This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Dive Brief: Payments behemoth Fiserv’s Clover unit dominates the small restaurant point-of-sale card processing market with an estimated 20% share, including 175,000 locations, based on an analysis by the financial firm Baird. Fintech Toast follows with an estimated 17% stake, including 145,000 locations, according to the Jan. 7 report from the firm’s research ar ...

Summary of Worldline Extraordinary General Meeting Company Overview - **Company**: Worldline (OTCPK:WRDL.Y) - **Industry**: Payment services and financial technology - **Meeting Date**: January 08, 2026 Key Points Discussed 1. Meeting Structure and Attendance - The extraordinary general meeting was chaired by the chairman of the board, with the presence of the CEO Pierre-Antoine Vacheron and Secretary General Charles-Henri de Taffin [1][2][3] - The quorum was confirmed at 55.63%, exceeding the required 25% [2][5] 2. Capital Restructuring Proposals - **Resolutions**: 13 resolutions were proposed, including: - Reduction of capital due to losses and nominal value adjustments [6] - Capital increases totaling EUR 500 million, with EUR 110 million reserved for specific financial institutions and EUR 390 million for general shareholders [6][46] - A reverse share split proposal to consolidate shares [56] 3. Transformation Plan: North Star 2030 - The CEO presented the North Star 2030 transformation plan aimed at stabilizing and growing the company [10][12] - Key objectives include: - Streamlining operations and improving financial flexibility [11][19] - Focusing on small and medium-sized businesses and financial services for growth [38] - Aiming for cumulative annual growth rate of 4% from 2027 to 2030, with profitability targets exceeding EUR 1 billion by 2030 [40][41] 4. Financial Performance and Projections - 2025 was described as a challenging year, with significant efforts to restore trust and stabilize operations [12][19] - Expected free cash flow to improve from negative EUR 55-85 million in 2025 to positive EUR 300-350 million by 2030 [40][41] - The company aims to achieve a 30%-35% profit conversion to cash by 2030 [41] 5. Operational Challenges and Market Position - Worldline is a leading operator in payment infrastructure across Europe, processing 47 billion transactions annually [13] - The company has faced challenges in retaining small merchants, particularly in Germany and Switzerland, due to product availability issues [64] - Despite losing some contracts, Worldline maintains a strong position with major clients in France [64] 6. Stakeholder Engagement and Communication - The management emphasized the importance of transparency and regular communication with stakeholders regarding the transformation progress [33][36] - Key performance indicators will be established to track the success of the transformation plan and operational improvements [34] 7. Future Outlook - The management expressed confidence in the strategic roadmap and the potential for significant value creation for shareholders [10][11] - The capital increase is seen as essential for strengthening equity and ensuring financial flexibility to support the transformation plan [11][45] Additional Important Information - The meeting included a Q&A session where shareholders raised concerns about stock price performance and competition [62][64] - The management acknowledged the challenges faced but highlighted the company's commitment to regaining market share and improving service offerings [64] This summary encapsulates the critical discussions and resolutions from the Worldline extraordinary general meeting, focusing on the company's strategic direction, financial health, and operational challenges.

Stripe, the software used by millions of businesses to process payments, has just announced a partnership with Crypto.com to facilitate the acceptance of cryptocurrency. The collaboration will also allow Stripe users to purchase crypto with credit or debit cards. Bitcoin (BTC=F), the most notable cryptocurrency, has been wavering above and below $90,000 in the past month after topping out over $126,000 in October. News of the Stripe/Crypto.com alliance failed to motivate bitcoin higher in early trading W ...

Mastercard's recent value-added services include the Mastercard Mid-Market Accelerator, a suite of small and medium-size business products that are designed for card issuers. The accelerator bundles Mastercard's digital-payments technology with the card brand's value-added products. In the most recent quarter, Mastercard's value-added net revenue was $3.4 billion, up 25% from the prior year and about 40% of the card brand's total revenue."We like the networks' VAS offerings because they allow the companies ...

U.S. equities are showing a mixed to slightly lower performance in early trading on Wednesday, January 7th, 2026, as investors digest a fresh batch of economic data and geopolitical developments, following a robust rally that saw major indexes close at record highs yesterday. The market's opening tone suggests a slight breather after a strong start to the new year, which has been fueled by optimism around corporate earnings and easing interest rate expectations.Market Indexes Take a Pause After Record RunAf ...

This story was originally published on CFO Dive. To receive daily news and insights, subscribe to our free daily CFO Dive newsletter. Dive Brief: Card issuing platform Marqeta appointed Stripe alum Patti Kangwankij to the role of CFO, effective Feb. 9, with the goal of aiding the business by enhancing profitability and driving growth, according to a Wednesday press release and securities filing. The appointment comes several months after the Oakland, California-based company announced it was beginnin ...

Vltava Fund, an investment management company, recently released its fourth-quarter 2025 investor letter. A copy of the letter can be downloaded here.  In the letter, the author shared his insights on investing that he learned from his recent travels. He shared three main lessons in the letter. In addition, please check the fund’s top five holdings to know its best picks in 2025. In its fourth-quarter 2025 investor letter, Vltava Fund highlighted stocks such as Corpay, Inc. (NYSE:CPAY). Corpay, Inc. (NYS ...

"Wink's strategic integration with Clover will bring unparalleled security, speed, and intelligence to every transaction across a large ecosystem of merchants, app developers and partners,†said Deepak Jain, Founder and CEO of Wink. "We are excited to work closely with Fiserv to bring to market many advanced use cases of identity-driven payments that will define the future of connected commerce at scale across retail, hospitality, venues, and stadiums.†MILWAUKEE--(BUSINESS WIRE)--Clover, the all-in-one com ...

Integration brings together digital and in-person commerce under one secure, scalable platform to support omnichannel innovation and customer engagement MONTREAL, Jan. 7, 2026 /PRNewswire/ -- Nuvei and FreedomPay today announced a partnership to provide enterprise merchants with a unified payments approach for in-store and digital commerce across global markets. As leading brands accelerate their omnichannel transformations, they require flexible payment systems that seamlessly connect commerce experiences ...

Visa-linked crypto card spending jumped 525% in 2025, rising from $14.6M to $91.3M in net spend, according to a Dune dashboard from @obchakevich research. This shift fits a broader pattern. Stablecoins and payment rails now carry trillions of dollars in monthly volume, turning crypto from speculation into something closer to digital cash. That growth from Visa crypto spending occurred even as prices fluctuated widely throughout 2025, with Bitcoin and Ethereum both seeing sharp pullbacks and rallies throu ...