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工商银行:全面推进智能化风控、现代化布局、数智化动能、综合化服务、生态化体系等五化转型
Zheng Quan Ri Bao Zhi Sheng· 2026-02-25 11:13
(编辑 任世碧) 证券日报网讯 2月25日,工商银行在互动平台回答投资者提问时表示,"十五五"时期是推动金融高质量 发展、加快建设金融强国的关键时期。工商银行把服务金融强国建设作为自身使命职责,聚焦建设中国 特色世界一流现代金融机构目标,全面推进智能化风控、现代化布局、数智化动能、综合化服务、生态 化体系等五化转型,为"十五五"时期金融高质量发展贡献更大力量。公司将重点抓好几个方面:一是 以"全面风险管理体系"筑牢安全屏障,确保资产质量稳定和风险总体可控。二是以"全面金融解决方 案"拓展服务边界,坚持以客户为中心,融资、融智、融技、融通并举,一站式满足客户多元化需求, 打造与客户共生共赢的新生态。三是以"全球一体化经营"激活发展动能,紧跟"走出去""引进来"和"一 带一路"建设,以全球工行联接两个市场、两种资源和全球客户、全量产品,在服务构建新发展格局中 打开自身发展新空间。 ...
苏州银行:2025年年度报告预约披露时间为2026年4月29日
Zheng Quan Ri Bao Wang· 2026-02-25 11:11
证券日报网讯2月25日,苏州银行(002966)在互动平台回答投资者提问时表示,本行2025年年度报告 预约披露时间为2026年4月29日。业绩快报将根据相关规定,结合我行实际工作安排视情况披露。 ...
高盛示警:2026年美国经济最大隐患是股市回调
Ge Long Hui A P P· 2026-02-25 11:08
他写道,如果美股上半年出现10%的回调,可能会导致他的GDP预测值减少0.5个百分点,降至2.0%。 更猛烈的股市回调造成的破坏甚至更大。Mei本周一发布的16页报告中的一个图表显示,20%的股市下 跌可能导致GDP比他的基准预测低近一个百分点。 格隆汇2月25日|高盛认为,目前美国经济面临的最大风险实际上可能是一场股市回调。该行美国经济 学家Pierfrancesco Mei对2026年的美国经济大体持乐观态度,预测第四季度GDP将同比增长2.5%。这主 要归功于财政刺激、宽松货币政策和关税阻力缓解的有利组合。但他同时也担心,股价的大幅下跌可能 会抑制这种扩张。 ...
Best money market account rates today, February 25, 2026 (secure up to 4.01% APY)
Yahoo Finance· 2026-02-25 11:00
Core Insights - The article discusses the current state of money market account (MMA) rates, highlighting the importance of earning competitive rates as interest rates decline following recent Federal Reserve rate cuts [1][2]. Group 1: Current Rates and Trends - The national average interest rate for money market accounts is 0.56%, while top rates range from 3.5% to 4% APY, comparable to high-yield savings accounts [2]. - Following the Federal Reserve's target range of 5.25%–5.50% maintained between July 2023 and September 2024, multiple rate cuts have led to a decline in money market rates [3]. - The expectation is that rates will continue to decline after the Fed's recent cuts, suggesting that now may be a critical time for savers to capitalize on higher rates [3]. Group 2: Considerations for Investors - Money market accounts are currently attractive due to elevated rates, offering a balance of safety, liquidity, and better returns compared to traditional savings accounts [4]. - Factors influencing the decision to invest in a money market account include liquidity needs, savings goals, and risk tolerance [6]. - For conservative savers, money market accounts are appealing as they are FDIC insured and protect principal, while riskier investments may be necessary for long-term goals like retirement [6]. Group 3: Best Rates and Options - TotalBank currently offers the highest money market account rate at 4.01%, significantly exceeding the national average [7]. - In a declining interest rate environment, finding accounts with 5% interest is challenging, leading investors to consider market investments that carry higher risks but potentially greater returns [8]. Group 4: Safety of Money Market Accounts - Money market accounts are considered safe when opened with federally insured banks or credit unions, with the primary risk being associated with fees rather than market fluctuations [9].
HELOC and home equity loan rates today, February 25, 2026: Down to 7.23%
Yahoo Finance· 2026-02-25 11:00
Rates for home equity lines of credit and home equity loans are holding to multi-year lows, with limited-time introductory rates scraping the bottom of the interest scale. HELOC and home equity loan rates: Wednesday, February 25, 2026 Today's national average monthly HELOC rate is 7.23%. The average rate on a home equity loan is 7.44%, according to data analytics company Curinos. Both rates are based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70 ...
