支付达标赢好礼,至高拍1998元微信立减金 六月十 010 0010 参与游戏, 最高抽1.88元微信立减金 "劳动者港湾" 湾宝壁纸 动动手指头就能抽奖? So easy! 参与劳动者港湾"湾宝消消乐"游戏 20秒内成功消除所有宫格即可获得1次抽奖机会! 至高抽取满1.89元减1.88元微信立减金, 更有精美湾宝壁纸奖品! 又好玩又能锻炼记忆力,快快来参与吧~ 活动奖品 1元"微信立减金"奖券 132000份 满1.01元可用,数量有限,领完即止 1.88元 "微信立减金"奖券 460006 满1.01元可用,数量有限,领完即止 - = 活动攻略 >>>> 进入活动( 方法一 打开"建行生活"App,进入首页 【会员有礼-热门活动】,点击活动广告图参与。 参与游戏,最高抽1.88元微信立减少 立即参加> 方法二 点击下方按钮参与活动 TIJ 立即参与 开始游戏 点击【开始游戏】进入游戏页 参与游戏, 最高抽1.88元微信立减金 活动 活动时间:2025年12月3日-2025年12月16日 规则 我的 骗局 156****8989 报名时间: 2025.05.23 开始游戏 去抽奖 游戏限定时间内闯关通过, ...

0.99元起购36元微信立减金 活动时间： 2025年8月1日至2025年12月31日 为什么我往冬天 "头脑一盆" ? 原来是灵魂探处的真食人活脑不住了! 你是哪一种? 快来规测 贴肉型人陪 E 苹型人格 and read and and and and and and and the seen and the seen and the seen and the seen and the seen and the seen and the seen and th C 体验任务中心，百元权益等您解领 盟 建行生活 吃什么?主打一个应景 "美拉德"的限定瞬间, 要用心捕捉 冬天的温暖要加点辣椒衬托 通用微信立减金 O元 ■元 (满5.01元可用) ( 满66元可用) 通用 微信立减金 微信立减金 表計 >>> 天气再冷,也要过得热气腾腾 冬天的温暖一定来自番茄锅 通用微信立减金 3元 2元 (满2.01元可用) (满3.01元可用) · 通用 通用 微信立减金 微信立减金 器 # >>> 下班必须犒劳自己到"胃" 冬天的温暖平价又实惠 10元 满10.01元可用 建行生活 微信立减金 满20元可用 建行生活 微 ...

支付达标赢好礼,至高抽1998元微信立减 . 活动时间：2025年11月19日-12月9日 "湾宝连连看"趣味上线!在14秒内完成图案配对、拼凑 出完整的湾宝图片,直接获得1次抽奖机会,每天都能 玩! 活动期间,有机会抽取至高满1.89元减1.88元微信立 减金,还有若干创意湾宝壁纸等你领,快快来挑战~ 活动奖品 1.88元"微信立减金"奖券 400000 满1.89元可用,数量有限,领完即止 1元"微信立减金"奖券 1320000 满1.01元可用,数量有限,领完即止 "劳动者港湾"湾宝壁纸 = F-H 活动攻略 方法一 打开"建行生活"App,进入首页【会员有礼- 热门活动】,点击活动广告图参与。 T 則參加 与连连看游戏至高抽取 88元微信立 14秒内完成2组图室的配对即视为词关成功,获得 1次抽奖机会 蒸喜您获得 T 次抽奖机会~ 返回首页 立即查看 HF 配对图片获得抽奖机会 每日默认有3次游戏机会,点击活动首页【去闯关】 前往游戏页 建设银行 劳动者港湾 活动时间:2025年11月19日-12月9日 活动 规则 我的 落目 956***8989 报名时间: 2025.05.23 去闯关 今日剩余游 ...

Core Insights - The introduction of the "smart cafeteria" in Gujiao City Experimental Middle School has significantly improved the dining experience for students and parents, allowing for a cashless and cardless payment system through facial recognition technology [1][2] - The project has streamlined the dining process, reducing wait times and enhancing financial transparency for the school, with parents able to monitor their children's dining activities via a mobile app [2] Group 1 - The "smart cafeteria" system was implemented with the support of China Construction Bank (CCB), which tailored a comprehensive solution for the school after thorough research and communication [1] - The system has successfully reduced the time students spend queuing for meals, with the payment process now taking only a few seconds [2] - CCB has established a "smart cafeteria" ecosystem in Gujiao, with six units already operational and plans for further expansion in local schools [2] Group 2 - For schools that have not yet adopted the "smart cafeteria," CCB promotes its "Yue Life" payment platform, which has been successfully implemented in 27 units, reaching over 23,000 users [2] - Currently, the "smart cafeteria" and "Yue Life" payment services cover nearly 85% of schools in Gujiao, indicating a strong penetration of digital financial services in the region [2] - CCB aims to continue enhancing financial service quality in rural areas by leveraging digital solutions to meet diverse customer needs [2]

