Core Insights - Shopoff Realty Investments has secured $17.815 million in senior mortgage financing for its Cierra Apartments project in Whittier, California, which consists of 60 multifamily units [1][4] - The project was developed from a former industrial site acquired in 2017, with city approval obtained in 2018, and was completed and stabilized in 2023, achieving full lease-up within its first year [2][3] Company Overview - Shopoff Realty Investments is based in Irvine, California, and has a 33-year history of value-add and opportunistic real estate investments across the United States [5] - The firm focuses on generating appreciation through repositioning commercial properties, land entitlement, and development projects [5] Project Details - Cierra Apartments features upscale amenities such as a clubhouse, fitness center, pool, and spa, and is currently 91% leased [3] - The property is strategically located with access to major employment centers and transportation corridors in Southeast Los Angeles [3]

近日网友在网络咨询购房补贴，全网如下： 我于23年在南部县购买新房，按照南部县红头文件的政策要给于1万元的购房补贴。24年3月开发商就通知我交资料说用于发放补贴，但时至今日没有任何 消息。请问这是在欺骗老百姓吗？发不起就明确发文件出来解释，并且退还我所有的资料！ 回复单位：南部县房管局 回复时间：2025-12-01 14:12:56 网友，您好！ 您通过"问政四川"平台反映自己2023年的购房补贴迟迟未发放的问题已收悉。我局高度重视，赓即安排专人调查核实处理，现就相关情况回复如下： 经系统查询，您于2022年12月14日网签购买睿德上品XXX号房屋，在享受购房补贴名单内。目前，县财政局正会同我局等部门对该批购房补贴有关情况 进行审核，由于该批购房补贴资料很多，审核工作量非常大，尚需一段时间，请您耐心等待。由此给您带来的不便和困扰，深表歉意，敬请谅解！ 感谢您的留言，祝您生活愉快！工作顺利！ 南部县房地产管理局 2025年12月1日 ...

Summary of Key Points from the Conference Call on China Property Market Industry Overview - The conference call focused on the **China property market**, with insights provided by UBS's John Lam and the China property team Core Insights and Arguments - **Market Outlook**: The property market outlook has become more cautious, with expectations that housing price expectations have fundamentally shifted towards renting over purchasing. After a brief stabilization in Q1 2025, physical demand and prices have weakened since the second half of 2025. The market is now expected to reach its lowest point in mid-2027, with inventories normalizing [1][2] - **Sales Forecast**: China residential property sales are projected to decline by **10% year-on-year in 2026** and an additional **5% in 2027**. Secondary property prices in Tier 1 and Tier 2 cities are also expected to drop by **10% in 2026** and another **5% in 2027** [1][2] - **Commodity Demand**: Demand for commodities from the China property segment is expected to remain depressed in 2026 and 2027, with a gradual recovery anticipated in 2028 and 2029 [2] - **Policy Measures**: Potential measures to stabilize property prices include suspending social housing supply and cutting interest rates by over **100 basis points**. However, both actions are deemed unlikely due to their potential negative impact on banks' net interest margins [2][6] - **Default Risks**: There is a rising risk of mortgage or property-backed loan defaults, which could lead to increased foreclosure sales by banks, further driving down property prices [2][5] Additional Important Insights - **Secondary Market Dynamics**: The secondary sales and rental market is expected to increase its share from approximately **50% in 2025** to **60% by the end of the decade**. High vacancy rates are projected to stabilize at **18.8%**, equating to about **7 years of new home sales** [5][9] - **Rental Market Trends**: Despite higher rental demand, rental prices are declining due to the supply of social rental housing and the shift of secondary sale listings to rentals. Rental yields continue to lag behind average mortgage rates by approximately **130 basis points** [5][11] - **Inventory Levels**: Total national inventories are expected to decrease from **30 months** to around **25 months** by mid-2027, with a potential acceleration in new starts in 2028 and 2029 as the current gap between new starts and sales is unsustainable [5][14][18] - **Long-term Housing Demand**: The long-term housing demand is estimated at approximately **840 million square meters per year**, with around **720 million square meters** to be supplied by the primary market [5][18] Conclusion - The China property market is facing significant challenges, with declining sales, falling prices, and increasing risks of defaults. The outlook suggests a prolonged downcycle, with potential recovery only expected in the later part of the decade. Investors should remain cautious and consider the implications of these trends on the broader market and commodity demand [1][2][5][6]