Best high-yield savings interest rates today, February 25, 2026 (Earn up to 4% APY)
Yahoo Finance· 2026-02-25 11:00
Core Insights - The Federal Reserve has cut the federal funds rate three times in 2025, leading to a decline in deposit rates, making high-yield savings accounts more attractive for earning interest on savings [1][5]. Group 1: High-Yield Savings Accounts - High-yield savings accounts offer significantly higher interest rates compared to traditional savings accounts, with rates reaching up to 4% APY [2][3]. - The average savings account rate is only 0.39%, highlighting the advantage of high-yield accounts [3]. - As of February 25, 2026, the highest savings account rate available is 4% APY, offered by SoFi and Valley Direct [3]. Group 2: Interest Rate Trends - Deposit account rates are closely tied to the federal funds rate; when the Fed lowers its target rate, deposit rates typically decrease [4]. - Following multiple interest rate hikes in response to inflation, the Fed's recent cuts have resulted in a continued downward trend in deposit rates throughout 2025 [5][6]. - Experts predict that further rate cuts may occur, suggesting that savings account rates will likely continue to decline [6]. Group 3: Considerations for Savings Accounts - High-yield savings accounts are recommended for short-term savings goals, providing a secure place to earn interest while maintaining accessibility [7]. - Factors to consider when choosing a savings account include interest rates, financial goals, accessibility of funds, and security [7][8]. - Savings accounts are generally insured by the FDIC, making them a low-risk option compared to other investment types [8].
Best CD rates today, February 25, 2026 (Earn up to 4.1% APY)
Yahoo Finance· 2026-02-25 11:00
Deposit account rates are on the decline. The good news: You can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay rates above 4%. Read on for a snapshot of CD rates today and where to find the best offers. Where are the best CD rates today? CDs today typically offer rates significantly higher than traditional savings accounts. Currently, the best short-term CDs (six to 12 months) generally offer rates around 4% to 4.5% AP ...
BMO Financial Group Reports First Quarter 2026 Results
Prnewswire· 2026-02-25 11:00
BMO Financial Group Reports First Quarter 2026 Results [Accessibility Statement] Skip NavigationBMO's First Quarter 2026 Report to Shareholders, including the unaudited interim consolidated financial statements for the period ended January 31, 2026, are available online at [www.bmo.com/investorrelations], on the Canadian Securities Administrators' website at [www.sedarplus.ca], and on the EDGAR section of the U.S. Securities and Exchange Commission's website at [www.sec.gov].Financial Results HighlightsFirs ...
长沙银行:张曼辞任行长,继续担任董事长
Xin Lang Cai Jing· 2026-02-25 10:53
长沙银行2月25日公告,本行董事会收到张曼的书面辞职报告。因职务变动,张曼申请辞去长沙银行行 长职务。辞任后,张曼继续担任本行董事长、董事,战略与可持续发展委员会主任委员及委员、薪酬及 提名委员会委员、风险控制与关联交易委员会委员职务。张曼的辞任自2026年2月24日起生效。 ...
长沙银行:张曼因职务变动辞去行长职务,继续担任董事长
Xin Lang Cai Jing· 2026-02-25 10:51
2月25日金融一线消息,长沙银行公告,董事会收到张曼的书面辞职报告。因职务变动,张曼申请辞去 长沙银行行长职务。辞任后,张曼继续担任董事长、董事,战略与可持续发展委员会主任委员及委员、 薪酬及提名委员会委员、风险控制与关联交易委员会委员职务。 | | | | | | 是否继续 在上市公 | | 是否存 在未展 | | --- | --- | --- | --- | --- | --- | --- | --- | | 娃 | 辞任 | 辞任生效 | 原定任期 | 辞任 | | 具体职务(如适用) | | | 名 | 职务 | 时间 | 到期日 | 原因 | 司及其控 | | 行完毕 | | | | | | | 股子公司 | | 的公示 | | | | | | | 日常用 | | 承诺 | | | | | | | | 长沙银行董事长、董事, | | | | | | | | | 战略与可持续发展委员 | | | द्रहि | 行长 | 2026 年 | 2028 年 | 职务 | 齿 | 会主任委员及委员、薪 | 否 | | 曼 | | 2月24日 | 5月21日 | 变动 | | 酬及提名委员会委员、 | | ...