广发银行南京分行在帮助棋盘初级中学修建完成标准化篮球场的同时，还向棋盘镇两所乡村小学捐赠了 全新体育器材，助力改善乡村学校体育基础设施，用实际行动为师生们创造环境更加优美、功能更加健 全的教学条件，让同学们能够更好地强健体魄、锤炼意志、追求人生梦想。 江南时报讯 11月20日，广发银行南京分行党委书记、行长王保洲一行到徐州市新沂棋盘镇调研分行助 力乡村振兴工作，并为分行援建的新沂市棋盘初级中学标准化篮球场揭牌。 揭牌仪式上，王保洲表示："教育是国家未来的基石，此次篮球场修建项目是我们对同学们的一份心 意，也承载着我们对棋盘镇教育事业的美好愿望。希望我们的一隅之光，能够化作同学们前行之路上的 一束烛光。广发银行是一家具有央企背景的全国性股份制银行，南京分行继承和发扬广发银行心系家国 的优良传统，践行金融央企的使命担当，以实际行动助推乡村振兴和教育事业发展。" 从"球场"到"产业"，广发银行南京分行把"国之大者"写进田间地头。"产业旺"方能"乡村兴"，产业振兴 是乡村全面振兴的重中之重。南京分行持续创新金融服务模式，积极推广"乡村E贷"等涉农特色产品， 不断完善普惠金融产品体系，为乡村产业发展注入金融活水。今年以 ...

Core Viewpoint - Small and micro enterprises are crucial for economic growth, job creation, and innovation, and Guangfa Bank is committed to enhancing financial support for these enterprises while aligning its development with social and economic progress [1] Group 1: Financial Support for Small and Micro Enterprises - Guangfa Bank's inclusive finance loans for small and micro enterprises showed a positive trend in the first half of 2025, with loan growth exceeding the average growth rate of all loans by 2.08 percentage points [1] - The weighted average interest rate for newly issued inclusive loans decreased by 32 basis points compared to the beginning of the year, and the non-performing loan ratio for these loans is below the tolerance plan value [1][2] - The bank has established a diverse range of inclusive financial products, including "Science and Technology Loans" and "Easy Loans," to meet the varied needs of small and micro enterprises [2] Group 2: Rural Revitalization Efforts - Guangfa Bank is actively involved in rural revitalization, with inclusive agricultural loans growing over 9% compared to the beginning of the year [3] - The bank has launched specialized financial products like "Agricultural Loans" and "Pineapple Loans" tailored to local agricultural industries, particularly in Guangdong [3] - By the end of June, the bank had issued over 310 billion yuan in loans related to the "Hundred Million Project," with nearly 70 billion yuan added in 2025 [3] Group 3: Coordination Mechanism for Financing - Following the establishment of a coordination mechanism for supporting small and micro enterprise financing, Guangfa Bank has implemented an action plan focusing on optimizing design, improving mechanisms, and enhancing service quality [6] - The bank has engaged with over 120,000 small and micro enterprises, providing credit exceeding 110 billion yuan to those on the "recommendation list" [6] - Guangfa Bank aims to strengthen its role as a central enterprise member by offering more precise products and efficient services to support the high-quality development of small and micro enterprises [6]

原标题：广发银行做好普惠金融服务 让金融活水精准滴灌千企万户 小微企业是经济新动能培育的重要源泉，在稳定经济大盘、促进就业增加、激发创新活力等方面发挥着 重要作用。广发银行积极践行金融央企成员单位的使命担当，深刻把握金融工作的政治性、人民性，聚 焦普惠金融大文章持续强化小微企业金融支持，实现自身发展与经济社会发展同频共振。 奋发有为 谱写乡村振兴新画卷 广发银行积极学习运用金融服务"千万工程"宝贵经验，将服务乡村振兴作为普惠金融的重要着力点，助 力推进乡村全面振兴走深走实。截至6月末，全行普惠型涉农贷款、涉农贷款余额较年初均增长超9%。 围绕乡村振兴，广发银行持续创新涉农金融服务，结合该行50个乡村振兴帮扶点的资源禀赋与特色农业 产业，精准推出"惠农贷""菠萝贷""葡萄贷"等一系列特色农业专案金融产品。特别是立足广东本土，突 出"百县千镇万村高质量发展工程"，集中资源加力提速，助力实现"三年初见成效"目标。截至6月末， 广发银行已累计为"百千万工程"相关领域投放贷款超3100亿元，其中2025年新增投放近700亿元。 例如，在"三夏"工作关键时期，广发银行肇庆分行用好标准化产品"乡村E贷"，为粮食生产企业构建 ...

