Financial Performance - WestBond Enterprises Corporation reported a net profit increase of 24.8% for the quarter ended December 31, 2025, amounting to $217,948 compared to $174,630 for the previous quarter [1] - Sales for the same quarter were $2,973,050, reflecting a 1.9% decrease from $3,030,669 in the prior quarter [1] Business Operations - The company continues to supply customized air-laid napkins to high-profile national restaurant chains, with an additional major restaurant chain committing to their products [2] - Demand for the company's products remains high, and there are ongoing efforts to rebrand products to support marketing initiatives, including a proposed expansion into the retail sector [2] Management Changes - Ms. Subhashni Prasad has resigned as Secretary/Treasurer and Chief Financial Officer effective January 30, 2026, to pursue other opportunities [3] - Mr. Owen Granger, who previously served as a Director and CFO, has been re-engaged as a consultant to assist in the selection of a new CFO [3]

Table of Contents As filed with the U.S. Securities and Exchange Commission on January 26, 2026. Registration No. 333-[*] UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 MDJM LTD (Exact name of registrant as specified in its charter) Cayman Islands 7812 Not Applicable (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification Number) Fernie Castle, Letham Cupar, Fife, KY15 7RU United ...

Core Viewpoint - Loews Corporation will report its fourth quarter 2025 financial results on February 9, 2026, and will provide earnings remarks from its CEO and CFO on the same date [1]. Group 1: Financial Reporting - The financial results for the fourth quarter of 2025 will be disclosed on February 9, 2026 [1]. - Earnings remarks will be available on the company's website, including commentary from CEO Ben Tisch and CFO Jane Wang [1]. Group 2: Company Overview - Loews Corporation operates in diversified sectors including insurance, energy, hospitality, and packaging [2]. - Additional information about the company can be found on its official website [2].

Market Overview - U.S. equities showed resilient but volatile performance in Q4, with major indexes near all-time highs while market conditions shifted significantly beneath the surface [2] - The S&P 500 Index returned 2.7% during the quarter, while the Russell Midcap Growth Index declined 3.7%, indicating increased selectivity among investors [3] Performance Analysis - The ClearBridge Growth Strategy outperformed its benchmark for the third consecutive quarter, benefiting from early-quarter momentum in AI-related sectors and strong downside protection as risk appetite moderated [4] - The Strategy delivered a strong year, outperforming its benchmark by nearly 600 basis points (gross of fees), highlighting the importance of stock selection in a market where much of the upside is already priced in [6] Sector Contributions - Positive contributions came from the consumer discretionary and materials sectors, while the consumer staples and information technology sectors detracted from performance [20] - Notable contributors included Vertex Pharmaceuticals, Broadcom, Freeport-McMoRan, and TE Connectivity, while detractors included e.l.f. Beauty and Doximity [22] Portfolio Positioning - The Strategy reallocated capital towards opportunities with more attractive risk-reward profiles, including new positions in Vistra, Alnylam Pharmaceuticals, and Hilton [14] - The portfolio is more diversified across sectors and subsectors, improving resilience while maintaining the ability to capture long-term upside [7] Outlook - The outlook remains consistent with earlier assessments, emphasizing the importance of disciplined stock selection and a balanced approach to portfolio construction amid increased volatility [17] - AI continues to represent a long-term opportunity, with a focus on maintaining exposure within the AI complex while balancing offensive and defensive characteristics in the portfolio [18]

Group 1 - President Trump has proposed multiple ways to provide cash to Americans, including direct payments and tax code adjustments, although many proposals are not finalized and require further legislative action [1][3] - One of the key proposals is a $2,000 "tariff rebate" aimed at low and middle-income households, contingent on congressional approval [3][4] - The rebate would be funded by revenue from new tariffs, with an income cutoff discussed at around $100,000 [3] Group 2 - Another proposal includes eliminating federal income tax on tips for workers in the restaurant, hospitality, and service industries, which would lead to larger tax refunds or smaller tax bills [4][5] - This change would not result in a separate check but would reduce taxable income, benefiting workers when they file their federal tax returns for the 2025 tax year [5][6] - Additionally, Trump has suggested that overtime pay should also be exempt from federal income tax, with similar income caps and phaseouts affecting eligibility [7]

Core Viewpoint - The filing initiated by Brian Ferdinand under the United States Bankruptcy Code aims to preserve access to statutory limitations on commercial lease termination and rejection claims, specifically under Section 502(b)(6) [2][10]. Group 1: Legal Context and Framework - The filing is intended to operate exclusively within the federal bankruptcy claims-allowance process and cannot be enforced by state courts [2][3]. - The claims asserted in the filing include demands for accelerated rent, failure to credit security deposits, and the inclusion of unauthorized fees, which are restricted under federal law [7][10]. Group 2: Guarantor Obligations and Company Background - Brian Ferdinand is not the primary obligor on the commercial leases but has limited guaranty-related obligations tied to certain real estate transactions, many of which are capped or restricted [4][5]. - At the time the guaranties were executed, LuxUrban was a rapidly expanding hospitality company with significant enterprise value and growth initiatives [5]. Group 3: Financial Structures and Risk Mitigation - LuxUrban was obligated to maintain trust and reserve accounts amounting to approximately $1.2 million annually for up to twenty years, totaling around $24 million in reserve funding [6]. - The gross asserted exposure in the filing does not account for contractual offsets or required applications of security deposits, indicating that claims may be materially reduced or eliminated once legally mandated reductions are applied [8][11]. Group 4: Nature of the Filing - The filing is characterized as a protective legal action to preserve statutory rights under federal law rather than an admission of liability [12].

