Group 1 - The US banking industry is advocating for a prohibition on companies paying interest on stablecoin balances, which is causing delays in the legislative process for the Clarity Act in Congress [1][2][4] - A meeting hosted by the White House's crypto council included representatives from major banks and crypto trade associations, highlighting the industry's unified stance against interest payments on stablecoins [3] - The document shared among banks emphasizes limited exemptions to the prohibition and warns that allowing interest payments could lead to deposit flight, negatively impacting local lending [6][7] Group 2 - The American Bankers Association and other banking organizations issued a joint statement advocating for policies that support financial innovation while ensuring the safety of bank deposits [8]

Core Insights - Exodus Movement, Inc. holds 1,694 BTC as of January 31, 2026, a slight decrease from 1,704 BTC as of December 31, 2025, indicating a strategic adjustment in its cryptocurrency holdings [8] - The company reported 1.6 million monthly active users (MAUs) as of January 31, 2026, up from 1.5 million MAUs as of December 31, 2025, reflecting growth in user engagement [2] - Exodus' exchange provider processed volume reached $399 million in January 2026, an increase from $360 million in December 2025, with 23% of this volume ($90 million) coming from XO Swap partners, compared to 21% ($75 million) in the previous month [3] Digital Asset Holdings - As of January 31, 2026, Exodus holds the following digital assets: - Bitcoin (BTC): 1,694 BTC, down from 1,704 BTC - Ethereum (ETH): 1,887 ETH, down from 1,898 ETH - Solana (SOL): 13,807 SOL, up from 12,473 SOL [8] Company Overview - Exodus is a financial technology leader focused on providing secure and user-friendly cryptocurrency solutions, with a commitment to making digital assets accessible since 2015 [4] - The company emphasizes self-custodial wallets, allowing customers full control over their funds, and offers tools like XO Swap and Exodus Pay for enhanced user experience [5]

Core Insights - Institutional investors can now trade crypto without directly depositing assets on exchanges through a new off-exchange collateral program launched by Binance and Franklin Templeton [1][2] - The initiative signifies a shift towards real-world asset tokenization and infrastructure designed for large financial institutions [1] Group 1: Program Details - The program allows eligible institutions to use tokenized shares of Franklin Templeton's regulated money market funds (MMFs) as collateral while keeping those assets in third-party custody [3] - The collateral's value is reflected within Binance's trading environment, utilizing infrastructure from custody partner Ceffu, thus avoiding the need to transfer funds onto an exchange [3] Group 2: Risk Mitigation - This structure addresses counterparty risk concerns among institutional traders, similar to how Bitcoin ETFs alleviated worries about crypto exposure [4] - By keeping assets off-exchange, firms can minimize exposure to exchange failures while still accessing liquidity and trading opportunities [4] Group 3: Capital Efficiency - The design enhances capital efficiency as traditional collateral on exchanges typically earns no yield, whereas MMFs generate returns, allowing institutions to keep capital productive [5] - The off-exchange collateral program enables clients to utilize their assets in third-party custody while earning yield in innovative ways [5] Group 4: Strategic Importance - The launch represents the first live product from the strategic partnership between Binance and Franklin Templeton, announced in September 2025 [7] - It underscores the growing role of tokenized real-world assets in crypto markets, particularly for low-volatility instruments like Treasury-backed funds and money market products [7] - There is an increasing demand for yield-bearing collateral that supports continuous trading cycles, as noted by industry participants [7]

Crypto’s “age of speculation” is coming to an end, billionaire investor Mike Novogratz declared on Tuesday. At an industry event this week, the Galaxy CEO argued that the combination of a brutal market downturn and Wall Street’s encroachment of crypto will drive more risk-averse investors to tap into digital assets. Speculation will “be transposed or replaced by us using these same rails, these crypto rails, to bring banking [and] financial services to the whole world,” Novogratz said at the CNBC Digita ...

Vancouver, British Columbia--(Newsfile Corp. - February 11, 2026) - Luxxfolio Holdings Inc. (CSE: LUXX) (OTCQB: LUXFF) (FSE: LUH0) ("Luxxfolio" or the "Company"), a leading Litecoin treasury and infrastructure company, is pleased to announce that it has commenced Litecoin mining operations, marking an important milestone in the execution of its Litecoin-focused strategy.Luxxfolio has commenced Litecoin mining operations, using the Scrypt algorithm, under a hosting agreement with DMG Blockchain Solutions In ...

