Core Insights - The white paper aims to present the current status and future expectations of wealth management for high-net-worth individuals in China, addressing the growing diversification of wealth accumulation and allocation needs [3][4] Group 1: Research Methodology - The research combines scientific, systematic, and practical principles, utilizing a multi-layered and three-dimensional research framework [4] - Over a thousand questionnaires were distributed nationwide to high-net-worth individuals, covering more than 30 provinces, ensuring broad representativeness [4] - The research team conducted in-depth interviews with over 40 high-net-worth individuals and experienced private banking professionals to capture deep customer demands and industry service pain points [4] Group 2: Wealth Management Trends - The macro environment and market evolution are pushing wealth management towards a value-deepening phase, with high-net-worth individuals shifting from simple value preservation to comprehensive, customized, and diversified wealth solutions [6] - The structure of high-net-worth individuals shows significant industry diversification and generational differences, with traditional industries remaining the main source of wealth while modern services and advanced manufacturing are also important [6] - Asset allocation trends indicate a focus on stability domestically and progress internationally, with domestic investments centered on financial products, deposits, and insurance, while international investments are more diverse and proactive, focusing on mature markets like Hong Kong, the U.S., and Singapore [6] Group 3: Service Demand Evolution - Service demands are extending beyond wealth management to encompass health, education, and inheritance, with high-net-worth individuals seeking personalized, professional, and secure services [7] - There is a trend towards younger and more proactive inheritance planning, with entrepreneurs driving the demand for integrated family and business services [7] - The findings of the white paper provide insights into market segmentation, demand upgrades, and global asset allocation trends, posing new requirements for wealth management institutions regarding strategic positioning and service capabilities [7] Group 4: Future Outlook - As China's economy continues to develop, the wealth management industry is expected to play a more significant role in supporting the real economy, promoting common prosperity, and safeguarding people's wealth [8] - The industry must maintain professionalism and compliance while building a customer-centric, open, collaborative, and warm service ecosystem to adapt to market changes and evolving customer needs [8]

Core Viewpoint - Bank of China has launched a personal financial global service plan in Beijing and Hong Kong, focusing on cross-border customer needs and offering various core services [1] Group 1: Service Features - The global service plan includes five core services: global account overview, asset allocation, convenient remittance, payroll convenience, and exclusive rights [1] - The plan enables mobile banking cross-border visibility, multi-currency asset allocation, and efficient remittance functions [1] Group 2: Supporting Documents - The bank released the "2026 Bank of China Personal Financial Global Asset Allocation White Paper" and the "2026 China High Net Worth Wealth Management White Paper" to provide professional support for customers' global asset layout [1] Group 3: Future Plans - Bank of China aims to continue optimizing global services to assist customers in realizing value [1]

Core Insights - The Bank of China has launched a personal financial global service plan based on the "global account" feature, aiming to enhance cross-border financial services and meet the higher demands of cross-border clients [1][3] - The service plan includes five core functions: global account overview, global asset allocation, global convenient remittance, global payroll convenience, and global premium rights [3] - The bank has also released two white papers focused on global asset allocation and wealth management for high-net-worth individuals, continuing its commitment to respond to client asset allocation needs [3] Group 1 - The launch of the global service plan is part of the Bank of China's efforts to optimize cross-border trade and investment facilitation measures [3] - The service aims to provide a one-stop, full-cycle support for cross-border clients, enhancing the accessibility and convenience of financial services [3] - The bank has integrated its mainland and Hong Kong mobile banking services, allowing for a seamless experience where clients can initiate transactions from one end and view them on both ends [3] Group 2 - The bank emphasizes four key features of its global remittance services: cost-effectiveness, speed, security, and convenience [3] - The "Bank of China Global Payroll" service supports a comprehensive financial ecosystem from enterprises to employees and individuals to families [3] - Clients can open local accounts in over ten countries or regions and enjoy corresponding tiered services with a single identity [3] Group 3 - The Bank of China aims to enhance its global service layout with a broader vision, practical measures, and superior services to accompany global clients in creating value [4]