互动环节里，居民们踊跃提问，如"收到'关闭抖音月付短信'怎么办？""子女在外借钱、催收电话打到家里是真的吗？"等。工作人员逐一进行耐心解答，并 发放反诈手册和宣传品。社区高女士说："以前觉得电信诈骗离我们很远，今天听了案例，以后一定要提高防骗意识，再遇到可疑情况，先给银行或社区打 电话核实！"此次活动齐商银行将反诈知识送到居民家门口，让反诈意识深入人心，守护居民财产安全。 （周世振） 近日，齐商银行沂源历山支行联合城东社区开展筑牢"安全网"、守护居民"钱袋子"反诈知识宣传讲座，现场共有20余名社区工作者和居民参与。 讲座中，银行工作人员针对近期高发的"冒充电商客服退款""虚假投资理财""仿冒公检法"这三类骗局，通过真实案例拆解，教居民识别诈骗套路，并针对老 年客户，演示了手机银行转账核实功能，提醒"凡是要求'转账到安全账户'的都是诈骗"。 ...

近日，齐商银行共青团东路支行工作人员通过敏锐的风险防范意识与高效的警银协作机制，成功拦截一起电信诈骗，为客户杨女士挽回50万元损 失。张店区公安局发来表扬信，杨女士送来锦旗，对齐商银行工作人员提出表扬并对反诈工作成效给予肯定。 杨女士离开不久，运营主管迅速向反诈中心上报客户信息，经查，其资金确实有被诈骗风险。反诈中心迅速响应，及时联系杨女士，成功全额拦截 资金，并顺藤摸瓜抓获犯罪嫌疑人。事后，杨女士专程送来锦旗，对支行员工高度负责的工作态度表达感谢。 （赵晓晨） 一日，客户杨女士联系共青团东路支行要求支取还未到期的50万元定期，用于支付弟弟彩礼，工作人员凭借职业敏感性察觉动机存疑，当即上报运 营主管并同步请求派出所核实。次日杨女士前来取现，其间客户多次以"时间紧张"为由催促，工作人员一边安抚客户情绪，一边抓住时机再次开展 反诈提示。杨女士表示："我平时不接陌生电话、不乱点链接，你们放心吧！" ...

Group 1 - The core idea of the article is to enhance the financial risk prevention capabilities of the elderly by providing them with knowledge on how to avoid telecom fraud through community educational activities organized by Minsheng Bank [1][3] Group 2 - The event focused on the elderly's vulnerability to telecom fraud, highlighting common scams such as "health product fraud," "impersonating public security," and "pension investment schemes" [3] - Bank staff used relatable examples to explain the tactics used by scammers, including how they build trust through "warm inquiries" and set traps with "high returns" and "urgent orders" [3] - Practical anti-fraud tips were provided, such as "do not click on unfamiliar links," "never disclose verification codes," and "consult children or the bank when in doubt" [3] Group 3 - The interactive Q&A session allowed elderly participants to share their experiences and ask questions about potential scams, demonstrating the effectiveness of the educational approach [3] - The event attracted 15 elderly community members, covering over 60 family members, indicating a strong community interest in financial safety [3] - Participants expressed appreciation for the timely nature of the classroom, stating they now feel more equipped to prevent fraud [3] Group 4 - Minsheng Bank plans to continue focusing on the financial protection needs of the elderly by conducting various promotional activities to strengthen their financial security [3]