Core Viewpoint - Hilton Worldwide Holdings Inc. is a leading player in the hospitality industry with a strong market presence and positive growth outlook, driven by its asset-light model and robust global development pipeline [1][5]. Financial Performance - Analysts expect Hilton to report a fiscal Q4 profit of $2.01 per share, reflecting a 14.2% increase from $1.76 per share in the same quarter last year [2]. - For FY2025, the expected profit is $8.02 per share, up 12.6% from $7.12 per share in FY2024, with further growth anticipated to $9.19 per share in FY2026 [3]. Stock Performance - Hilton's shares have increased by 23.5% over the past 52 weeks, outperforming the S&P 500 Index's 17.7% and the Consumer Discretionary Select Sector SPDR Fund's 11.6% [4]. - The stock is currently trading above its mean price target of $280.69, with a Street-high target of $340 indicating a potential upside of 13.2% [6]. Analyst Sentiment - Wall Street analysts maintain a "Moderate Buy" rating on Hilton, with 10 recommending "Strong Buy," 3 suggesting "Moderate Buy," and 11 indicating "Hold" [6]. - The company's strong performance is attributed to its high-margin revenue growth and sustained momentum in global travel demand [5].

Core Insights - The establishment of the Michael and Amy Bennett School of Hospitality and Tourism Management at the College of Charleston represents a significant development for both the university and the city of Charleston [1][7] - The school is named after the owners of Bennett Hospitality, which has been a prominent player in the hospitality industry since 1983, operating the renowned Hotel Bennett and 25 other properties across South Carolina, Georgia, and Montana [2] - The program aims to enhance executive engagement, attract high-quality faculty and students, and foster innovation in the hospitality and tourism sector, which is crucial for Charleston's economy [3] Institutional Impact - The new school will be integrated into the College's School of Business, marking it as the first named school at the institution, thereby elevating the program's status [2][7] - The initiative is expected to create momentum for both the College of Charleston and the city, reinforcing Charleston's reputation as a leading destination for hospitality and tourism education [7][8] Community and Legacy - The Bennett family has played a pivotal role in revitalizing Charleston's Upper King Street corridor, contributing to the local economy and community [6] - The establishment of the school is seen as a way to inspire future students to pursue careers in hospitality, reflecting the unique experiences offered by the city and Hotel Bennett [8][9] - Michael Bennett emphasizes the importance of having a hospitality school that mirrors Charleston's reputation as the most hospitable city in America [9]

Core Insights - Zacks Premium provides tools for investors to enhance their stock market strategies, including daily updates, research reports, and stock screens [1] Zacks Style Scores - Zacks Style Scores are indicators that help investors select stocks likely to outperform the market in the next 30 days, rated from A to F based on value, growth, and momentum characteristics [2] - The Value Score focuses on identifying undervalued stocks using financial ratios like P/E, PEG, and Price/Sales [3] - The Growth Score assesses a company's financial health and future outlook through projected earnings, sales, and cash flow [4] - The Momentum Score identifies stocks with upward or downward trends based on price changes and earnings estimates [5] - The VGM Score combines the three Style Scores to highlight stocks with attractive value, growth potential, and momentum [6] Zacks Rank - The Zacks Rank is a proprietary model that uses earnings estimate revisions to guide investors in building successful portfolios [7] - Stocks rated 1 (Strong Buy) have historically achieved an average annual return of +23.9%, significantly outperforming the S&P 500 [8] - Investors are encouraged to focus on stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B for optimal returns [10] Stock Example: Marriott International - Marriott International is a leading hospitality company with a Zacks Rank of 3 (Hold) and a VGM Score of B [12] - The company has a Momentum Style Score of A, with shares increasing by 9.6% over the past four weeks [12] - Recent analyst revisions have raised Marriott's earnings estimate for fiscal 2025 by $0.04 to $10.05 per share, with an average earnings surprise of +2% [13]

Group 1 - Sphere Entertainment Co. received an upgrade from Seaport Global, moving from a "Neutral" to a "Buy" rating with the stock priced at $91.37 [1][5] - The company has partnered with Delta Air Lines, which has acquired naming rights to Sphere's first branded hospitality space, the Delta SKY360° Club, enhancing Sphere's brand presence in the hospitality sector [2][5] - Sphere's stock has shown notable activity, currently priced at $91.37, with fluctuations between $91 and $94.28, reflecting market volatility [3][5] Group 2 - Sphere's market capitalization is approximately $3.32 billion, indicating a substantial presence in the entertainment and hospitality industry [4] - The trading volume of 655,778 shares suggests active investor interest, likely influenced by recent strategic partnerships and stock upgrades [4] - The upgrade by Seaport Global and the partnership with Delta highlight Sphere's potential for growth, which may attract more investors [4]