Core Insights - OppFi's customer-centric approach differentiates it in the alternative lending market, focusing on customer experience, trust, and financial inclusion [1] - The bank-partner model targets consumers with FICO scores below 650, expanding access to credit for underserved populations [2] - Advanced AI and machine learning have improved OppFi's auto-approval rate to 79% in Q1 2025, up from 73% the previous year, enhancing the application process [3] - Customer satisfaction is reflected in a 4.7/5.0-star rating on Trustpilot and an A+ rating from the Better Business Bureau, indicating strong credibility [4] - OppFi's Net Promoter Score (NPS) of 78 shows a loyal customer base willing to advocate for the brand, contributing to its reputation [5] - The U.S. alternative lending market is projected to grow at a CAGR of 25.4% from 2025 to 2030, positioning OppFi favorably for market share capture [6] Financial Performance - OppFi's stock has increased by 297.4% over the past year, outperforming competitors like PayPal (28.6% increase) and Paysafe (-26.8% decrease), while the industry overall has risen by 28.1% [7] - The company trades at a forward price-to-earnings ratio of 10.62, significantly lower than the industry average of 22.84, and compared to PayPal's 13.86 and Paysafe's 4.95 [10] - The Zacks Consensus Estimate for OppFi's earnings in 2025 is $2.38 per share, indicating an 11.2% year-over-year growth [12]

TORONTO, ON, June 09, 2025 (GLOBE NEWSWIRE) -- Flow Capital Corp. (TSXV:FW) (“Flow Capital” or the “Company”) is pleased to announce the successful closing of a US$5.0 million secured loan investment in a leading US-based hospitality management company and technology platform. The investment is part of a broader US$50 million senior secured unitranche loan transaction with a consortium of lenders led by Beedie Investments Ltd. (“Beedie Capital”), which is also the administrative and collateral agent. This t ...

Loan Interest Revenue up 45% and Recurring Free Cash Flow up 104% year over year TORONTO, ON, May 14, 2025 (GLOBE NEWSWIRE) -- Flow Capital Corp. (TSXV:FW), a leading provider of flexible growth capital and alternative debt solutions, announces its unaudited financial and operating results for the for the three-months ended March 31, 2025. Q1 2025 Performance Highlights 45% increase in Loan Interest Revenue to $2.9 million year over year.104% increase in Recurring Free Cash Flow to $847,111 year over year. ...

TORONTO, May 05, 2025 (GLOBE NEWSWIRE) -- Flow Capital Corp. (TSXV:FW) ("Flow Capital" or the "Company"), a leading provider of flexible growth capital and alternative debt solutions, is pleased to announce a cash dividend of $0.069 per Series A Preferred Share ("Preferred Shares"), paid on May 2, 2025, to shareholders recorded as of March 31, 2025. This dividend corresponds to the period from January 1, 2025 to March 31, 2025. This dividend as an eligible dividend for the purposes of the Income Tax Act ( ...

Loan Interest Revenue up 31% and Recurring Free Cash Flow up 88% in the yearTORONTO, May 01, 2025 (GLOBE NEWSWIRE) -- Flow Capital Corp. (TSXV:FW), a leading provider of flexible growth capital and alternative debt solutions, announces its unaudited financial and operating results for the for the three-months (Q4 2024) and year ended December 31, 2024. Q4 2024 Performance Highlights 44% increase in Loan Interest Revenue to $2.7 million. 61% increase in Recurring Free Cash Flow to $545,591 $0.018 in Recurr ...

Oportun Financial Corporation (OPRT) and Enova International Inc. (ENVA) are fintech companies that provide credit solutions to underserved consumers. They leverage advanced analytics and digital platforms to offer non-prime borrowers personal loans and financial services, thereby positioning themselves as key players in the alternative lending sector.Despite the recent massive turmoil across the markets due to tariff-related apprehension, OPRT and ENVA have remained on investors’ radar. This year, shares o ...