Group 1 - The core viewpoint of the news is the implementation of the national personal consumption loan interest subsidy policy, which aims to stimulate consumer spending and support economic growth [1][2] - On September 1, the policy officially took effect, with China Construction Bank (CCB) in Fujian actively promoting the initiative by simplifying the subsidy process and enhancing customer experience [1][2] - CCB's mobile banking app has launched a "Fiscal Subsidy" section, allowing consumers to easily access subsidy services and track their subsidy records [1] Group 2 - CCB Fujian branch focuses on supporting genuine consumer demand and optimizing financial services to ensure the effective implementation of the interest subsidy policy [2] - The bank is expanding its consumer finance products, such as "Personal Quick Loan" and "Easy Loan," targeting key sectors like home furnishings, automobiles, tourism, and healthcare [2] - The initiative aims to stimulate consumption potential and contribute to the high-quality economic development of Fujian by creating new consumption scenarios [2]

Group 1 - The core viewpoint of the articles highlights the promotional activities by China Construction Bank (CCB) Fujian Branch to stimulate car purchases through zero-interest installment plans and additional incentives [1][2] - CCB Fujian Branch offers a "Car Purchase Installment Gift" campaign, allowing consumers to apply for car financing with as low as 0 down payment and 0 interest, along with a chance to receive up to 1888 yuan in exclusive benefits [1] - The bank provides comprehensive financing support for various automotive purchases, including new cars, used cars, motorcycles, and related expenses, with a maximum loan amount of 1 million yuan and a repayment period of up to 5 years [1] Group 2 - CCB Fujian Branch has expanded its personal consumption loan products to cover key consumption areas such as new energy vehicles, home decoration, tourism, childcare, and elderly care, enhancing the consumer financing landscape [2] - The bank has launched specialized loan products for specific professions, including "Dandelion" loans for teachers and "White Angel" loans for healthcare workers, to encourage consumer spending [2] - Since the beginning of 2024, CCB Fujian Branch has issued a total of 49.4 billion yuan in personal consumption loans, demonstrating its commitment to boosting consumer finance [2]