江南时报讯 工行南通如皋支行积极响应客户跨国金融服务需求，紧密联动境外分行，成功办理一笔工 银新加坡见证解控业务，解决了客户燃眉之急，也为该行在跨境业务协同积累了宝贵的实战经验。 近日，一位客户到店要求办理借记卡解控业务，经工作人员了解，客户此前在新加坡工作，其银行卡开 户行为新加坡分行，目前客户已回国定居，客户自行转出卡内余额时发现账户被锁定，无法进行操作， 故到店需求帮助。该行工作人员在了解客户情况后，第一时间通过内部渠道联系到新加披分行零售业务 部并反馈客户情况及诉求。经查询反馈，客户卡片控制是因其工作签证过期所致，并清晰列明解控所需 材料清单。该行工作人员凭借专业的沟通能力和高效的执行力，迅速指导客户完善资料，并完成资料上 传，在一小时内成功完成账户解控业务，获得了客户的称赞。 此次见证解控业务的成功办理，充分体现该行境内外机构高效联动能力、应对复杂业务场景的解决能力 和以客户为中心的服务能力。该行将继续秉持"客户至上"的原则，勇于创新、加强协作，不断提升客户 综合服务水平和市场竞争能力。 ...

去年，本外币合一银行结算账户体系在江苏试点，标志着跨境金融服务的又一次重大突破。经过一年多 的试点，作为首批试点银行，建行江苏省分行积极响应国家政策，以科技赋能金融，以服务链接全球， 为外贸企业打造了一条高效便捷的跨境金融"高速路"，提升了企业跨境结算效率，成为助力江苏外贸企 业扬帆出海的"金融新引擎"。 本外币账户合二为一 "以前办外汇业务像赶场子，现在一个账户全搞定！"在切身感受到建行跨境金融解决方案给企业带来的 便利后，江苏博德维环境技术有限公司的财务负责人感叹道。这家专注于环保材料研发的科技型企业， 因业务发展迅速，需要频繁从日本进口膜材，其中涉及大额外币收支，因外汇业务需跨地域协调，流程 复杂，影响了业务效率。 重塑江苏外贸生态 "现在通过网银就能在同一账户里完成收汇、结汇、转账，不用再频繁选择不同币种账户，汇款效率提 升了很多！"江苏鼎弘家居用品有限公司财务人员的直观感受，道出了账户整合带来的效率提升。 作为深耕功能性沙发领域的创新型企业，鼎弘家居凭借过硬的产品质量与全球化服务能力，已成功切入 意大利、越南等国家和地区，成为海外家居消费市场的重要供应商。 位于徐州市的某工程机械类龙头企业连续30年 ...

来源：中国新闻网 编辑：熊思怡 广告等商务合作，请点击这里 本文为转载内容，授权事宜请联系原著作权人 广西财政优化跨境金融供给 助力民企深耕东盟市场 中新网南宁11月23日电(韦佳秀)广西壮族自治区财政厅23日发布消息称，今年以来，该厅以面向东盟开 放合作为核心，聚焦民营企业跨境贸易痛点难点，通过财政激励、名单扩容、政企银金对接三重举措， 构建全链条跨境金融服务体系，为民营企业拓展东盟市场提供坚实支撑。 据介绍，广西财政厅对使用跨境人民币开展货物贸易结算规模达5亿元(人民币，下同)以上的广西区内 非金融企业，按结算金额的0.1%给予奖励，单户企业年度奖励金额最高可达100万元，直接降低企业汇 兑成本与财务支出，2025年已拨付2400万元。 依托中国—东盟跨境人民币业务中心、清算中心或现钞调运中心等机构，广西各金融机构简化结算流 程、压缩办理时限，实现跨境人民币汇款"当日达""零手续费"等便利化服务；加大对民营企业贴息支持 力度，通过"普惠经营贷"重点扶持民营企业，加大"三农贷""工业贷"等重点领域贴息产品中的民营企业 报送比例，使更多民营企业出海能够享受到贴息政策红利。 广西财政厅持续优化民贸民品企业扶持机 ...

