数字化供应链金融

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聚焦“政采贷”创新实践 拓宽企业供应链融资新维度
Zhong Guo Jing Ji Wang· 2025-08-08 07:21
浙江GY科技有限公司是一家专注于急救服务和培训的小微企业,主要为多地的红十字会提供急救 推广的解决方案。随着经营逐步扩大,企业的融资需求日益凸显。宁波银行鄞州支行对企业的销售模式 及结算情况进行了细致入微的梳理,基于深入了解,向企业推荐了"政采贷"这一应收账款质押的授信产 品。企业通过我行供应链金融平台在线发起融资申请,签订合同后在"动产融资统一登记公示系统"完成 应收账款质押登记。支行及时发放了500万元短期流动资金贷款,为企业融资开辟了新路径。 宁波银行表示,将继续聚焦供应链融资产品的合作场景,积极投身于政务数字化改革的浪潮中,扎 根当地政企服务,千方百计助企纾困。通过不断创新金融产品和服务模式,着力打破企业融资瓶颈,以 实际行动诠释着金融服务的初心和使命,在数字化供应链金融的道路上稳步前行,为实体经济的发展提 供更加优质、高效的金融服务。 为做深做细"五篇大文章",宁波银行积极践行使命担当,立足服务实体经济本源,充分发挥数字化 供应链金融优势,精准对接产业链上下游企业融资需求,助力企业高质量发展。 近年来,宁波银行依托"动产融资统一登记公示系统",高效完成应收账款质押登记,支持供应链融 资。"政采贷"产 ...
银行助力“6·18” 点燃年中消费热情
Jin Rong Shi Bao· 2025-06-17 03:19
Group 1: Core Insights - The "6·18" shopping festival is a critical event for brands and e-commerce platforms, requiring efficient financial, logistics, and after-sales services to enhance consumer experience and brand reputation [1] - Financial institutions are focusing on product innovation and service upgrades to support consumer finance capabilities, aiming to unleash further consumption potential [1][2] Group 2: Financial Initiatives - Banks are leveraging credit cards to deepen partnerships with e-commerce platforms, offering various benefits to stimulate consumer spending [2] - China Bank is providing discounts for credit card users on platforms like Taobao and Tmall, along with zero-interest payment plans for new customers [3] - Financial products like "Fengrongtong" have been introduced to support small and medium-sized enterprises in managing inventory financing, with over 8.5 billion yuan in financing provided to more than 90 distributors [4] Group 3: Supply Chain and Logistics Support - The "National Subsidy Exclusive Loan" service launched by Webank aims to alleviate cash flow pressures for small businesses during the "6·18" period, offering loans up to 3 million yuan [5] - Postal Savings Bank has introduced "Express Loan" to assist logistics companies in upgrading equipment, enhancing delivery efficiency by over 30% [6] - Everbright Bank has developed a comprehensive financial support model for logistics companies, significantly reducing operational costs and improving efficiency for truck drivers [7]
光大银行推动商贸高速流通
Zheng Quan Ri Bao Zhi Sheng· 2025-06-15 13:42
Group 1 - The "618" shopping festival is a critical inventory preparation period, and traditional loan processes are inadequate for the urgent funding needs and long payment cycles of businesses [1] - "Fengrongtong" is a digital supply chain financial product developed by China Everbright Bank and SF Holding's subsidiary, addressing the financing difficulties faced by small-scale distributors [1] - Since its launch, "Fengrongtong" has provided over 8.5 billion yuan in financing support to more than 90 brand distributors in industries such as consumer electronics, home appliances, and liquor, effectively helping SMEs shorten their capital turnover cycles [1] Group 2 - China Everbright Bank is deeply involved in the issuance of "SF Logistics REITs" by SF Holding, which is a benchmark project supported by the state for the upgrade of the private economy and logistics industry [2] - SF Holding has reduced carbon emissions by over 100,000 tons annually through initiatives like promoting new energy transportation and building green industrial parks [2] - The bank plans to explore innovative areas such as cross-border logistics finance and data assetization to lower social logistics costs and contribute to efficient trade circulation and consumption [2]