高房价时代，对于普通百姓而言，拥有一套属于自己的房子已成为一种沉重的负担。数据显示，三四线城市房价与收入之比普遍高达15到20，二线城市更 是达到20到25，而一线城市则令人咋舌，超过了30到35。这意味着，许多家庭不得不倾尽所有积蓄，并背负上沉重的银行贷款，才能勉强实现安居的梦 想。 正因如此，购房者在选择房产时，往往格外谨慎，对房型、地段、小区环境、楼层等因素都精挑细选，毕竟这关系到未来几十年居住的舒适度。然而，在 购房者群体中，却存在着一些"内行人"，他们反其道而行之，偏爱临街的房子，而对小区内部的房产敬而远之。这其中究竟隐藏着怎样的玄机呢？ 首先，临街房产的出行优势不容忽视。通常，临街房产紧邻小区大门，为住户提供了极大的便利。试想一下，住在小区深处的居民，可能需要步行七八分 钟才能走出小区，尤其是在大型小区中，出行效率大打折扣。而临街住户则可轻松出入，享受快捷的出行体验。更何况，许多小区沿街都分布着各类商 铺，购物消费更是触手可及。 再者，价格优势是临街房产的一大亮点。由于一些购房者对临街房产存在偏见，导致其价格通常低于小区内部的房产。有时，相同面积的临街房产总价甚 至能便宜几万元，这对于预算有限的工 ...

Core Viewpoint - The choice of floor in real estate is crucial, with various factors influencing the decision beyond mere superstition regarding odd and even numbers [3][5]. Group 1: Floor Selection Considerations - Top floors are often avoided due to concerns about heat insulation and waterproofing, which can lead to discomfort and difficulties in resale [3]. - Low floors face issues such as insufficient lighting, poor ventilation, and increased pest presence, particularly during humid seasons [3]. - The "equipment floor" has gained attention, as it can generate noise and radiation, affecting the living experience [5]. Group 2: Superstitions and Practicality - The saying "buy odd, not even" is rooted in feng shui beliefs, suggesting that odd-numbered floors are more auspicious, although this lacks scientific backing [5]. - Most buyers prioritize practical factors like lighting, noise, and ventilation over superstitions when selecting a floor [5][8]. Group 3: Lighting and Comfort - Adequate lighting is essential for comfort, with national standards for building design, yet many floors fail to meet these requirements [6]. - Observing lighting conditions during the day, especially in winter, is recommended for potential buyers [6]. - For new properties, design specifications such as width and depth can indicate potential lighting quality, with taller buildings generally requiring higher floors for better light [6].

然而，近些年来，购房者的目光逐渐转向了房龄在5到10年之间的次新房，老房子似乎不再受欢迎。究其原因，不外乎以下几点：其一，购买房龄超过20年 的老房子，向银行申请贷款难度较高，即便获批，也往往面临较高的房贷利率，增加了购房成本；其二，随着城市更新的推进，老旧小区拆迁的可能性越来 越小，取而代之的是旧改；其三，教育部门出台新政策，名校招生采取随机录取的方式，使得学区房的价值大打折扣，即使购买了名校附近的房子，也无法 确保孩子能入读名校。 面对老旧小区房价下跌、房屋滞销的困境，业内人士分析指出，未来五年，老旧小区的归宿可能存在四种方式： 楼市风云变幻，曾经备受青睐的老房子，如今却日渐式微。曾几何时，房龄超过20年的老房子是购房者眼中的香饽饽，尤其是那些初入职场的年轻人，更是 将其视为高性价比之选。原因无外乎以下几点：首先，老房子价格相对低廉，减轻了经济压力；其次，老房子通常占据优越的地理位置，周边生活配套设施 完善，生活便利；再者，不少老房子位于市中心区域，属于学区房，具备潜在的升值空间；最后，更有一些投资者看准了拆迁的机遇，期望从中获利。 第二种，旧区改造，重塑容颜。 旧改，即在不进行大规模拆除重建的基础上，对 ...