Over the last century, no asset class has come close to matching the annualized return of stocks. But when the lens is narrowed to the past decade, Wall Street's major stock indexes haven't been able to hold a candle to cryptocurrency returns. In February 2016, the cumulative value of all digital currencies totaled less than $8 billion. As of this writing in the late evening on Feb. 7, the aggregate value of digital currencies is approximately $2.38 trillion, based on data from CoinMarketCap.com. Widely h ...

Key Takeaways Mike Novogratz said crypto’s “age of speculation” may be ending as institutions reshape risk appetite. He expects tokenized real-world assets and tokenized stocks to lead the next phase, with lower returns. Novogratz blamed the slump on a post-leverage wipeout hangover, not a single “smoking gun” event. He said the industry needs a US market structure bill, including the proposed CLARITY Act, to restore “spirit.” Galaxy Digital CEO Mike Novogratz said crypto’s “age of speculation” ...

Core Insights - Franklin Templeton and Binance have launched an institutional off-exchange collateral program, allowing institutions to use tokenized money market fund shares as collateral for trading on Binance, enhancing security and capital efficiency in digital markets [1][2] Group 1: Program Details - The program enables eligible clients to utilize Benji-issued tokenized money market fund shares as off-exchange collateral, alleviating a significant pain point for institutional traders [1] - Tokenized assets remain securely held off-exchange in regulated custody, reducing counterparty risk while allowing institutions to earn yield [1] - The custody and settlement infrastructure is supported by Ceffu, Binance's institutional crypto-native custody partner [1] Group 2: Strategic Collaboration - The collaboration between Franklin Templeton and Binance aims to bridge traditional finance and digital assets, making financial markets more efficient [1] - This initiative is part of a broader strategic partnership that began in September 2025, focusing on expanding off-exchange program networks [1] - The program responds to increasing institutional demand for stable, yield-bearing collateral that can settle 24/7, enhancing the trading experience on Binance [1] Group 3: Company Background - Franklin Templeton is a pioneer in digital asset investing and blockchain innovation, managing over $1.7 trillion in assets as of January 31, 2026, and operating in more than 35 countries [2] - Binance is recognized as the world's largest cryptocurrency exchange by trading volume and users, trusted by over 300 million people globally [2]

Brian Armstrong, co-founder and CEO of Coinbase, has dropped out of Bloomberg’s list of the world’s 500 richest people. Armstrong’s net worth has fallen by more than $10 billion since July 2025. According to the Bloomberg Billionaires Index, it is down from a peak of $17.7 billion to around $7.5 billion. Brian Armstrong’s Wealth Plummets as Coinbase Shares and Bitcoin Price Slide The latest slide comes after JPMorgan Chase & Co. cut its price target for Coinbase stock by 27% on February 10, citing “soft ...

Core Viewpoint - Bitcoin (BTC-USD) is currently hovering around $69,000, with analysts suggesting it may be nearing a bottom after recent sell-offs, potentially setting the stage for a short-term rebound and a more constructive upward trajectory in the future [1][7]. Group 1: Market Sentiment and Analysis - A senior analyst from Compass Point believes the cryptocurrency market is in a bottoming phase following a record panic sell-off, with realized losses reaching approximately $10 billion, the second-highest since June 2022 [2][3]. - Cantor Fitzgerald indicates that the recent market pressure may have laid the groundwork for a short-term rebound, suggesting that the current price action resembles a "washout" rather than the beginning of a long-term decline [8][9]. - The significant sell-off has led to a liquidity crisis in the cryptocurrency market, with Bitcoin's value dropping about 45% from its all-time high of over $126,000 in October [3]. Group 2: Whale Activity and Market Dynamics - "Bitcoin whales," or large holders, have reportedly accumulated approximately 53,000 BTC over the past week, which has helped stabilize prices despite a broader trend of net selling among large holders [10][11]. - Despite the recent accumulation by whales, the overall demand remains narrow, leading analysts to question whether this activity signifies a return of bullish sentiment or merely a damage control measure [10][12]. - The market's current dynamics suggest that while there is potential for a short-term rebound, the long-term upward trend will require significant new demand and liquidity to validate [13][15]. Group 3: Future Outlook and Conditions - Analysts emphasize that the next phase of Bitcoin's price movement will depend on the return of new demand and liquidity, with macroeconomic factors such as potential easing from the Federal Reserve playing a crucial role [9][14]. - The overall sentiment indicates that while the probability of a short-term rebound is increasing, the mid-term trend remains in a "proof of concept" phase, requiring broader participation and sustained inflows from institutional investors [15].