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聚焦“政采贷”创新实践 拓宽企业供应链融资新维度
Zhong Guo Jing Ji Wang· 2025-08-08 07:21
Core Viewpoint - Ningbo Bank is actively fulfilling its mission by leveraging digital supply chain finance to meet the financing needs of upstream and downstream enterprises, thereby supporting high-quality development of businesses [1][2] Group 1: Supply Chain Financing - Ningbo Bank utilizes the "Unified Registration and Publicity System for Movable Property Financing" to efficiently complete accounts receivable pledge registrations, supporting supply chain financing [1] - The "Government Procurement Loan" product is a key offering from Ningbo Bank, designed to provide credit to suppliers based on government procurement contracts, addressing their funding needs [1] - The bank's supply chain financial platform allows enterprises to initiate financing applications online, streamlining the process for businesses [1] Group 2: Case Study - Zhejiang GY Technology Co., Ltd., a small enterprise focused on emergency services, experienced increasing financing needs as it expanded operations [1] - Ningbo Bank's Yinzhou branch conducted a thorough analysis of the company's sales model and settlement situation, recommending the "Government Procurement Loan" product [1] - The bank provided a short-term working capital loan of 5 million yuan to the enterprise, facilitating its financing process [1] Group 3: Commitment to Innovation - Ningbo Bank plans to continue focusing on supply chain financing products and actively engage in digital government reforms to support local enterprises [2] - The bank aims to innovate financial products and service models to break through financing bottlenecks for businesses [2] - By advancing in digital supply chain finance, Ningbo Bank seeks to provide high-quality and efficient financial services to the real economy [2]