购房面积如何抉择？选择此尺寸，省心省力，十年后方知其妙！ "大户型怕负担过重，小户型怕空间不足"，这几乎是所有购房者共同的困扰。环顾四周，不少朋友都曾因面积选择不当而"踩坑"：有人一味追求宽敞， 购置了180平方米的阔绰大平层，不曾想，每月的物业费、取暖费以及必要的家政开销，其维护成本竟一度超越了个人月收入；也有人出于经济考量， 选择了仅60平方米的一居室，然而随着家庭成员的增添，一家人蜗居其中，连儿童房都难以觅得，不到三年便已匆匆踏上置换之路。 然而，购置房产，选择面积并非一场"赌博"。2025年的权威数据与市场走向早已为我们揭晓了答案——90至140平方米的户型区间，已然成为公认的"黄 金面积段"。这一区间不仅契合了当前的政策导向，更能巧妙平衡居住的舒适度与日后房产的流通性。许多人在居住十年后方才恍然大悟，这一面积段 的居所，堪称名副其实的"省心之选"。2025年10月，中指研究院的调研显示，超过六成的受访者心仪的住房面积集中在90至140平方米之间；无独有 偶，中国房协与清华大学在当年4月联合发布的报告也明确指出，90至120平方米的户型将成为未来五年市场的主流。 若您家中有三代同堂的需求，或已规划生二 ...

Core Viewpoint - The article emphasizes that the choice of floor in a building should not be influenced by superstitions related to numbers, such as the number "4," but rather by practical considerations that affect living quality and property value [1][2][30]. Floor Selection Considerations - Many buyers are misled by superstitions regarding floor numbers, particularly those containing "4," which are often perceived as unlucky [1][2]. - Floors with the number "4" tend to be priced lower, presenting opportunities for savvy buyers [4][30]. Floors to Be Cautious About - **First Floor**: - Issues include humidity, poor lighting, lack of privacy, noise from common areas, and security concerns [5][6][8]. - **Top Floor**: - Common complaints include extreme temperatures, high energy costs, water pressure issues, and reliance on elevators [9][10][11][13]. - **Equipment Floor**: - Noise pollution and maintenance disruptions can significantly affect residents' quality of life [14][15][18]. - **Waistline Floor**: - This floor can obstruct sunlight and is difficult to clean, posing safety risks [19][20][21]. - **Above Suspended Floor**: - Issues include humidity, noise, and dust accumulation [22][23][24]. Recommendations for Choosing the Best Floor - Consider family needs, such as selecting floors 3-6 for families with children or elderly members, while younger individuals may prefer higher floors for better views and privacy [27]. - Understand the building structure and avoid problematic floors like equipment and waistline levels [27]. - Conduct on-site evaluations at different times to assess lighting, noise, and ventilation [28]. - Analyze resale potential and the price-performance ratio of various floors [29]. - Generally, floors 8-15 are considered ideal, balancing comfort and convenience [29]. Conclusion - The best floor is one that meets individual needs and preferences, as comfort is paramount regardless of the floor number [31].

Hello everyone. We got a very special episode for you today. We've got a housing expert that's going to join us and explain exactly what's going on with home affordability.Why it's actually been improving in 2025, but it's probably too little too late and people don't care about that small little bit of improvement. On top of that, we're going to talk about the fear and greed index and why it just flashed a sign that explains that investors that are buying right now may actually be very, very happy in a cou ...

Core Insights - More than half of homeowners consider Thanksgiving hosting when searching for a new home, indicating that holiday hosting needs significantly influence homebuying decisions [5][6][1] - Younger generations, particularly 60% of Gen Z and millennials, prioritize having enough space for hosting Thanksgiving festivities compared to older generations [3][5] Group 1: Homebuyer Preferences - A survey by Realtor.com found that 52% of homeowners factor in Thanksgiving hosting when looking for a new home [1][5] - The most sought-after features for hosting include a big kitchen (92%), a large family room (92%), and a guest bathroom (87%) [6][5] - There is a slight preference for an extra bathroom (45%) over an additional bedroom (44%) among survey respondents [7] Group 2: Market Implications - The emphasis on hosting space and amenities suggests that understanding these preferences can help buyers and sellers navigate the real estate market effectively [2][6] - The trend indicates a shift in homebuying priorities, with space and functional layouts being more valued than specialty appliances [2][6]