Core Viewpoint - Small and micro enterprises are crucial for stabilizing the economy and ensuring employment, as well as being important sources of innovation. The China Construction Bank is actively supporting these enterprises by providing financing and services tailored to their needs [1]. Group 1: Financing Initiatives - China Construction Bank has injected funds into over 1.25 million enterprises, with a total credit exceeding 1.5 trillion yuan [1]. - The bank has established a "236" work mechanism to enhance customer service and address the actual difficulties faced by enterprises [2]. - The bank's approach includes a six-step method for client visits, focusing on identifying and solving problems [2]. Group 2: Problem-Solving and Support - During visits, the bank collects detailed information on the challenges faced by enterprises and develops tailored solutions [3]. - A specific case involved a small technology company that received a customized financing solution after resolving a legal issue, resulting in a loan of 670,000 yuan [3]. Group 3: Sector-Specific Services - The bank provides differentiated services for key sectors such as foreign trade, technology, consumption, and agriculture, implementing "one enterprise, one policy" strategies [4]. - A foreign trade company received a 2 million yuan loan and additional support for managing exchange rate risks and logistics costs [4]. - A technology company focused on the pig farming industry was able to secure a specialized credit loan quickly, enhancing its financing efficiency [5]. Group 4: Consumer and Agricultural Support - A consumer goods company successfully obtained a 300,000 yuan loan to alleviate financial pressure from rising raw material costs [6]. - An agricultural financing model was developed for apple growers, allowing for quick, unsecured loans to support the expansion of the apple industry [7]. Group 5: Sustainable Financial Mechanisms - The bank is addressing issues like "difficulties in renewing loans" and "reluctance to lend" by implementing sustainable financial service mechanisms [8]. - A medical technology company benefited from a quick loan renewal process, demonstrating the bank's responsiveness to client needs [8]. Group 6: Risk Management and Support - The bank has established a "duty exemption" policy for credit staff, encouraging them to support enterprises without fear of penalties for unforeseen loan defaults [9]. - The bank aims to enhance the precision and accessibility of financial services for small and micro enterprises, contributing to high-quality economic development [9].