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两孩家庭补10万,三孩家庭补20万!又一地官宣购房新政
券商中国· 2025-03-30 04:34
Core Viewpoint - The article discusses the new housing support measures implemented by Yiwu City, Zhejiang Province, aimed at promoting stable and healthy development in the real estate market, effective from March 28. Group 1: Housing Subsidies - Yiwu has introduced a "housing for all" first-time homebuyer subsidy, providing a subsidy of 1,000 yuan per square meter for individuals and their spouses who do not own any commercial housing in the administrative area of Yiwu, for new homes under 150 square meters and priced below 3.5 million yuan [2] - Families with multiple children can receive subsidies when purchasing new homes, with 100,000 yuan for two-child families and 200,000 yuan for three-child families, with a maximum total subsidy of 250,000 yuan per household [2][3] - The total subsidy budget is set at 80 million yuan, available on a first-come, first-served basis until exhausted [2] Group 2: Eligibility and Application - The subsidy is available to families that meet the criteria set by national policies and local regulations regarding childbirth, with no restrictions on the parents' or children's household registration [3] - The new policy allows for the combination of both the first-time homebuyer and multi-child family subsidies, differing from last year's policy where the amounts were not combinable [3] Group 3: Housing Fund and Loan Support - The notification emphasizes increased support for housing provident funds, allowing families purchasing second-hand homes to withdraw funds from their accounts to cover down payments [4] - The policy supports "mortgage transfer" for second-hand homes, enabling property transfer and mortgage changes without the seller needing to pay off their existing mortgage [4] Group 4: Encouragement of Housing Initiatives - The notification encourages state-owned enterprises to engage in activities such as "equity exchange for commercial housing" and "shared ownership housing" [5] - It also promotes the use of monetary settlement vouchers for urban organic renewal to purchase new homes that have not yet been registered [6] - The article highlights the need for high-quality housing and the development of affordable housing to address the housing challenges faced by new citizens and young people [6]