一个圈：构建智慧生活圈，激发赛事消费活力 中国工商银行广东省分行践行领军银行使命，依托集团全球化资源与粤港澳大湾区内机构服务合力，为 十五运会提供全面金融服务保障，并以此为契机，进一步融入湾区发展，构建高效、便捷、安全的跨境 金融桥梁。 一体化：深化机制创新，打造融合服务标杆 粤港澳大湾区具有"一国两制三关税区"的特别优势，区域"软硬联通"水平持续提升，规则衔接、机制对 接、要素流通的"三联通"深化促进融合发展，城市群协同效应日益凸显。工商银行积极融入大湾区建 设，构建了由工商银行广东省分行牵头，覆盖区域内7家机构的联动服务体系，在服务湾区基础设施建 设、产业协同、企业全球化布局、民生便利化及金融互联互通方面取得成效。 在这场体育盛会中，工商银行广东省分行从"服务赛事、服务民众、服务经济、服务社会"4个维度提供 全方位金融支持，致力于为大型体育赛事跨境金融服务输出"湾区标准"。 一张网：畅通跨境资金流，提升支付便利化 工商银行广东省分行联合港澳机构推出覆盖开户结算、投资理财、置业生活等多场景的"湾区通"服务， 有效打通资金流动堵点。"湾区账户通"已实现湾区城市全覆盖，港澳居民可通过"工银亚洲""工银澳 门"见 ...

新浪科技讯 11月21日上午消息，近日，京东支付旗下针对跨境进出口企业的金融服务平台JD FinTech， 与欧洲领先的支付银行 Banking Circle达成合作助力全球企业高效便捷地开通多币种账户，一站式满足 收付款、货币兑换及实时资金管理需求。 通过这次合作，JD FinTech能够给企业提供无缝衔接、可延展且合规的支付解决方案，借助Banking Circle账户解决方案和本地清算能力，出海企业在确保符合当地监管要求的同时，还能显著提升财务灵 活性。 Banking Circle首席商务官Mishal Ruparel表示，"将JD Fintech 接入我们领先的本地清算网络， 有助于提 升跨境交易的速度和透明度。这将进一步拓展国际商务走廊，为亚洲的支付服务商和金融科技企业提供 更高效、便捷的支付服务，并助力其业务实现全球化扩张"。 JD FinTech负责人表示，JD FinTech成长服务于京东全球供应链生态，致力于通过科技创新为进出口企 业降本增效，持续构建更安全、普惠的跨境金融服务，助力中国企业"一键卖全球"。未来，JD FinTech 将继续深入全球优质合作伙伴联动，不断迭代服务能力，探索创 ...

在浙江省金华市开放经济金融服务改革创新试点中，中国工商银行金华分行积极响应浙江省外汇局系统 提升县域跨境金融服务等政策号召，坚持服务实体经济，持续推进改革创新，提升县域跨境金融服务质 效，为金华建设高水平开放经济强市提供坚实支撑。 （数据来源：中国工商银行金华分行） ·广告 工商银行金华分行充分发挥外汇联络员机制作用，深入对接外贸企业，推动外汇政策精准直达县域经营 主体。积极促进县域跨境贸易和投融资高水平开放，办理高水平开放试点业务超万笔。同时，大力开展 跨境人民币业务宣传，上门服务企业千余家，有效提升县域经营主体对本币结算的认知度，着力提升货 物贸易人民币结算占比。在金融创新方面，县域支行率先落地多边央行数字货币桥业务，进一步拓展了 数字人民币在跨境场景中的应用。 此外，工商银行金华分行率先推动金华市金融机构跨境金融服务平台衍生品担保增信签约试点业务在县 域支行成功落地。依托线上化担保签约与优化风险分担等机制，为县域小微企业提供更加便捷、低成本 的汇率避险服务。在全国率先开发出"汇率避险盯市系统"，助力企业以系统盯市代替人工盯市，提升交 易效率，增强企业应对汇率双向波动的风险抵御能力。自系统上线以来，已有百 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Nanning Branch is committed to supporting the real economy and contributing to high-quality development through enhanced financial services and credit support [1][2][3] Group 1: Credit Support for Economic Development - ICBC Nanning Branch has increased its credit support for local economic development, focusing on infrastructure construction and modern industrial systems, with over 42 billion yuan in loans disbursed from January to October 2025 [1] - The bank has provided nearly 5 billion yuan in loans to the manufacturing sector, over 2.1 billion yuan to technology enterprises, and more than 14.5 billion yuan to private enterprises during the same period [1] - Green finance initiatives have been emphasized, with 9 billion yuan allocated to support green upgrades in infrastructure and low-carbon energy transitions [1] Group 2: Support for Rural Revitalization and Agricultural Development - The bank actively supports rural revitalization and the development of characteristic industries, focusing on urban-rural integration and agricultural modernization, with over 3.5 billion yuan increase in agricultural loans since the beginning of the year [2] - New financing products such as "Cane Farmer Loan" and "Yongcheng e-loan" have been introduced to support the sugar industry and local agricultural development [2] - Financial service networks have been expanded with the establishment of 10 "Xingnongtong" service points in rural areas to enhance accessibility to financial services [2] Group 3: Enhancing Cross-Border Services - The bank has facilitated over 490 billion yuan in cross-border RMB settlement for foreign institutional investors from January to October 2025, maintaining a leading position in the local industry [3] - Innovative cross-border financial services have been implemented to assist foreign trade enterprises in managing exchange rate risks [3] - The bank aims to continue improving financial service quality and structure to support local economic development and international cooperation [3]