Core Viewpoint - The Minsheng Bank Liaocheng Branch has launched a "Financial Education Promotion Week" to enhance financial security awareness among merchants and protect their funds [1][2] Group 1: Financial Education Activities - The event focused on preventing telecom fraud, illegal fundraising, and ensuring safe and compliant payment processing [1][2] - Various methods were employed, including presentations, on-site Q&A, and case analyses to deliver practical financial knowledge to merchants [1] Group 2: Telecom Fraud Prevention - The presentation team detailed common telecom fraud tactics such as impersonating customer service for refunds, fake orders, and false investment platforms [1] - Real case examples were used to illustrate how fraudsters exploit merchants' urgency to close deals and reduce costs, emphasizing the need for vigilance [1] Group 3: Illegal Fundraising Awareness - The team highlighted the characteristics, common forms, and legal consequences of illegal fundraising [2] - Merchants were warned against being lured by false advertising promising "high returns with zero risk," with specific examples like "investment rebates" and "virtual currency" discussed [2] Group 4: Compliance in Payment Processing - The team explained compliance requirements for payment processing, including the legal use of POS machines and transaction security [2] - Potential risks associated with non-compliant behaviors such as "multiple uses of one code" and "transaction rerouting" were addressed, along with guidance on proper procedures [2] Group 5: Future Initiatives - The Minsheng Bank Liaocheng Branch plans to continue its outreach in communities and businesses to expand financial knowledge dissemination [2] - The goal is to contribute to a safe, harmonious, and orderly financial environment through ongoing educational activities [2]

Core Viewpoint - The article highlights a successful intervention by Agricultural Bank of China (ABC) in preventing a potential telecom fraud involving an elderly customer, showcasing the bank's commitment to financial security and customer protection [1] Group 1: Incident Overview - A 70-year-old elderly man attempted to transfer nearly 100,000 yuan to an unfamiliar account, displaying signs of distress and confusion [1] - The bank's experienced lobby manager recognized the situation as a potential telecom scam and took immediate action to protect the customer [1] Group 2: Response Actions - The bank staff guided the elderly man to a private area under the pretext of optimizing interest rates, while simultaneously reporting the situation to the branch manager [1] - Through patient communication, the staff uncovered that the elderly man had received a fraudulent call from someone posing as law enforcement, threatening him to transfer funds to a "safe account" [1] Group 3: Resolution and Prevention - After understanding the situation, the bank staff contacted the police and provided examples of similar scams to educate the elderly man [1] - The staff also reached out to the man's son via video call to further persuade him against the transfer, ultimately leading to the elderly man deciding not to proceed with the transaction [1] - To prevent future scams, the bank assisted the elderly man in changing his account password and downloading the national anti-fraud app [1]

Group 1 - Postal Savings Bank's staff successfully intercepted a telecom fraud attempt, helping a customer avoid a loss of 300,000 yuan [1] - The customer was induced to download a suspicious meeting app, which allowed the fraudster to remotely control her phone [1] - The bank's manager quickly identified the situation as a typical "induced app download remote control" scam and took immediate action to assist the customer [1] Group 2 - The bank's employee provided emotional support and guided the customer to uninstall the suspicious app and report all bank accounts for loss prevention [1] - The incident highlights the bank's strong anti-fraud capabilities and responsible service attitude [1] - Postal Savings Bank advises customers to be cautious of unknown calls, avoid downloading unverified apps, and not disclose sensitive information [1]

Core Points - The article highlights a successful intervention by a bank employee to prevent a customer from falling victim to a telecom fraud scheme, showcasing the bank's commitment to customer safety [1][2] - The bank's proactive approach includes educating customers about common fraud tactics and maintaining a strong partnership with local anti-fraud centers to ensure quick responses [2] Group 1 - A customer reported receiving a suspicious transfer notification, prompting immediate action from the bank staff to assess the situation and freeze the account [1] - The bank employee reassured the customer and explained the nature of telecom fraud, emphasizing the importance of safeguarding personal information [1] - The quick response led to the successful protection of the customer's funds, amounting to 50,000 yuan, reinforcing the bank's dedication to customer service [2] Group 2 - The incident reflects the bank's "customer-centric" service philosophy, which prioritizes the security of customer funds and proactive fraud education [2] - The bank's effective collaboration with the anti-fraud center demonstrates a commitment to building a secure financial environment and enhancing public trust in financial institutions [2] - The article underscores the bank's social responsibility and its role in fostering a stable and harmonious financial ecosystem through practical actions [2]