Group 1 - The article promotes a promotional event by China Construction Bank, offering users the chance to win WeChat discount coupons through participation in tasks and activities [1][6][20] - The event runs from November 5, 2025, to November 26, 2025, allowing users to draw up to 1.88 yuan in WeChat discount money [1][20] - Participants can earn additional chances to win by collecting cards from seven different regions and merging them into a "Bay Treasure Card" [3][10][15] Group 2 - The prizes include 132,000 coupons for 1 yuan WeChat discount money and 460,000 coupons for 1.88 yuan, both of which have limited availability [4][15] - Users can participate in the event through the "Construction Bank Life" app, where they can access the promotional activities [5][6] - The WeChat discount money is valid for three days from the date of receipt, after which it will expire automatically [19]

Core Viewpoint - The banking industry is experiencing a wave of app closures, with many banks, including state-owned and city commercial banks, shutting down their independent apps, particularly in the credit card and direct banking sectors [2][3]. Group 1: App Closures and Mergers - Over 10 small and medium-sized banks have completed the shutdown of their credit card apps in 2024, with at least 6 more expected to follow by October 2025, integrating their functions into main mobile banking apps [3]. - China Bank has become the first state-owned bank to close its independent credit card app, "Bountiful Life," migrating all functions to the "Bank of China" app [2][3]. - The trend of closing direct banking apps began earlier, with at least 21 banks ceasing operations of their direct banking apps in 2023, reducing the number of such apps to less than one-tenth of their peak [3][8]. Group 2: Reasons for App Consolidation - The closure of multiple apps is driven by the need to reduce operational costs and improve user experience, as many independent apps have low user engagement and high maintenance costs [7][8]. - Regulatory pressures have accelerated the consolidation process, with financial authorities mandating banks to optimize or terminate apps that have low user activity and high compliance risks [8]. - The credit card industry is entering a contraction phase, with a decline in the number of credit cards issued and overall transaction activity, prompting banks to shut down underperforming apps [8]. Group 3: User Behavior and Market Trends - Users prefer a single app that offers comprehensive financial and lifestyle services, leading banks to recognize the importance of a unified digital experience [7][9]. - The banking sector is transitioning from a phase of aggressive app proliferation to a more rational approach, focusing on enhancing user engagement and operational efficiency [7][9]. - The decline in user engagement is evident, with only a few credit card service apps achieving over 10 million monthly active users, while many others struggle to maintain relevance [6][7].

Group 1 - The article discusses a promotional event by a bank, offering a chance to win WeChat discount coupons and cultural creative images through story listening activities [2][3][11] - The event runs from October 28, 2025, to November 12, 2025, and participants can earn chances to win by listening to stories [7][16] - Participants have a daily limit of three listening opportunities, and listening to an audio for at least 20 seconds qualifies them for a draw [6][8] Group 2 - The prizes include 660,000 WeChat discount coupons, which can be used for purchases over 1.01 yuan, and a limited number of cultural creative images [3][13] - To participate, users can access the event through the "Construction Bank Life" app or by clicking a designated button [4][11] - The WeChat discount coupons are valid for three days from the date of receipt and will expire thereafter without renewal [16]

Core Viewpoint - The article promotes a promotional event offering users the chance to earn "WeChat discount coupons" and creative images through task completion and participation in a lottery [1][2][3]. Group 1: Event Details - The promotional event runs from October 13, 2025, to October 28, 2025 [1]. - Users can earn "WeChat discount coupons" worth 1 yuan for purchases over 1.01 yuan, with a total of 66,000 coupons available [2][3]. - Participants can also exchange accumulated "love hearts" for creative images and lottery chances [6][9]. Group 2: Participation Methods - Users can participate by accessing the "Construction Bank Life" app and navigating to the event section [4]. - Daily sign-ins grant users 2 "love hearts," which can be accumulated for rewards [6][7]. - Completing browsing tasks can yield additional "love hearts" [7]. Group 3: Reward Redemption - "Love hearts" can be exchanged for creative images once a minimum of 5 hearts is accumulated [9]. - Users can enter the lottery for "WeChat discount coupons" or creative images when they have at least 5 "love hearts" [12][13]. - The "WeChat discount coupons" must be claimed within 3 days of receipt, or they will expire [16].

