Insurity Announces Billing-as-a-Service Now Costs Less Than Running Billing In-House for P&C Carriers and MGAsFeb 19, 2026 10:16 AM Eastern Standard Time# Insurity Announces Billing-as-a-Service Now Costs Less Than Running Billing In-House for P&C Carriers and MGAsShare---Insurity has expanded Billing-as-a- Service, making the platform the most cost-effective and seamless way to manage insurance billing at scaleHARTFORD, Conn.--([BUSINESS WIRE])-- [Insurity], a leading provider of cloud-based software for p ...

G2 Recognizes D2L Brightspace as One of the Best Education Software Products for 2026 [Accessibility Statement] Skip NavigationD2L also ranked among the Best Canadian Software CompaniesTORONTO, Feb. 19, 2026 /PRNewswire/ - D2L, a global leader in learning innovation, today announced it has been named to [G2's 2026 Best Software Awards], ranking among the [Best Education Software Products] and [Best Canadian Software Companies]."Being recognized again by G2 is an honor," said John Baker, President and CEO at ...

Group 1: Core Comparison between Microsoft and Alphabet - Microsoft and Alphabet have both significantly increased investor wealth, but Alphabet is viewed as the more promising stock for new investors [1] - Microsoft is experiencing challenges in the AI sector, particularly with its AI-powered personal assistant, Copilot, which has only attracted 15 million subscribers out of 450 million potential users [4][5] - Microsoft's cloud computing business, while still profitable, is reportedly losing market share despite revenue growth, indicating that simply growing revenue is insufficient in a competitive environment [7] Group 2: Alphabet's Strengths - Alphabet's Google Cloud business has seen a record-breaking growth, achieving a 21% share of worldwide cloud computing revenue in the fourth quarter of the previous year [9] - Google's AI technologies, including Gemini, are gaining significant traction, with Gemini accounting for about one-fifth of user requests in the AI-powered chat assistant market, while ChatGPT dominates with nearly two-thirds market share [6]

Shannon River, a New York-based hedge fund, recently disclosed the sale of around 283,000 shares of Wix.com (WIX) during the fourth quarter (the three months ending on Dec. 31, 2025). Here’s what investors need to know.Wix.com is a leading provider of cloud-based website development solutions, serving approximately 222 million registered users worldwide as of December 31, 2021. The company leverages a robust suite of products and a scalable subscription model to empower users with limited technical expertis ...

LexisNexis Risk Solutions Launches AI-Powered Identity Management Platform for Healthcare [Accessibility Statement] Skip NavigationIndustry-leading identity verification, resolution and enrichment solutions combine with leading AI authentication capabilities to secure, unify and enrich patient identities across the care journeyATLANTA, Feb. 19, 2026 /PRNewswire/ -- [LexisNexis® Risk Solutions] today announced the launch of an identity management platform with industry leading identity verification, resoluti ...

Appian (NasdaqGM:APPN) Q4 2025 Earnings call February 19, 2026 08:30 AM ET Company ParticipantsBrian Denyeau - Managing Director of Investor RelationsDerrick Wood - Managing DirectorMatt Calkins - CEOSerge Tanjga - CFOSteve Enders - CFAConference Call ParticipantsDevin Au - Equity Research AnalystLucky Schreiner - Equity Research AnalystOscar Saavedra - Equity Research AnalystRaimo Lenschow - Senior Equity Research AnalystOperatorday, and thank you for standing by. Welcome to the Appian fourth quarter 2025 ...

