2016年，袁小茗创办的蔬菜调料店正式营业，凭借优质产品与诚信经营积累了良好市场口碑，业务规模 持续扩大。然而，随着发展步入新阶段，个体工商户身份在签订大额合同、申请金融信贷、拓展商业渠 道等方面的局限性日益凸显。2021年，袁小茗萌生"个转企"想法，但因对"税负变化、财务规范、手续 办理"等问题存在顾虑，转型计划迟迟未能推进。 和田地区税务局在日常税源走访中精准捕捉到该企业的转型需求，主动开展"上门式"政策宣讲与对接服 务。税务干部详细解读个体工商户与小微企业的税负差异，系统梳理组合式税费支持政策适用场景，通 过量化数据为其算清"长远发展账"；同时提供实操辅导，全程协助办理税务登记信息变更、发票票种核 定等转型手续。2021年底，小袁食品有限公司正式挂牌成立。 转型后，税务部门持续跟进，定期开展财务核算规范辅导、涉税风险提示等精准服务。截至目前，小袁 食品累计享受各项税费减免35.7万元，2025年销售额较转型前增长120%，带动当地新增就业岗位20余 个。"税务部门就像专属政策顾问，政策更新及时推送、申报前期精准辅导，让我们转型路上少走了很 多弯路。"袁小茗表示，企业的成功转型已成为当地同行咨询"个转企" ...

Core Insights - The article highlights the proactive measures taken by Minsheng Bank's Lhasa branch to address the financing challenges faced by small and micro enterprises, particularly in the agricultural sector [1][2] - It emphasizes the importance of tailored financial solutions and the bank's commitment to supporting local businesses through innovative service models [2] Group 1: Financing Mechanism - Minsheng Bank's Lhasa branch is implementing a small and micro enterprise financing coordination mechanism to alleviate financing difficulties for local businesses [1] - The bank has initiated a "thousand enterprises, ten thousand households" outreach program to better understand the operational conditions and financing needs of enterprises [1] Group 2: Case Study - A leading agricultural machinery company in Tibet, holding a 60% market share and employing over 100 people, has expressed a financing need of over 10 million yuan due to business expansion and working capital turnover [1][2] - The bank formed a joint agile team to conduct on-site research and develop a customized "micro-loan + comprehensive financial" solution for the company, ensuring priority processing for agricultural loans [2] Group 3: Commitment to Local Economy - The actions taken by Minsheng Bank's Lhasa branch reflect its mission to serve the public and enhance the livelihood of the community [2] - The bank aims to deepen financing models through the small and micro enterprise financing coordination mechanism, contributing to the high-quality development of the regional economy [2]