Cryptocurrency platform Kraken launched a payments-focused partnership with Mastercard.The collaboration will allow Kraken customers in the United Kingdom and Europe to spend crypto assets at more than 150 million merchants that accept Mastercard, according to a Tuesday (April 8) press release.“Crypto is transforming the payments industry, and we envision a future where global commerce and everyday payments are powered by crypto assets,” Kraken co-CEO David Ripley said in the news release. “Our customers wa ...

Mastercard Incorporated (MA) and American Express Company (AXP) are two towering names in the global payments industry. While both operate in a similar space, their business models, customer bases, and growth strategies vary considerably. Mastercard thrives as a payment network facilitating transactions globally, whereas AmEx runs a loop model that issues cards and processes payments in-house.Despite macroeconomic headwinds, both MA (market cap $483.7 billion) and AXP ($174.1 billion) have remained resilien ...

Core Insights - Unipaas partners with Mastercard to enhance card acceptance for SMEs using vertical SaaS platforms, aiming to digitize and streamline transactions in underserved industries where payments are predominantly manual and offline [1][2][4] Group 1: Partnership Objectives - The collaboration seeks to simplify payment processes, increase acceptance rates, and transition more transactions online for SME users of SaaS platforms [2][4] - The partnership targets sectors such as health services, education, field services, and professional training, where digital payments are underutilized despite the growth of SMEs via SaaS platforms [4][6] Group 2: Technological Integration - Unipaas provides a fully embedded, compliant payment infrastructure that integrates with Mastercard's global payment network and advanced fraud protection [2][5] - The end-to-end payment infrastructure allows SaaS platforms to embed branded payment services directly into their products, supporting major payment methods including Visa, Mastercard, American Express, Apple Pay, Google Pay, direct debits, and instant bank transfers [5][7] Group 3: Business Impact - The partnership is expected to drive digital transformation in the SaaS payments space, helping SMEs in underserved verticals increase adoption, unlock new revenue streams, and enhance customer experiences [6][7] - By transitioning users from manual invoicing and bank transfers to card-based payments, the collaboration aims to improve acceptance rates, transaction speed, and reduce operational complexity [8]

Core Insights - RYVYL Inc. is rapidly onboarding new accounts through its digital banking partnerships, achieving over 10,000 accounts with an average of 1,000 new accounts per day [1][6] - The company anticipates onboarding 900,000 new customer accounts within the next 12 months through its second digital banking partner [2][3] - RYVYL's financial guidance for 2025 is based on retaining its RYVYL EU subsidiary and successfully terminating a pre-funded asset sale agreement [3] Company Developments - The first contract with a financial services provider is projected to exceed 50,000 active accounts in 2025 [2] - RYVYL has processed more than €10 million in transaction volume [6] - The company emphasizes its PaaS platform's value in accelerating growth and providing seamless onboarding and compliance expertise [3] Market Position - RYVYL Inc. is positioned as a leading innovator in payment transaction solutions, leveraging electronic payment technology for diverse international markets [4] - The company has developed an end-to-end suite of financial products that enhance security, data privacy, and speed to settlement [4]

PayPal Holdings Inc. PYPL is on the verge of triggering a Death Cross, a bearish technical signal where the 50-day simple moving average falls below the 200-day moving average. While the stock has tumbled 23.7% year to date and 5.7% in the past month, analysts at Mizuho still see upside, maintaining an Outperform rating with a $96 price target, reported Investing. Mizuho Remains Bullish Despite PayPal stock's technical struggles, Mizuho remains optimistic about its long-term prospects. The firm sees growth ...

Warren Buffett, the legendary capital allocator who has headed up Berkshire Hathaway for decades, helped popularize value investing. This strategy involves buying companies at a discount to their intrinsic worth, with the hope that the market will bid up their shares over time. Even in today's market environment, in which valuations are at historically high levels, there are still opportunities to follow the Oracle of Omaha's successful investment philosophy. You just have to know where to look. Here's one ...

I only buy strong businesses. I only buy them when they're cheap. Backgrounds in economics, philosophy, government, data. I started my investing journey with a fairly concentrated portfolio of Canadian dividend payers in the telecom, pipeline and banking industries. I have moved forward through different industries including payments, US regional banking, Chinese and Brazilian equities, REITs, technology companies and a few other emerging market opportunities, as well as microcap through to megacap range. I ...

Group 1: Visa - Visa is the 13th-largest American company with a market cap exceeding $600 billion, yet it receives little attention compared to other high-profile stocks [2] - The company has achieved a 10-year compound annual growth rate (CAGR) of 18.2%, outperforming the S&P 500's CAGR of 12.4% [3] - Visa's business model is based on charging small usage fees for access to its extensive payment network, which supports over 4 billion Visa-branded cards and trillions of dollars in net payment volumes each quarter [4] - Over the past decade, Visa's quarterly revenue has grown by an average of 12.8% per quarter, with annual revenue increasing from $13.2 billion to $36.8 billion [4] - Annual diluted earnings per share (EPS) have increased from $2 in 2017 to $9.92 today, indicating strong profit growth [5] - The shift from cash to card payments is expected to continue, further enhancing Visa's revenue and profitability [5][6] Group 2: AT&T - AT&T has undergone significant changes, shedding unprofitable ventures and refocusing on wireless and fiber connectivity [7] - The company's net debt peaked at $180 billion in 2018 but has been reduced to $122 billion, a decrease of over 32% [8] - Since the beginning of 2023, AT&T stock has generated a total return of 69%, outperforming the S&P 500's 53% return [9] - AT&T offers an annual dividend of $1.11, resulting in a dividend yield of 4.1%, appealing to income investors [9][10] - The company appears to be on a recovery path with a new strategy and a leaner balance sheet, making it a potential market-beating investment [10]

Core Insights - Visa Inc. has entered into a referral agreement with Extend to enhance its virtual card offerings, targeting the growing middle-market segment [1] - The partnership aims to capitalize on the increasing demand for secure and efficient B2B payment solutions, with virtual card spending expected to rise from $3.1 trillion in 2023 to nearly $14 trillion by 2028 [2] - This collaboration aligns with Visa's mission to modernize B2B payments, providing businesses with enhanced control and security through Extend's platform [3] Group 1 - The partnership is anticipated to drive greater adoption of Visa's virtual card solutions, improve customer retention for issuing banks, and generate additional transaction volume [4] - By simplifying B2B payments while enhancing security, Visa is reinforcing its leadership in the digital payments ecosystem [4] - Visa aims to achieve low double-digit revenue growth on an adjusted constant-dollar basis for fiscal 2025, with expected earnings per share growth in the low teens [5] Group 2 - Visa's shares have increased by 23.4% over the past year, outperforming the industry's growth of 18% [5]

Core Viewpoint - dLocal's Chief Financial Officer Mark Ortiz will resign due to health issues, with Jeffrey Brown appointed as interim CFO during the search for a permanent successor [1][2][3] Group 1: Management Transition - Mark Ortiz will step down as CFO effective after the filing of the annual report on Form 20-F, no later than May 1, 2025 [1] - Jeffrey Brown, currently VP Finance, has been appointed as interim CFO while the company searches for a permanent replacement [2] - Ortiz will assist as an advisor during the transition period, emphasizing his confidence in the company's leadership and financial foundation [4] Group 2: Company Background - dLocal is a cross-border payments platform that connects global enterprise merchants with consumers in emerging markets across APAC, the Middle East, Latin America, and Africa [5] - The company operates under the "One dLocal" concept, allowing global companies to manage payments and settlements through a single API and platform [5]