Core Viewpoint - The successful issuance of a loan of 89.52 million yuan by the Industrial and Commercial Bank of China (ICBC) Lijiang Branch is aimed at transforming Lijiang's "beautiful industry" into a "happy industry" that benefits people's livelihoods and drives income growth [1][3]. Group 1: Financial Support for Local Development - The loan of 89.52 million yuan effectively addresses funding bottlenecks in the Lijiang flower industry, facilitating its transition from traditional planting to an integrated ecological model of "planting-processing-tourism" [3]. - The Lijiang Modern Flower Industry Park project is a key initiative for high-quality development, leveraging local climate and natural resources to create a comprehensive agricultural hub [2]. Group 2: Employment and Income Generation - The completion of the flower industry project is expected to create jobs for over 400 local farmers, with an average annual income increase of 50,000 yuan per person [3]. - The project is significant for optimizing the agricultural structure in the region, promoting employment, and enhancing the integration of agriculture and tourism [2]. Group 3: Innovative Financial Products - ICBC Lijiang Branch has introduced various financing products such as "Planting e-loan" to support local agricultural development, with a total of 95 million yuan disbursed to benefit 112 farming households [4]. - The bank aims to continue contributing to the local economy by supporting the development of Lijiang as a world cultural tourism city and a model for rural revitalization [4].

Group 1 - The core viewpoint emphasizes the comprehensive implementation of the "Ten Million Project" experience from Zhejiang by Guangfa Bank, focusing on targeted assistance for rural revitalization [1] Group 2 - Guangfa Bank adheres to "Party Building + Assistance," enhancing leadership in rural revitalization through partnerships with local party organizations, organizing collective learning, and conducting financial knowledge outreach [2] Group 3 - The bank focuses on local specialties to boost income, developing financial products like "Grape Loan" and "Tea Farmer Loan," and increasing credit investment in local industries to support cooperative formation and industry base construction [3] Group 4 - Guangfa Bank has established a "Mall Zone" to connect rural and urban areas, with over 6.2 million yuan in agricultural product purchases from designated assistance counties and a cumulative sales figure of over 16.1 million yuan from the "Rural Revitalization Zone" [5] Group 5 - The bank has initiated charitable activities, donating 1 million yuan to support local rural revitalization projects and educational facility renovations, with the Guangfa Hope Charity Fund raising over 100 million yuan in 15 years [6] Group 6 - Guangfa Bank leverages comprehensive financial services to support the development of unique local industries, implementing risk-sharing models and providing tailored loans to farmers, with 2.2 million yuan in loans issued to 11 farmers [8] Group 7 - The bank aims to continuously optimize financial supply and innovate assistance methods to support the development of rural specialty industries and enhance collective economic income [10]

Core Viewpoint - Small and micro enterprises are crucial for economic growth, job creation, and innovation, and Guangfa Bank is committed to enhancing financial support for these enterprises while aligning its development with social and economic progress [1] Group 1: Financial Support for Small and Micro Enterprises - Guangfa Bank's inclusive finance loans for small and micro enterprises showed a positive trend in the first half of 2025, with loan growth exceeding the average growth rate of all loans by 2.08 percentage points [1] - The weighted average interest rate for newly issued inclusive loans decreased by 32 basis points compared to the beginning of the year, and the non-performing loan ratio for these loans is below the tolerance plan value [1][2] - The bank has established a diverse range of inclusive financial products, including "Science and Technology Loans" and "Easy Loans," to meet the varied needs of small and micro enterprises [2] Group 2: Rural Revitalization Efforts - Guangfa Bank is actively involved in rural revitalization, with inclusive agricultural loans growing over 9% compared to the beginning of the year [3] - The bank has launched specialized financial products like "Agricultural Loans" and "Pineapple Loans" tailored to local agricultural industries, particularly in Guangdong [3] - By the end of June, the bank had issued over 310 billion yuan in loans related to the "Hundred Million Project," with nearly 70 billion yuan added in 2025 [3] Group 3: Coordination Mechanism for Financing - Following the establishment of a coordination mechanism for supporting small and micro enterprise financing, Guangfa Bank has implemented an action plan focusing on optimizing design, improving mechanisms, and enhancing service quality [6] - The bank has engaged with over 120,000 small and micro enterprises, providing credit exceeding 110 billion yuan to those on the "recommendation list" [6] - Guangfa Bank aims to strengthen its role as a central enterprise member by offering more precise products and efficient services to support the high-quality development of small and micro enterprises [6]

