HONG KONG, Jan. 25, 2026 /PRNewswire/ -- Hivemind Capital, a global investment group focused on the intersection of traditional markets and the onchain economy, today announced a strategic partnership with CPIC Investment Management (H.K.) Co, Ltd ("CPIC IMHK"), an affiliate of one of the world's largest insurance groups, to establish a real-world asset tokenization fund strategy. The initiative brings together Hivemind's expertise in digital asset market structure and operations with CPIC IMHK's deep inst ...

Core Viewpoint - Cathie Wood, CEO of ARK Invest, has been a long-time advocate for Bitcoin, emphasizing its potential as a transformative technology rather than merely a speculative asset [1][3][6]. Group 1: Historical Context - ARK Invest was the first public asset manager to gain Bitcoin exposure through Grayscale's Bitcoin Investment Trust in 2015, a time when Bitcoin was valued around $200 [1][5]. - The initial investment faced skepticism from professionals who questioned the viability of crypto as an investable asset, viewing it as risky or gimmicky [2][4]. - At that time, there were no exchange-traded funds (ETFs) or regulated futures markets, and the regulatory environment was uncertain [3][5]. Group 2: Investment Strategy - Wood's approach to Bitcoin has been consistent, focusing on its supply certainty, global accessibility, and low correlation with traditional assets [7]. - She has articulated that Bitcoin operates under a code-based governance model, distinguishing it from equities and commodities [7]. - The early exposure to Bitcoin was limited to a 1% allocation, requiring permission from the New York Stock Exchange [5]. Group 3: Current Environment - The current landscape for Bitcoin has evolved significantly, with ETFs trading billions of dollars daily and increased institutional interest from pension funds and sovereign wealth managers [6]. - Wood's early advocacy for Bitcoin occurred before it gained institutional acceptance, highlighting her foresight in recognizing its potential [6].

Group 1: Investment Strategy - The article emphasizes the appeal of dividend stocks, particularly when combined with a dividend reinvestment plan (DRIP), allowing investors to buy shares and reinvest dividends without active management [2][3] - The author suggests that while alternative energy sources are gaining attention, oil remains a dominant force in the energy sector, with Enterprise Products Partners being a strong investment option [3][6] Group 2: Enterprise Products Partners (EPD) - Enterprise Products Partners operates a vast network of oil and natural gas pipelines in the U.S., ensuring efficient distribution of oil [5] - The company has a market capitalization of $71 billion and currently pays an annual distribution of $2.20 per share, yielding 6.69% at current prices, with a history of growing its dividend for 27 consecutive years [5][6] Group 3: T. Rowe Price Group (TROW) - T. Rowe Price Group has been providing financial services since 1937 and boasts a nearly 40-year dividend growth streak [7] - The company has a market capitalization of $23 billion, with a current dividend yield of 4.77% and a growth rate of 7.13% over the past five years, supported by strong financials including negligible debt and significant cash reserves [9] Group 4: PepsiCo (PEP) - PepsiCo is highlighted as a strong investment choice, with a current market capitalization of $198 billion and an annual dividend of $5.69 per share, yielding 3.89% [11][12] - The company has a remarkable history of growing its dividend for 53 years, with a growth rate of 6.93% over the past five years, outperforming its competitor Coca-Cola, which has a lower yield and growth rate [12][13]