Core Insights - The recent trend of banks shutting down independent apps is driven by regulatory requirements and operational challenges within the industry [5] - Major banks, including China Bank, are migrating functionalities from independent apps to their main banking apps, indicating a significant consolidation trend [1][2] Group 1: Bank Consolidation Actions - China Bank has initiated the migration of its "Colorful Life" app services to the "China Bank" app, with plans to eventually discontinue the former [1] - Other banks, such as Bohai Bank, have already completed similar migrations, providing a template for the industry [2] - The integration trend is evident among major state-owned banks, with Construction Bank enhancing the integration of its "Construction Life" app into its main banking app [2] Group 2: Independent App Closures - The closure of independent apps is particularly pronounced in the credit card and direct banking sectors, with over ten banks having shut down their standalone apps since 2024 [1][4] - Beijing Bank's direct banking app is set to close in June 2025, marking it as the first direct banking app to officially exit the market [4] Group 3: Regulatory and Market Drivers - The regulatory push from the National Financial Supervision Administration emphasizes the need for banks to manage their mobile applications effectively, leading to the consolidation of underperforming apps [5] - The operational difficulties faced by independent apps, such as low user engagement and high maintenance costs, have prompted banks to streamline their services [5] - The integration of services into main platforms aims to enhance user experience and address competitive pressures from internet finance and third-party payment platforms [5]

Group 1: Background of Banks Focusing on Corporate Clients - The rise of industrial digitalization presents opportunities for banks to overcome challenges in traditional supply chain finance, enabling better access to real-time and reliable data [1] - The integration of big data, AI, and IoT technologies allows banks to identify potential risks and monitor new types of collateral in real-time, facilitating a shift towards a more intelligent supply chain finance model [1] Group 2: Promoting High-Quality Development of Inclusive Finance - Despite efforts to advance inclusive finance, banks face challenges in serving the diverse needs of small and micro enterprises, leading to incomplete and uneven service [2] - By leveraging financial technology, banks can better understand enterprise operations and provide comprehensive "financial + non-financial" services, enhancing customer satisfaction and loyalty [2] Group 3: Implementing the Five Key Financial Areas - The central financial work conference outlines five key areas for banks: technology finance, green finance, inclusive finance, pension finance, and digital finance, guiding future development [3] - Engaging in corporate scene finance can help banks address challenges such as talent shortages and information asymmetry, enabling them to provide tailored financial products and services [3] Group 4: Development Strategies for Corporate Scene Finance - Banks need to carefully select corporate finance scenes based on their resources and strategic goals, integrating these into their overall development plans [4] - Establishing industry selection principles and internal organizational structures is crucial for the sustainable development of scene finance [4] Group 5: Intelligent Transformation of Supply Chain Finance - Banks are adopting advanced technologies like big data, AI, and IoT to upgrade supply chain finance, enhancing data integration and creating intelligent systems [5] - The goal is to develop automated business models that can be applied in specific scenes, thereby deepening the supply chain finance landscape [5] Group 6: Empowering Merchant Operations - Banks are providing differentiated operational tools such as IaaS, PaaS, and SaaS to support the digital transformation of merchants and small enterprises [6] - By exploring new technologies like IoT and blockchain, banks aim to offer comprehensive solutions that reduce costs and improve operational efficiency [6] Group 7: Comprehensive "Financial + Non-Financial" Service Orientation - Banks are increasingly offering integrated "financial + non-financial" services to meet diverse customer needs, leveraging high-frequency non-financial scenarios to drive financial engagement [7] - Collaborations with various industries help create unique service offerings, enhancing customer experience and satisfaction [7][8] Group 8: Innovative Practices in Corporate Scene Finance - The digital supply chain finance sector is undergoing transformation, with banks like Ping An leveraging IoT and satellite technology to create a new supply chain finance model [9] - This model addresses financing challenges for small and micro enterprises by reducing reliance on core enterprise credit [9] Group 9: Innovations in Smart Agriculture - In the context of rural revitalization, banks are focusing on the livestock industry, utilizing IoT and AI to create innovative financial models that address the lack of traditional collateral [10] - New products like "Smart Livestock Loans" and advanced risk control technologies are being developed to support this sector [10] Group 10: Innovations in Smart Canteens - Banks are innovating in the smart canteen sector to enhance customer engagement and operational efficiency, employing technologies like facial recognition and AI for seamless service [11] - Collaborations with companies like Meituan are aimed at improving dining experiences while driving financial demand [11] Group 11: Innovations in Smart Parks - Smart parks are becoming a focal point for banks, leveraging technologies like big data and cloud computing to provide diverse services and enhance user experience [12] - The development of a smart park management system allows banks to analyze data and improve operational efficiency [12]