原标题：广发银行做好普惠金融服务 让金融活水精准滴灌千企万户 小微企业是经济新动能培育的重要源泉，在稳定经济大盘、促进就业增加、激发创新活力等方面发挥着 重要作用。广发银行积极践行金融央企成员单位的使命担当，深刻把握金融工作的政治性、人民性，聚 焦普惠金融大文章持续强化小微企业金融支持，实现自身发展与经济社会发展同频共振。 奋发有为 谱写乡村振兴新画卷 广发银行积极学习运用金融服务"千万工程"宝贵经验，将服务乡村振兴作为普惠金融的重要着力点，助 力推进乡村全面振兴走深走实。截至6月末，全行普惠型涉农贷款、涉农贷款余额较年初均增长超9%。 围绕乡村振兴，广发银行持续创新涉农金融服务，结合该行50个乡村振兴帮扶点的资源禀赋与特色农业 产业，精准推出"惠农贷""菠萝贷""葡萄贷"等一系列特色农业专案金融产品。特别是立足广东本土，突 出"百县千镇万村高质量发展工程"，集中资源加力提速，助力实现"三年初见成效"目标。截至6月末， 广发银行已累计为"百千万工程"相关领域投放贷款超3100亿元，其中2025年新增投放近700亿元。 例如，在"三夏"工作关键时期，广发银行肇庆分行用好标准化产品"乡村E贷"，为粮食生产企业构建 ...

Group 1: Financial Support for Industrial Upgrading - China Bank Shanxi Branch is focusing on providing financial support for key areas such as industrial upgrading, green transformation, and rural revitalization to promote modernization in Shanxi [1] - Yangquan Valve Co., Ltd. has successfully utilized intellectual property pledge financing to secure loans for its new pump and valve R&D center, highlighting the importance of technology innovation in the manufacturing sector [2] - The branch has issued nearly 900 million yuan in intellectual property pledge financing loans, benefiting around 40 enterprises, thus enhancing the vitality of technological innovation [2] Group 2: Green Energy Transition - Shanxi is undergoing a resource-based economic transformation, with a focus on green energy, and China Bank Shanxi Branch is playing a crucial role in this transition [3] - Jineng Holding Power Group, a leading power generation company in Shanxi, is diversifying into clean energy and has successfully issued green bonds with the support of China Bank [3] - The bank's green credit scale has exceeded 69 billion yuan, maintaining a leading position in the market by offering various green financial products [3] Group 3: Agricultural Financial Services - China Bank Shanxi Branch is tailoring financial services to meet the unique agricultural needs of different regions, promoting rural revitalization through specialized loan products [4] - The bank has introduced various rural loan products such as "Pepper Loan" and "Winter Jujube Loan," enabling quick access to funds for farmers [4] - The bank has promoted the "Hui Ru Yuan" app to enhance communication with rural clients, facilitating financial services and boosting agricultural vitality [5]

Core Viewpoint - The financial industry plays an increasingly important role in promoting rural revitalization, with financial institutions focusing on innovative service models and precise alignment with the needs of agriculture, rural areas, and farmers [1] Group 1: Organizational Support Mechanism - The bank held a meeting to strategize its efforts in rural revitalization for 2024, ensuring responsibilities are clearly defined across all levels [2] - The bank issued key work plans to support rural revitalization, establishing a framework for policy support and resource allocation [2] - Senior management conducted field research and support activities, with 12 visits for targeted assistance and 40 visits by branch leaders to understand local needs [2] Group 2: Financial Service System Optimization - By the end of 2024, the bank had over 60 specialized agricultural loan products, with an agricultural loan balance of approximately 1,950 billion, reflecting a year-on-year growth of over 14% [3] - Inclusive agricultural loan growth exceeded 17%, outpacing other loan categories, thereby providing robust financial support for sustainable rural economic development [3] - The bank introduced various financial products tailored to real rural scenarios, enhancing service coverage and convenience [3] Group 3: Precision Assistance Practices - The bank's 22 branches partnered with 51 towns and villages, deploying 45 support staff to implement measures that prevent large-scale poverty [4] - Focused on enhancing rural industry development, the bank supported local initiatives to improve agricultural value chains and infrastructure [4] - The bank set annual consumption assistance targets, achieving nearly 15 million in agricultural product purchases and facilitating significant sales through e-commerce [4] Group 4: Focus on Guangdong Rural Revitalization - The bank deepened cooperation with local governments to enhance financing for rural revitalization, leading to 8.20 million in inclusive agricultural loans in 2024 [5] - The bank deployed 14 support staff in Guangdong to monitor and assist rural areas, ensuring no large-scale poverty occurs [5] - The bank plans to align with the group's strategic goals for 2025, aiming to strengthen agricultural foundations and improve rural livelihoods [5]