Market Overview - The market is showing resilience despite the Dow's struggles, with strong earnings reported across various sectors, leading to bullish sentiment on equities and commodities [2][3] - Upcoming earnings reports from major companies like Apple, Meta, Tesla, and Microsoft are anticipated to significantly influence market narratives [2] Artificial Intelligence Focus - The World Economic Forum in Davos highlighted artificial intelligence (AI) as a key theme, with a notable increase in token usage for AI computing power, which grew almost 20 times last year [3] - Investment strategies are evolving, with a shift towards more diversified approaches rather than just focusing on top names in thematic areas like AI and chips [4][12] Investment Strategies - Investment opportunities are categorized into three buckets: growth sectors (e.g., AI, electricity infrastructure), income generation (especially in light of potential Fed rate cuts), and diversification through assets with low correlation to stocks and bonds [5][6] - ETFs are being developed with sophisticated strategies, such as those that incorporate option overlays to mitigate fluctuations while providing income [7][8] Specific ETFs and Themes - The Bali ETF focuses on income generation through covered call strategies while also providing growth exposure to US equities [9] - The BAI ETF, the largest AI-focused ETF, actively manages its investments to include not only mega-cap tech but also smaller, under-the-radar AI companies and semiconductor stocks [10][12] Metals Market Insights - The metals market is experiencing significant movements, with gold surpassing $4,900 per troy ounce and silver reaching over $100 for the first time, driven by both precious metal investment and industrial demand [13][14] - Silver is positioned well due to its dual role as a hedge against inflation and its strong industrial applications, particularly in manufacturing and electricity [15]

Core Insights - Guild Investment Management initiated a new position in Goldman Sachs S&P 500 Premium Income ETF (GPIX), acquiring 53,890 shares valued at approximately $2.85 million [2][6] - The new position represents 2.11% of Guild Investment Management's reported 13F assets under management [3][6] - GPIX has shown a one-year gain of about 12.9%, outperforming the S&P 500 by 0.26 percentage points [3][4] Investment Details - The estimated transaction value for the quarter was $2.85 million, reflecting both the purchase and market movement [2][6] - As of January 20, 2026, GPIX shares were priced at $52.19, with an annualized dividend yield of 8.15% [3][4] - The ETF's total assets under management (AUM) stand at $2.67 billion, with a one-year total return of 12.87% [4][3] ETF Overview - GPIX aims to provide investors with S&P 500 equity exposure while targeting enhanced income through a premium income strategy [8][10] - The ETF invests at least 80% of its assets in S&P 500 equities, maintaining benchmark-like style and sector exposures [10] - The fund's market capitalization of $1.09 billion supports liquidity and efficient portfolio implementation [10]

Core Insights - A study from the Center for Retirement Research at Boston College highlights the financial stress retirees face from unexpected expenses, particularly affecting vulnerable groups such as lower-income households and minorities [1][2][3] Group 1: Financial Preparedness of Retirees - The typical retired household spends about 10% of their income on unexpected expenses annually, yet 40% lack the cash to cover even one year's worth of such expenses [2][12] - Retirees should consider having emergency savings equal to roughly 10% of their annual income, which over a 25-year retirement translates to unexpected expenses totaling about 2.5 years' worth of income [13][20] - J.P. Morgan recommends that retirees hold three to six months' worth of income in emergency savings to manage larger spending shocks, particularly those related to healthcare and housing [7][20] Group 2: Nature of Financial Shocks in Retirement - The nature of financial shocks changes in retirement, with healthcare, housing, and family-related expenses becoming more significant compared to job loss, which is a major shock for working households [10][11] - About 60% of households experience "rainy-day" shocks, with healthcare costs being the largest category for retired households [11][12] - Spending volatility is common, with one in four retirees experiencing significant increases or decreases in annual spending over two years [14][15] Group 3: Strategies for Managing Unexpected Expenses - Experts suggest that retirees should not rely solely on retirement accounts for emergencies, as premature withdrawals can jeopardize long-term financial security [16][20] - Strategies to manage unexpected expenses include delaying Social Security claims, improving advice on drawing down retirement accounts, and utilizing health savings accounts [18][20] - Timing is crucial; retirees should build up emergency savings early in retirement to ensure financial security, as they have limited ability to replenish savings through additional work [22]

