行长，直到最近披露的年报中 ...

Financial Data and Key Metrics Changes - The operating result increased to €845 million, up 19% compared to the previous year, driven by profitable business growth and improved claims experience in the US, UK, and international segments [4][16] - Operating capital generation before holding and funding expenses decreased by 2% to €576 million [4][16] - Free cash flow increased significantly to €442 million from €373 million in the previous year [16][28] - The group solvency ratio decreased by five percentage points to 183% compared to year-end 2024 [17][26] Business Line Data and Key Metrics Changes - In the US, operating results improved to $685 million, benefiting from growth in strategic assets, particularly in the Protection Solutions business [18][19] - New life sales in the individual life business increased by 13%, driven by higher agent productivity and successful recruitment efforts [11][12] - Aegon UK experienced growth in operating results due to favorable markets and business growth [20] - The international segment saw increased operating results from higher CSM releases in TLB and Spain and Portugal, despite lower sales in Singapore [14][20] Market Data and Key Metrics Changes - The US market accounts for approximately 70% of Aegon's operations, highlighting its significance in the company's strategy [7] - The brokerage channel recorded strong growth in new life sales, attributed to the launch of a fully digital whole life final expense product [12] - Net deposits in the retirement plan business were solid, driven by mid-sized plans and onboarding of a large pool plan [12] Company Strategy and Development Direction - Aegon is focused on growing and transforming its businesses, with a strategic emphasis on the US market [3][4] - The company announced a review of relocating its head office to the US to align its corporate structure with its primary market [6][7] - The relocation aims to simplify operations and enhance cooperation between the holding and its main business unit [7][8] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in achieving all financial targets for 2025, with a positive outlook for the second half of the year [29] - The company is monitoring the impact of new business strain and claims experience on operating capital generation [32][39] - Management reiterated that the operating profit is not particularly sensitive to equity market fluctuations [39] Other Important Information - Aegon announced a €200 million increase to its share buyback program, totaling €400 million for 2025 [5][28] - The company plans to implement US GAAP reporting, which is expected to take two to three years [9][10] Q&A Session Summary Question: What drove the decision to cover 25% of the variable annuity based fee? - Management indicated that this decision was part of ongoing risk management to stabilize capital generation and was executed recently [35][36] Question: Can you provide insights on the US GAAP implementation? - Management stated it is too early to provide guidance on the impact of US GAAP on operating profit or OCG [43] Question: What are the main challenges of potentially redomiciling? - Key challenges include building head office processes in the US and implementing US GAAP, which will take time [65][66] Question: How clean is the reported operating profit? - The operating profit of €8.45 is considered clean, with adjustments leading to an adjusted number of around €9.37 [51][52] Question: What is the size of the pool plan? - The pool plan is approximately €1.9 billion [42][94] Question: How does the US redomiciliation impact M&A opportunities? - Management indicated that being closer to the US market would position the company more favorably for potential M&A opportunities [72]

Core Viewpoint - The 14th "Shanghai Financial Talent" selection has been launched, emphasizing the importance of a strong financial talent pool for building a financial powerhouse [1][2] Group 1: Event Overview - The selection attracted nearly 100 financial professionals, with three awards established: "Annual Person of the Shanghai International Financial Center Construction," "Leading Figures in Shanghai's Financial Industry," and "Innovative Figures in Shanghai's Financial Industry" [1] - Participants must be from licensed financial institutions and have worked full-time in Shanghai for at least two years [1] Group 2: Talent Characteristics - The candidates exhibit three distinct characteristics: broad coverage across traditional and emerging financial sectors, international representation including foreign financial professionals, and strong innovation capabilities in areas like green finance and digital finance [2] - The selection process combines self-nomination, committee recommendations, media reviews, online voting, and expert evaluations, with results to be announced in September 2025 [2] Group 3: Historical Context - The "Shanghai Financial Talent" selection has been held for thirteen consecutive years, with over 200 financial talents recognized, significantly enhancing Shanghai's international financial center's soft power and cultural atmosphere [2]

Financial Performance - The company's operating result increased by 19% to EUR 845 million, driven by business growth and improved experience variance[4] - Operating capital generation (OCG) reached EUR 576 million, putting the company on track to meet its EUR 1.2 billion guidance for 2025[4] - Free cash flow amounted to EUR 442 million, contributing to a cash capital at Holding of EUR 2.0 billion[4] - The group solvency ratio stands at 183%[24] Capital Allocation - The ongoing share buyback program was increased from EUR 200 million to EUR 400 million[4] - An interim dividend of EUR 0.19 per common share was announced, an increase of EUR 0.03 over the 2024 interim dividend[4] Strategic Initiatives - A review is being initiated on a potential relocation of the company's legal domicile and head office to the United States, where Americas share in Aegon Group's financials is 60%[4, 5] Business Segment Performance - In the Americas, new individual life sales increased by 13% due to growth in IUL sales in WFG and a successful product launch in the brokerage channel[11] - Net deposits in mid-sized Retirement Plans in the Americas were supported by a larger takeover deposit from a pooled plan[11] - UK Workplace platform saw net deposits of EUR 2.1 billion, while the Adviser platform experienced net deposits of EUR (1.4) billion[14] - Third-party net deposits in Asset Management's Global Platforms decreased from EUR 5.1 billion to EUR 2.0 billion, driven by alternative fixed income products in 1H25[18] Americas Financial Assets Strategy - Financial Assets actual-to-expected claim ratio is 97%[56] - Financial Assets net face value is 100% or USD 45.1 billion[56]

Schiphol, August 21, 2025 - Please click here to access all 1H 2025 results related documents. 1H 2025 Financial highlights 1H 2025 Capital highlights Strategic developments Review announced on relocating Aegon's legal domicile and head office to the United States Lard Friese, Aegon CEO, commented: "We generated strong commercial momentum across our key markets in the first half of 2025. In the United States, new life sales increased by 13% to USD 276 million, while World Financial Group (WFG) continued to ...