Financial Data and Key Metrics Changes - In Q4 2025, Appian's cloud subscriptions revenue grew 18% to $117.0 million, while total revenue increased 22% to $202.9 million [3][20] - For the full year 2025, cloud subscriptions revenue grew 19% to $437.4 million, and total revenue grew 18% to $726.9 million [3][20] - Adjusted EBITDA for Q4 was $19.7 million, exceeding guidance, and for the full year, it was $76.8 million [3][23] Business Line Data and Key Metrics Changes - Professional services revenue in Q4 was $40.6 million, up 36% compared to Q4 2024 [21] - The number of customers purchasing over $1 million of software grew 50% in 2025, indicating strong demand for large deals [4][22] Market Data and Key Metrics Changes - Appian's Cloud Net ARR Expansion was 114% in Q4, reflecting strong upsells to existing customers [22] - AI usage on Appian's platform grew 14 times year-over-year, indicating significant traction in the market [9][10] Company Strategy and Development Direction - Appian's strategy focuses on leveraging AI within its process framework, emphasizing the synergy between AI and process management [7][14] - The company aims to capitalize on its strong position in the U.S. public sector, highlighted by a significant enterprise agreement with the U.S. Army [5][52] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the growth trajectory for 2026, expecting cloud subscription revenue to grow by 20% in Q1 and 16% for the full year [25][26] - The company is returning to a moderate pace of investment in 2026, focusing on sales and engineering capacity expansion [27] Other Important Information - Appian announced a $50 million stock buyback program, marking the beginning of a consistent capital return policy for shareholders [28] - Changes in financial reporting include the introduction of Cloud Net ARR Expansion as a new metric, replacing previous metrics like cloud gross renewal rate [18][19] Q&A Session Summary Question: Insights on Q1 guidance acceleration - Management noted that Q1 guidance benefits from strong new business in Q4 and a meaningful FX tailwind [32] Question: Appian's position in AI and process governance - Management highlighted their long-standing role in embedding AI within processes, providing a unique governance layer that enhances AI's effectiveness [37][38] Question: Changes in sales capacity and market opportunities - Management indicated that the return to growth in the sales organization is a long-term trend, driven by improved sales productivity and market opportunities [40][41] Question: AI's impact on customer budgets and purchase decisions - Management reported that AI has positively influenced customer relationships, leading to higher-level conversations and increased win rates [46] Question: Future use cases for the Army enterprise agreement - Management emphasized the importance of the $500 million enterprise agreement with the Army, which enhances credibility and opens doors for further government contracts [52][54] Question: Internal use of AI to accelerate value delivery - Management stated that AI is being extensively used in development and deployment processes to enhance productivity and optimize customer solutions [62][63]

Financial Data and Key Metrics Changes - In Q4 2025, total ARR was $540 million, growing at 12% year-over-year on a reported basis and 8% on a constant currency basis [23] - Total revenue for Q4 was $130 million, representing approximately 12% year-over-year growth on a reported basis and 9% on a constant currency basis [23] - Adjusted EBITDA in Q4 was $39 million, reflecting a 30% margin, with full year adjusted EBITDA also at $153 million and a 30% margin [4][26] Business Line Data and Key Metrics Changes - The company solidified its presence in the AI SOC market and crossed $200 million in ARR for data protection [5] - Subscription revenue for Q4 was $129 million, showing approximately 12% year-over-year growth on a reported basis [23] - Customers contributing $50,000 or more of ARR grew approximately 14% year-over-year, now representing about 61% of total ARR [24] Market Data and Key Metrics Changes - Approximately 45% of total revenue was generated outside of North America for both the quarter and the full year [25] - The company reported a Dollar-based Net Revenue Retention of approximately 103% on a reported basis [25] Company Strategy and Development Direction - The company aims to leverage AI as a core differentiator, with plans to develop an AI workflow assistant named Enzo to enhance IT and security operations [12][42] - The strategy includes expanding into the VAR channel and enhancing product offerings to address the growing demand for cybersecurity solutions [10][20] - The company is focused on solving evolving customer problems and delivering security and efficiency [11] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in steady demand trends and stable retention, with expectations for continued execution across platforms and sales channels [30] - The company anticipates a strong demand environment for its cybersecurity solutions, driven by increasing threats and the need for business resilience [9][19] - For 2026, the company expects total revenue in the range of $554 million to $559 million, representing approximately 8%-9% year-over-year growth [32] Other Important Information - The company has received recognition in the 2026 Gartner Magic Quadrant for Endpoint Management Tools, validating its three-pillar strategy [14] - The company plans to continue disciplined investments in AI and product innovation while improving unlevered free cash flow [30] Q&A Session Summary Question: What gives confidence for higher constant currency ARR growth in 2026? - Management highlighted steady assumptions, improved gross retention, and traction from new SKUs as key factors [38] Question: Can you elaborate on the AI product Enzo? - Enzo is currently in limited preview and aims to enhance operational efficiency for MSPs by allowing them to assess and take action in their environments quickly [42][44] Question: What is driving the success of the Adlumin acquisition? - The AI technology and its ability to assess and take action on threats quickly have resonated well with the MSP community, driving earlier-than-expected success [50][51] Question: What are the expectations for seasonality in 2026? - Management expects similar seasonality to 2025, with stronger performance anticipated in the second half of the year due to new product initiatives [56] Question: How does the company plan to balance growth and profitability in capital allocation? - The company plans to continue share buybacks and explore M&A opportunities while maintaining a balanced approach to capital allocation [68][70]