Core Viewpoint - Huaxing Capital, known for major mergers and acquisitions, has entered the distressed asset disposal market by acquiring a personal consumer loan bad debt package worth 7.429 billion yuan for only 308 million yuan, marking a significant shift in its business strategy [1][3][9]. Group 1: Acquisition Details - The two bad debt packages acquired from Qifu Technology have a total principal amount of 74.29 billion yuan, with an average discount rate of approximately 4.15% [3][6]. - The first package has an unpaid principal of 6.677 billion yuan with an average overdue period of 854 days, while the second package has an unpaid principal of 752 million yuan and an average overdue period of 439 days, with a higher proportion of debts overdue for one to two years [5][6]. Group 2: Market Context - The personal consumer loan bad debt market has seen a significant decline in prices, with the average discount rate for such assets dropping to 3.8% in Q1 2025, indicating a challenging environment for asset recovery [6][7]. - The market for distressed assets is becoming increasingly competitive, with major players like JD.com and Alibaba already establishing platforms for asset disposal, indicating a shift in the landscape [12][13]. Group 3: Strategic Shift - Huaxing Capital's move into the distressed asset sector is part of a broader transformation strategy aimed at addressing declining revenues from traditional investment banking activities, which fell from 1.58 billion yuan in 2022 to 780 million yuan in 2024 [8][9]. - The company aims to leverage this new venture not only for financial returns but also to build capabilities in asset management, positioning itself for future growth in a recovering market [9][10]. Group 4: Challenges Ahead - Transitioning from a service-based model to holding assets involves significant risks, including the need for substantial capital and the long recovery periods typical of distressed asset management, which can take 4-6 years to break even [10][12]. - The success of Huaxing Capital in this new domain will depend on its ability to quickly develop the necessary expertise and operational frameworks to effectively manage and recover these assets [13].

Core Insights - The Social Security program may face potential benefit cuts, impacting the guaranteed income for retirees [2][3] - Average wage earners can expect Social Security to replace about 40% of their pre-retirement income, which may necessitate significant expense reductions in retirement [3] Investment Opportunities - The JPMorgan Equity Premium Income ETF (JEPI) generates additional income by selling call options on its holdings and pays monthly dividends, making it a suitable supplement to Social Security benefits [5][6] - The Invesco S&P 500 High Dividend Low Volatility ETF (SPHD) focuses on high-dividend, low-volatility stocks within the S&P 500, providing a more stable income stream with reduced investment risk [7][8]

Core Viewpoint - Faruqi & Faruqi, LLP is investigating potential claims against Blue Owl Capital Inc. due to allegations of violations of federal securities laws, particularly concerning misleading statements and undisclosed liquidity issues [4][6]. Group 1: Allegations Against Blue Owl - The complaint alleges that Blue Owl and its executives made false or misleading statements regarding the company's asset base and liquidity issues, which were not disclosed to investors [6]. - Specific allegations include that Blue Owl was under pressure from Business Development Company (BDC) redemptions, leading to undisclosed liquidity problems and potential limitations on redemptions [6]. Group 2: Impact on Investors - On November 16, 2025, it was reported that Blue Owl blocked redemptions in one of its private credit funds due to a merger, which could result in significant losses for investors [7]. - Following the announcement of the merger, Blue Owl's stock price fell by $0.85, or 5.8%, closing at $13.77 per share on November 17, 2025, indicating a negative impact on investor value [8]. Group 3: Legal Proceedings - Investors who purchased Blue Owl securities between February 6, 2025, and November 16, 2025, are encouraged to contact Faruqi & Faruqi to discuss their legal rights, with a deadline of February 2, 2026, to seek the role of lead plaintiff in the class action [4][9]. - The lead plaintiff will represent the interests of the class and oversee the litigation process [9].

Core Viewpoint - The golden era of floating rate investments is considered to be in the past as interest rates trend lower, diminishing the appeal of floating rate funds [1]. Group 1: Investment Strategies - The company emphasizes the importance of a solid base of classic dividend growth stocks, complemented by Business Development Companies, REITs, and Closed End Funds to enhance investment income [1]. - A hybrid investment system that balances growth and income is suggested, aiming to achieve total returns comparable to traditional index funds like the S&P [1].