Vilnius, Lithuania, April 30, 2025 (GLOBE NEWSWIRE) -- SUTNTIB AB Tewox (the Company) publishes its factsheet, providing information about Company’s financial indicators and key events as at 31 March 2025.2025 Q1 KEY EVENTSThe 10 mEUR Tewox bond emission was fully redeemed, with the final repayment of 7.5 mEUR made in January.The third tranche of 11 mEUR was issued, marking the completion of the 35 mEUR bond program offered under public prospectus.A construction permit was received for a grocery store in Vi ...

Core Viewpoint - The global capital markets are experiencing significant volatility, with traditional safe-haven assets like gold and foreign currencies gaining strength amidst geopolitical risks and inflation concerns Group 1: Safe-Haven Assets - Gold is gaining prominence due to central bank purchases and a trend towards de-dollarization, highlighting its value retention properties [2] - The Japanese yen is expected to appreciate as the Bank of Japan signals tightening, making it an attractive option for short-term forex arbitrage [2] - The Swiss franc is viewed as a safe haven amid European instability, bolstered by the recovery of trust in the Swiss banking sector [3] Group 2: Alternative Assets - Bitcoin is being recognized for its anti-inflation properties following the approval of Bitcoin futures ETFs, although its volatility remains a concern [4] - Rare earth resources are becoming strategic assets due to supply constraints and rising prices, making them suitable for long-term investment [4] Group 3: Pitfalls of Pseudo-Safe Assets - Oil is facing demand weakness despite OPEC+ production cuts, leading to a return to its commodity nature [5] - Real Estate Investment Trusts (REITs) are losing appeal due to rising interest rates, increasing liquidity risks [5] - Emerging market bonds are under pressure from a strong dollar, with heightened default risks in countries like Turkey and Argentina [5] Group 4: Investment Strategies - Conservative strategy suggests a portfolio of 60% gold ETFs, 30% yen cash, and 10% government bond reverse repos [6] - Aggressive strategy includes 50% Bitcoin, 30% rare earth stocks, and 20% Swiss franc deposits [6] - Balanced strategy recommends dollar-cost averaging in gold, holding Bitcoin, and hedging with yen forex options [6] Group 5: Future Outlook - The search for the next "gold" is ongoing, with potential shifts in value driven by blockchain technology and green energy [7] - The core principles of scarcity and consensus value remain central to identifying safe-haven assets [7]

ExlService Holdings Inc. First Quarter 2025 financial results April 29, 2025 Safe harbor Forward-looking statements This presentation contains forward-looking statements within the meaning of the United States Private Securities Litigation Reform Act of 1995. You should not place undue reliance on those statements because they are subject to numerous uncertainties and factors relating to EXL's operations and business environment, all of which are difficult to predict and many of which are beyond EXL's contr ...

Core Insights - Infosys has announced a strategic collaboration with Yorkshire Building Society to enhance its digital transformation and provide a mobile-first banking experience for its customers [1][2] - The partnership aims to leverage next-generation technologies such as cloud, data, artificial intelligence, and cybersecurity to support Yorkshire Building Society's 2030 strategic plan [2][3] - Yorkshire Building Society has assets of £65.5 billion and serves over 3 million customers, indicating its significant market presence in the UK financial sector [4] Company Overview - Yorkshire Building Society is one of the largest member-owned financial institutions in the UK, with a focus on mortgages, commercial, and savings services [1][4] - Infosys is recognized as a global leader in digital services and consulting, with over 300,000 employees and operations in more than 56 countries [4] Strategic Goals - The collaboration is designed to modernize Yorkshire Building Society's operations, improve efficiency, and support future scalability, aligning with its goal of building a future-ready organization [2][3] - Key investments will include faster payments and enhanced security to improve customer outcomes and experiences [3]

Core Insights - The event "Living in Qinhuai, Consumer Benefits for All" was successfully held, showcasing nine premium residential and commercial land plots in Qinhuai District, which are set to be released in batches [1] - The local government emphasizes the importance of land sales and industrial development to enhance urban value and service quality, aiming to create a modern development narrative for Qinhuai [1] - The event attracted numerous well-known real estate companies, offering various promotional activities to stimulate consumer interest and engagement [2] Group 1: Event Overview - The event was organized by the Qinhuai District People's Government and the South New Town Development Management Committee, with support from various local agencies and companies [3] - The event provided a platform for investors and consumers to engage, fostering collaboration and injecting new vitality into Qinhuai's high-quality development [3] Group 2: Real Estate and Consumer Engagement - Real estate companies showcased premium properties and offered incentives such as cash subsidies and discounts to encourage purchases [2] - The event featured a diverse range of consumer goods, including automobiles and home appliances, with significant discounts and trade-in promotions available [2] - Financial institutions presented various consumer loan products to assist buyers in managing their finances, enhancing the overall consumer experience [2]

在金价大涨背景下，4月28日，中国黄金协会公布数据显示，2025年一季度，国内黄金产量和消费量走势分化。其 中，国内原料产金87.243吨，同比增1.49%；进口原料产金53.587吨，同比增0.68%，全国黄金总产量达140.830 吨，同比增长1.18%。而同期我国黄金消费量为290.492吨，同比下降5.96%。 除了产量与消费量的变化，黄金市场的投资端也出现显著动态。值得一提的是，一季度，国内黄金ETF持仓增长 23.47吨，较2024年一季度增仓5.49吨同比增长327.73%。至3月底，国内黄金ETF持有量为138.21吨。 金融属性驱动黄金产量增长 截图自世界黄金协会微信公众号 本报记者 梁宝欣 深圳报道 今年一季度，国内外金价双双持续走高。2025年3月底，伦敦现货黄金定盘价为3115.10美元/盎司，比年初2644.60 美元/盎司上涨17.79%。上海黄金交易所Au9999黄金3月底收盘价730.80元/克，比年初开盘价614.00元/克上涨 19.02%。 受高金价抑制，黄金首饰消费需求持续疲软。在黄金消费量方面，2025年一季度，我国黄金消费量290.492吨，同 比下降5.96%。其 ...

