Core Viewpoint - Recently, several rural commercial banks in Hunan Province launched a loan product called "Pension Loan" specifically for the purpose of paying pension insurance, which has attracted significant media attention. However, these banks have since removed related promotional materials and suspended the product [1][2][3]. Group 1: Hunan Rural Commercial Banks - Multiple rural commercial banks in Hunan, including Changsha, Huarong, and Linli, introduced the "Pension Loan" aimed at pension insurance payments [2]. - As of July 11, the official platforms of these banks have withdrawn all promotional content related to the "Pension Loan" [3]. - The Hunan Rural Credit Union issued a notice on July 10, instructing local banks to halt the "Pension Loan" business and remove promotional materials, although contracts signed before July 9 remain unaffected [3]. Group 2: Similar Loan Products in Other Regions - Despite the suspension of the "Pension Loan" in Hunan, similar products like "Assurance Loan" are still being promoted in Guizhou and Sichuan provinces [9]. - Guizhou Yuqing Rural Commercial Bank has launched the "Assurance Loan" in collaboration with the local social security bureau, aimed at helping individuals with good credit but facing financial difficulties to pay their pension insurance [9][11]. - In Sichuan, a promotional policy for "Common Prosperity Assurance Loan" has been introduced to support residents in paying their basic pension insurance [12]. Group 3: Agricultural Bank of China Initiatives - The Agricultural Bank of China has also introduced a product called "Personal Comprehensive Consumption Pension Assurance Loan," which is designed to meet basic pension consumption needs [14]. - This loan product is characterized by fast processing, long terms, and low interest rates, aimed at providing inclusive financial services to the public [14][15]. - The first instance of this loan was successfully implemented in the Xizang branch, indicating the bank's commitment to enhancing pension financial services [14].