Core Insights - Small and micro enterprises are crucial for economic stability, job creation, and innovation, and Guangfa Bank is committed to enhancing financial support for these businesses [1][2][3] Group 1: Financial Support for Small and Micro Enterprises - Guangfa Bank's inclusive finance loans for small and micro enterprises showed a growth rate exceeding the average loan growth by 2.08 percentage points as of mid-2025 [1] - The weighted average interest rate for newly issued inclusive loans decreased by 32 basis points compared to the beginning of the year [1] - The non-performing loan ratio for inclusive small and micro enterprise loans is below the tolerance plan value, addressing the financing difficulties faced by these businesses [1] Group 2: Product and Service Innovation - Guangfa Bank is developing a multi-tiered, widely accessible inclusive finance system, introducing standardized products like "Sci-Tech Loan," "Talent Loan," and "Village Revitalization Loan" to meet diverse needs [2] - The bank encourages branches to create tailored solutions based on regional economic characteristics, successfully launching exclusive products for supply chain enterprises related to major companies [2] - As of June, the outstanding balance of key standardized products reached nearly 1.5 trillion yuan [2] Group 3: Rural Revitalization Efforts - Guangfa Bank is focusing on rural revitalization as a key area for inclusive finance, with agricultural loans growing over 9% compared to the beginning of the year [3] - The bank has introduced specialized agricultural financial products like "Agricultural Loan," "Pineapple Loan," and "Grape Loan" to support local agricultural industries [3] - Cumulatively, the bank has provided over 310 billion yuan in loans related to the "Hundred Million Project," with nearly 70 billion yuan added in 2025 [3] Group 4: Coordination Mechanism for Financing - Following the establishment of a financing coordination mechanism for small and micro enterprises, Guangfa Bank has implemented an action plan focusing on optimizing design, improving mechanisms, and enhancing service quality [5] - The bank has engaged with over 120,000 small and micro enterprises, providing credit exceeding 110 billion yuan to those on the "recommendation list" [5] - These initiatives aim to bridge the gap in inclusive finance, ensuring support for the healthy development of small and micro enterprises [5] Group 5: Commitment to High-Quality Development - Guangfa Bank will continue to strengthen its role as a central enterprise member, providing precise products, efficient mechanisms, and warm services to drive high-quality development for small and micro enterprises [6]

Core Viewpoint - The financial industry plays an increasingly important role in promoting rural revitalization, with financial institutions focusing on innovative service models and precise alignment with the needs of agriculture, rural areas, and farmers [1] Group 1: Organizational Support Mechanism - The bank held a meeting to strategize its efforts in rural revitalization for 2024, ensuring responsibilities are clearly defined across all levels [2] - The bank issued key work plans to support rural revitalization, establishing a framework for policy support and resource allocation [2] - Senior management conducted field research and support activities, with 12 visits for targeted assistance and 40 visits by branch leaders to understand local needs [2] Group 2: Financial Service System Optimization - By the end of 2024, the bank had over 60 specialized agricultural loan products, with an agricultural loan balance of approximately 1,950 billion, reflecting a year-on-year growth of over 14% [3] - Inclusive agricultural loan growth exceeded 17%, outpacing other loan categories, thereby providing robust financial support for sustainable rural economic development [3] - The bank introduced various financial products tailored to real rural scenarios, enhancing service coverage and convenience [3] Group 3: Precision Assistance Practices - The bank's 22 branches partnered with 51 towns and villages, deploying 45 support staff to implement measures that prevent large-scale poverty [4] - Focused on enhancing rural industry development, the bank supported local initiatives to improve agricultural value chains and infrastructure [4] - The bank set annual consumption assistance targets, achieving nearly 15 million in agricultural product purchases and facilitating significant sales through e-commerce [4] Group 4: Focus on Guangdong Rural Revitalization - The bank deepened cooperation with local governments to enhance financing for rural revitalization, leading to 8.20 million in inclusive agricultural loans in 2024 [5] - The bank deployed 14 support staff in Guangdong to monitor and assist rural areas, ensuring no large-scale poverty occurs [5] - The bank plans to align with the group's strategic goals for 2025, aiming to strengthen agricultural foundations and improve rural livelihoods [5]

Group 1: Rural Revitalization Strategy - The implementation of the rural revitalization strategy is a key focus for the new era of agricultural work, with important policies issued for the period from 2024 to 2027 [1] - China Life Insurance is enhancing financial services to meet diverse agricultural needs, contributing to rural revitalization and the construction of an agricultural powerhouse [1] Group 2: Agricultural Insurance - China Life Insurance is focusing on food security by providing comprehensive insurance for major crops, covering over 1.15 million acres of rice, wheat, and corn, with risk protection amounting to approximately 80.5 billion yuan [2] - The company has introduced seed breeding insurance to mitigate risks in seed production, providing coverage for nearly 700,000 acres with risk protection of about 850 million yuan [2] Group 3: Support for Local Industries - The company has developed 1,643 local policy agricultural insurance products to support county-level industries, including specific insurance for pomegranate and cherry crops [3] - Innovative financial services combining temperature index insurance and bank loans have been introduced to support cherry farmers in Dalian, enhancing their financial security [3] Group 4: Agricultural Infrastructure - China Life Insurance has expanded high-standard farmland insurance services to 93 counties, providing risk protection for nearly 1.95 million acres of farmland, amounting to over 4.1 billion yuan [4] Group 5: Poverty Alleviation Efforts - The company has implemented a comprehensive support model combining insurance, investment, and banking to prevent rural poverty, providing personal insurance coverage for 270 million rural residents [5] - In targeted poverty alleviation areas, the company has provided risk protection of nearly 790 billion yuan for 3.14 million households [5] Group 6: Financial Support for Local Projects - China Life Insurance has invested nearly 115 billion yuan in rural revitalization projects, supporting local industries and creating job opportunities for impoverished households [7] - Guangfa Bank has increased credit support for poverty-stricken areas, with agricultural loan balances reaching 195 billion yuan by the end of 2024 [7] Group 7: Technological Empowerment - The company is enhancing agricultural insurance services through technology, including the launch of a smart agricultural risk prevention system that provides real-time monitoring and alerts [9] - The "Anxin Fang" disaster monitoring and early warning system has sent over 22 million disaster alerts in 2024, improving risk management capabilities [9] Group 8: Future Plans - China Life Insurance plans to enhance its rural revitalization efforts by launching 17 key initiatives aimed at improving insurance coverage, increasing investment and credit support, and maintaining stable rural revitalization investment [10]