法新社8月27日报道，根据西非货币联盟银行委员会2024年度报告数据显示，西非货币联盟 （UMOA）的电子货币机构（EME）业务持续增长，过去三年收入大幅增加，从1729亿西非法郎（约 合3亿美元）增至2913亿西非法郎（约合5亿美元），主要得益于科特迪瓦（占市场份额的36.2%）、贝 宁（21.7%）和马里（22.6%）交易量的激增。这种势头表明，新兴市场银行处理的交易越来越多，电 子交易市场也越来越活跃。尽管如此，这些电子货币机构仍难以实现盈利，主要因为绝大多数账户仍处 在观望状态，对线上服务的使用程度仍然有限。 （原标题：西非货币联盟电子货币机构营业额持续增长） ...

Group 1 - The core point of the news is the passage of the GENIUS Act, which establishes a federal regulatory framework for stablecoins in the U.S., potentially reshaping the crypto asset market and impacting global financial systems [1][2]. - Stablecoins are defined as cryptocurrencies that are pegged to stable assets or currencies, providing a bridge between the crypto market and traditional finance, with applications in asset trading, cross-border payments, and decentralized finance (DeFi) [1][2]. - The GENIUS Act aims to enhance anti-money laundering and consumer protection measures, ensuring financial stability and the legality of transactions, thereby reinforcing the dominance of the U.S. dollar in the global financial landscape [1][2]. Group 2 - The U.S. government's proactive approach to stablecoins is driven by the need to alleviate debt burdens and manage rising long-term treasury yields, which indicate higher demands for returns and increased borrowing costs [2]. - The GENIUS Act positions stablecoins as automatic vending machines for U.S. treasuries, creating a significant demand for U.S. debt, which could help manage the country's debt burden and borrowing costs [2]. - The emergence of stablecoins is expected to revolutionize financial asset trading, pricing, transaction modes, and time constraints, posing substantial impacts on financial markets and institutions, as well as introducing new regulatory challenges [3].