Core Insights - The event "Meeting at the Expo for Cross-Border Win-Win" organized by Shanghai Pudong Development Bank focuses on enhancing cross-border financial services to support high-quality development of enterprises engaged in international cooperation [1] Group 1: Event Overview - The event aims to implement national strategies for high-level opening-up and to leverage the International Import Expo as a platform for international procurement, investment promotion, and cultural exchange [1] - Experts and representatives from enterprises with cross-border investment and financing needs participated in the event to facilitate in-depth dialogue [1] Group 2: Financial Services Offered - Shanghai Pudong Development Bank introduced its comprehensive financial service plan 8.0 and the latest digital products for cross-border transactions [1] - The bank has established a "6+X" cross-border financial service system, integrating offshore banking, free trade zones, and overseas branches to provide a full lifecycle financial support for enterprises [1] - Eight key service scenarios were highlighted, including free trade finance, cross-border e-commerce, mergers and acquisitions, risk management, fund management, trade, RMB services, and custody services [1] Group 3: Innovations and Case Studies - The event featured insights from industry leaders, including a detailed analysis of cross-border investment structure design and multi-regional tax policies to guide enterprises in international market layout [2] - Practical experiences in cross-border financial innovations were shared, showcasing collaborative models between banks and enterprises for mutual benefits [2]

Core Viewpoint - Chinese technology companies are accelerating their internationalization but face challenges such as cross-border financing difficulties, complex capital operations, and significant risk management pressures [1] Group 1: Company Case Study - R Company, specializing in image intelligent perception technology, is in a critical phase of business expansion and preparing for a Hong Kong IPO, requiring substantial financial support [3][4] - The intervention of Shenzhen Construction Bank (CCB) provided comprehensive support, including loans and tailored financial solutions, to meet R Company's complex needs [5][6] - R Company has submitted its IPO application, reflecting the effectiveness of CCB's coordinated services [7] Group 2: Financial Support Mechanism - CCB's approach involved a deep understanding of R Company's business model and development plans to create customized financial service solutions [5][8] - The bank established a communication mechanism among its domestic and international branches to ensure clear responsibilities and efficient service delivery [6][8] - CCB's financial services included local credit support, cross-border account and settlement services, and IPO sponsorship, addressing R Company's diverse financial needs [6][9] Group 3: Service Optimization and Coordination - CCB implemented a collaborative mechanism to identify client needs, coordinate across regions, design tailored solutions, and continuously optimize services based on feedback [8][9] - The bank's ability to adapt its services to the dynamic changes in R Company's operations ensured competitiveness in the market [9][10] - This case provides a reference for banks to support technology companies in their international ventures, emphasizing the importance of resource integration and specialized services [9][10]

Core Viewpoint - The establishment of a centralized tax refund point by Bank of China Shanghai Branch at the China International Import Expo (CIIE) aims to enhance the tax refund process for foreign travelers and promote inbound consumption [1] Group 1: Tax Refund Process - The centralized tax refund point allows foreign travelers to complete tax refund procedures immediately after purchase, facilitating a smoother experience [1] - A foreign traveler from Slovakia, Boris, praised the efficiency and professionalism of the service provided at the tax refund point [1] Group 2: Service Features - The centralized refund point is equipped with a multilingual professional service team, offering support in multiple languages including English, Japanese, and Chinese [1] - Travelers can process tax refunds by presenting valid identification and tax refund application forms issued by local stores [1] Group 3: Future Initiatives - Bank of China Shanghai Branch plans to continue enhancing cross-border financial services for foreign travelers, contributing to high-level opening-up and promoting inbound consumption [1]