Core Insights - The article discusses the tightening of bank account opening processes in response to risks such as telecom fraud and money laundering, highlighting issues of excessive restrictions and inconsistent practices across different bank branches [2]. Group 1: Bank Evaluation - A survey was conducted across 9 banks in Huizhou to assess the efficiency, compliance, anti-fraud execution, and service quality of their account opening processes [2]. - All 9 banks demonstrated strong anti-fraud education efforts, with staff proactively informing customers about fraud prevention during the account opening process [2]. - Out of the 9 banks, 7 successfully issued a type one savings card, while 2 banks (Huaxia Bank and Industrial Bank) imposed restrictions, stating that only customers with existing business relationships could obtain a type one card [2]. Group 2: Specific Bank Case Study - At Industrial Bank's Huizhou branch, the total time taken for the inquiry was approximately 3 minutes, during which the staff informed the reporter that a type one card could not be issued without prior business relations [3]. - The staff clarified that business relations included services such as wealth management, fixed deposits, housing loans, or credit cards, and did not consider other documents like social security or housing fund proof for card issuance [5]. - A follow-up call to the bank's customer service revealed that there is no strict requirement for existing business relations to open a type one card, and that new accounts may have initial limits around 5000 yuan [5].