Core Insights - Appian announced the winners of the 2025 Appian Innovation Awards, highlighting the transformative applications created by customers that leverage AI and process orchestration on the Appian Platform [1][2][4] North America Winners - Gordon Food Service (GFS) utilized Appian to enhance its customer ordering process, achieving a 70% reduction in order entry time and a 40% increase in quote production, leading to higher sales productivity [5] - MagMutual implemented AI-powered solutions on the Appian Platform, resulting in a 30% reduction in turnaround times for quotes and a 25% decrease in claims processing times, which improved employee productivity by 20% and customer satisfaction by 15% [6] - Regeneron developed a clinical trial feasibility platform that integrates data from over 10 sources, achieving a 50% reduction in data query time, thus accelerating clinical trials and reducing costs [7] EMEA and LATAM Winners - Novartis streamlined clinical trial operations by connecting over 15 core systems on the Appian Platform, benefiting over 10,000 professionals with improved productivity and faster decision-making [8] - Towerbank International launched "Ikigii" to enhance its onboarding process, reducing onboarding time from seven hours to under two by automating 96% of processes, and processed $30 million in crypto-to-fiat transactions [9] Asia-Pacific and Japan Winners - Ramsay Health Care deployed multiple applications on the Appian Platform, achieving a 25% increase in adoption rates and recovering $30 million through workflow automation [10] - Westpac Banking Corporation introduced a Mortgage Assessor AI solution on the Appian platform, improving loan assessment times and speeding up approvals [11] Global Public Sector Winner - Idaho Workforce Development Council (WDC) created a system for the LAUNCH grant program on the Appian Platform, enabling over 14,000 students to receive nearly $40 million in aid, while saving the agency the equivalent of three full-time staff members [12] Conclusion - The Innovation Award winners exemplify how organizations are leveraging AI and process orchestration to create significant operational improvements and deliver measurable value to employees and customers [13]

在全球金融格局加速变革的当下，离岸金融作为金融皇冠上的明珠已成为国际金融中心建设和人民币国 际化的关键力量；我国开展离岸金融活动，为上海和香港这两个国际金融中心带来了全新的发展机遇。 香港作为历经"惊涛骇浪"的国际金融中心，已具备强大的竞争力与抗风险能力。上海与香港并非竞争对 立关系，而是相互依存、协同共进的命运共同体，上海更是香港国际金融中心的坚强后盾与重要补充。 上海开展离岸金融对香港国际金融中心地位的影响 一是潜在影响。随着上海等地积极推进离岸金融业务，出台优惠政策、优化市场准入条件，可能会分流 部分原本集中于香港的离岸金融业务。内地加大税收优惠力度，降低企业运营成本，会吸引部分金融机 构和企业将业务重心转向内地，进而减少香港金融市场的业务量。 上海离岸金融业务的快速发展创造了大量就业机会和广阔的职业发展空间。若上海在薪酬待遇、职业晋 升机会和生活成本等综合因素上更具优势，可能导致部分香港金融人才流入上海。 上海离岸金融市场的崛起加剧了市场竞争，对香港金融市场的传统优势构成挑战。上海金融机构加快金 融产品创新，推出一系列离岸金融新产品和服务，与香港市场形成竞争态势。在离岸人民币方面，上海 人民币计价的金 ...

Group 1: Gold Investment - Gold prices have experienced significant fluctuations, with a notable increase during geopolitical tensions, such as a 12% rise during the escalation of the Russia-Ukraine conflict in 2024 [3] - The selling of physical gold can be challenging, as banks typically do not buy back gold bars, and gold shops offer significantly lower buyback prices compared to market value [3] - Investors should be cautious about blindly chasing gold prices, as high entry points can lead to long-term losses [3] Group 2: Real Estate Investment - Average housing prices have dropped by 30% compared to 2021, leading some to believe it is a good time to buy [5] - Despite the price drop, there are still bubbles in certain markets, such as Shanghai and Shenzhen, where the price-to-income ratio is as high as 40, indicating potential for further declines [5][7] - The demand for investment properties has decreased significantly, with many investors either selling or holding cash, suggesting that now may not be the best time for real estate investment [7] Group 3: Bank Deposits - Major banks have significantly reduced deposit interest rates since 2024, leading to lower returns for savers [7] - The purchasing power of savings is declining due to rising prices, making bank deposits less attractive compared to other investment options [7] - While bank deposits may result in slow asset depreciation, they are considered less risky compared to investments in gold and real estate [9] Group 4: Diversified Asset Allocation - A diversified asset allocation strategy is recommended to mitigate risks and enhance wealth preservation over the next five years [9] - An example of diversification includes splitting funds into three parts: one-third in low-risk investments like government bonds, another third in low-risk products like structured deposits, and the final third in medium-risk investments like mixed funds [9]

Group 1 - Sensor Unlimited is part of the investing group Envision Early Retirement, which focuses on generating high income and growth with isolated risks through dynamic asset allocation [2] - The group offers two model portfolios: one for short-term survival/withdrawal and another for aggressive long-term growth, along with direct access for discussions, monthly updates, tax discussions, and ticker critiques [2] - Sensor Unlimited has a PhD in financial economics and has spent the last decade covering the mortgage market, commercial market, and banking industry, with a focus on asset allocation and ETFs related to various sectors [3] Group 2 - The article emphasizes that past performance is not indicative of future results and does not provide specific investment recommendations [5]