Core Viewpoint - The release of the iPhone Air in China is delayed due to the lack of eSIM service approval from local telecom operators, which is crucial for its market entry [1][5][13]. Group 1: eSIM Service Status - The iPhone Air, which only supports eSIM, is currently not available for sale in China as telecom operators await regulatory approval for eSIM services [5][8]. - China Mobile has completed the system upgrades necessary for eSIM services and is awaiting formal approval from the Ministry of Industry and Information Technology (MIIT) to launch the service [8][12]. - China Unicom has launched an eSIM service section on its website, but it currently only supports wearables and not smartphones [9][10]. Group 2: Regulatory and Security Considerations - The regulatory environment in China is cautious regarding eSIM technology due to concerns over data sovereignty, privacy protection, and the need for robust security measures [5][16]. - The MIIT has implemented strict standards for eSIM services to prevent telecom fraud and ensure user privacy, which has delayed the rollout of eSIM for smartphones [17][19]. - The telecom industry is under pressure to demonstrate the security of eSIM technology, with operators exploring blockchain for identity verification to enhance security [26][27]. Group 3: Market Dynamics and Future Outlook - The adoption of eSIM technology in China is seen as inevitable, with operators preparing for its eventual rollout despite current regulatory hurdles [7][21]. - Industry experts believe that the push for eSIM services is not just limited to Apple but includes domestic manufacturers who are also testing eSIM-enabled flagship products [13][29]. - The collaboration between telecom operators and device manufacturers is crucial for the successful implementation of eSIM services, with a focus on ensuring a seamless user experience [28][29].

Core Viewpoint - The launch of Apple's iPhone Air in China has been delayed due to regulatory issues surrounding eSIM technology, which is not yet supported by local telecom operators [2][3][7]. Group 1: iPhone Air Launch - The iPhone Air, Apple's lightest flagship smartphone, was expected to be released on September 19, but its availability has been postponed with the website indicating "to be updated" [2]. - The iPhone Air is designed to support only eSIM technology, which is not currently available for consumers in China due to regulatory hurdles [3][5]. Group 2: eSIM Technology and Regulatory Environment - eSIM technology allows for remote activation of mobile services, but China has not yet approved eSIM services for smartphones, leading to a cautious approach from Apple regarding the iPhone Air's release [3][4]. - Telecom operators in China, including China Mobile, China Unicom, and China Telecom, are preparing to offer eSIM services but are awaiting regulatory approval [4][8]. Group 3: Telecom Operators' Readiness - China Mobile has completed system upgrades to support eSIM services and is expecting formal approval from the Ministry of Industry and Information Technology (MIIT) soon [4]. - China Unicom has launched an eSIM section on its website but has not yet made eSIM services available for smartphones [4][6]. Group 4: Industry Perspectives - Analysts believe that the adoption of eSIM technology in China is inevitable, but the timeline is contingent on regulatory approvals and the readiness of telecom operators [4][14]. - The security concerns surrounding eSIM technology have led to a cautious regulatory approach, with the government prioritizing user privacy and fraud prevention [10][11][19]. Group 5: Future Outlook - There is a consensus that once regulatory hurdles are cleared, eSIM technology will be widely adopted across various devices, including smartphones and wearables [21]. - The industry is actively working on enhancing the security of eSIM technology to meet regulatory standards, with some operators exploring blockchain for identity verification [18][20].

Group 1 - The core objective of the campaign is to enhance public awareness and prevention capabilities against telecom fraud, ensuring the safety of people's financial assets [1] - A specialized working team was established, focusing on high-risk groups such as the elderly, young people, and corporate finance personnel, with tailored promotional content [1][2] - The campaign utilized various promotional methods, including in-branch displays and community outreach, to maximize awareness [3][5] Group 2 - Key fraud tactics were identified, including identity impersonation and profit inducement schemes, which often lead to financial losses [2] - Core prevention methods were disseminated, emphasizing the "three no's and one more" principle to avoid scams [2] - The campaign's implementation included risk reminders during transactions and distributing informational materials to customers [3] Group 3 - The campaign resulted in a significant increase in public awareness, with 88% of participants able to identify multiple fraud tactics post-campaign [6] - The initiative successfully prevented a fraud attempt, saving a customer over 100,000 yuan through transaction verification [6] - Future plans include establishing a long-term anti-fraud mechanism, enhancing collaboration with various stakeholders, and optimizing promotional materials for different demographics [6]