Core Viewpoint - Recent short-term low-risk (R2 level) wealth management products have seen rising yields, with some achieving annualized returns around 10% in the past month, driven by favorable short-term bond market conditions and strategies like "fixed income plus" [1][2][4] Group 1: Product Performance - Several R2 level short-term wealth management products have reported high yields, with examples like "交银理财灵动慧利9号7天持有C" showing an annualized yield of 9.63% over the past month [1] - The underlying assets of these low-risk products are primarily bonds, making their net value highly sensitive to bond market trends [2] - New products often exhibit high initial yields due to strategies aimed at quickly gaining market visibility, a practice known as "new product ranking" [3] Group 2: Investment Strategies - Wealth management companies are increasingly adopting a "multi-asset, multi-strategy" approach to asset allocation, which helps reduce volatility and enhance returns in a low-interest-rate environment [4][5] - The trend is shifting from focusing solely on asset types to emphasizing investment strategies, with a push towards diversified asset classes such as stocks, bonds, and alternative investments like REITs and gold [5][6] - Companies are encouraged to innovate differentiated products that align with investor needs while maintaining a focus on safety and stability [6]