Financial Data and Key Metrics Changes - In Q4 2025, Appian's cloud subscriptions revenue grew 18% to $117.0 million, while total revenue increased 22% to $202.9 million [3][22] - For the full year 2025, cloud subscriptions revenue grew 19% to $437.4 million, and total revenue grew 18% to $726.9 million [3][22] - Adjusted EBITDA for Q4 was $19.7 million, and for the full year, it was $76.8 million, reflecting a significant improvement in operational efficiency [3][25] Business Line Data and Key Metrics Changes - Professional services revenue in Q4 was $40.6 million, up 36% compared to Q4 2024 [23] - The number of customers purchasing over $1 million of software grew 50% in 2025, indicating strong demand for high-value transactions [4] Market Data and Key Metrics Changes - Appian's Cloud Net ARR Expansion was 114% in Q4, up from 113% a year ago, driven by strong upsells to existing customers [24] - The commercial North America theater showed the fastest new business growth in over three years, with cloud net new ACV bookings comprising approximately 76% of total net new software bookings in Q4 [21] Company Strategy and Development Direction - Appian's strategy focuses on leveraging AI within its process framework, emphasizing that AI needs a deterministic process to add value [8][9] - The company aims to capitalize on its strong position in the U.S. public sector, highlighted by a significant enterprise agreement with the U.S. Army worth $500 million over 10 years [5][56] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the growth trajectory for 2026, expecting cloud subscription revenue to grow by 20% in Q1 and 16% for the full year [27][28] - The company plans to invest in sales and engineering capacity while maintaining a focus on operational efficiency and margin expansion [30] Other Important Information - Appian announced a $50 million stock buyback program, marking the beginning of a consistent capital return policy for shareholders [31] - Changes in financial reporting include the introduction of a new metric, Cloud Net ARR Expansion, to provide better insights into financial performance [19][20] Q&A Session Summary Question: Insights on Q1 guidance acceleration - Management noted that Q1 guidance benefits from strong new business in Q4 and a favorable FX tailwind [35] Question: Appian's position in AI and process orchestration - Management highlighted that Appian has been a leader in embedding AI within processes for over a decade, providing a unique governance layer for AI [41] Question: Professional services growth and future expectations - Management indicated that demand for professional services is driven by AI implementation needs and federal sector success, expecting continued growth [66] Question: AI's impact on customer budgets and purchase decisions - Management stated that AI has positively influenced customer relationships, leading to higher-level conversations and increased win rates [49] Question: Army enterprise agreement and future use cases - Management emphasized the significance of the $500 million agreement with the Army, which enhances credibility and opens doors for further government contracts [55]

Core Insights - AppLovin has outperformed NVIDIA in stock-price returns, achieving a 3,940% increase over three years compared to NVIDIA's 1,153% [1] Company Performance - AppLovin's stock rose from $10 to $404 over the past three years, significantly surpassing NVIDIA's stock increase from approximately $15 to $188 [1] - In Q4 2025, AppLovin's revenue grew by 66% year-over-year to $1.658 billion, and net income increased by 84% to $1.102 billion [1] - For the full year of 2025, AppLovin's revenue rose 70% to $5.481 billion, while net income surged 111% to $3.334 billion [1] - AppLovin's adjusted EBITDA increased by 82% to $1.399 billion in Q4 2025 and grew 87% to $4.512 billion for the full year compared to 2024 [1] Valuation Metrics - AppLovin's trailing 12-month price-to-earnings (P/E) ratio is 40.2x, which is more appealing than NVIDIA's P/E ratio of 46.89x [1]