国庆前夕，兴安盟乌兰浩特市顺源农牧机械制造有限公司的生产车间内，机器运转声不绝于耳，工 人们在流水线前专注地调试设备、组装农机。"从前办手续层层审核，如今有了'绿色通道'，签一份信 用承诺书，缺件也能容缺办理，办事效率大大提高。"公司项目专员王瑞说，作为兴安盟"立信兴商 守 信安商"守信联合激励主体，除了审批更加方便快捷外，在"信用+N"守信践诺激励体系的帮助下，我们 公司还享受到了更便捷的融资服务，为企业发展解决了资金难题。"信用越好，贷款越容易，守信联合 激励主体的身份不仅帮助我们树立起了良好的社会形象，更增强了品牌影响力、竞争力。"王瑞说。 制度创新是"信用+N"生态持续运转的坚实支撑。为打破部门间壁垒，兴安盟发改委牵头24个部门 联合制定《兴安盟守信联合激励备忘录》，整合税收管理、金融服务、食品安全等多领域的激励措施， 形成覆盖多场景的"政策工具箱"，企业一旦入选守信联合激励名单，即可跨部门享受"一信多用"的优 惠。 针对部分企业因轻微失信影响发展的情况，兴安盟推行"两书同达"机制——在送达行政处罚决定书 的同时，同步送达信用修复告知书，明确修复流程、时限和所需材料，截至目前，全盟已送达信用修复 告知 ...

Core Viewpoint - The People's Bank of China (PBOC) in Xingan League is focusing on "two platforms and one system" as a financial engine for the development of small and micro enterprises, aiming to enhance their industrial growth and support rural revitalization efforts [1] Group 1: Accounts Receivable Financing Service Platform - The accounts receivable financing service platform is effectively supporting the development of enterprises by allowing them to obtain financing through accounts receivable pledges, exemplified by a company receiving a credit loan of 3 million yuan [2] - In the first half of 2025, the platform registered 88 new users, with small and micro enterprises successfully obtaining 33 financing deals totaling 424 million yuan, significantly improving financing efficiency [2] Group 2: Fund Flow Credit Information Sharing Platform - The fund flow credit information sharing platform enables small enterprises to quickly obtain credit loans based solely on their cash flow, addressing significant financing challenges [3] - From January to June 2025, local state-owned commercial banks issued loans totaling 27.5 million yuan to 26 enterprises through the fund flow platform, enhancing the enterprises' financial capabilities [4] Group 3: Unified Registration and Publicity System for Movable Property Financing - The unified registration and publicity system for movable property financing has facilitated a company to secure a credit line of 20 million yuan through a "rice pledge" model, demonstrating the system's effectiveness in enhancing the clarity of property rights [5] - In the first half of 2025, 261 registration transactions were completed in the Xingan League region, with 2,171 queries, indicating the system's role in alleviating financing bottlenecks for enterprises [5] Group 4: Overall Impact on Small and Micro Enterprises - The PBOC in Xingan League is committed to using financial services to support the growth of small and micro enterprises, which are vital to the real economy, thereby contributing to sustained economic improvement [6]