证券时报记者张娟娟 金融活，经济活；金融稳，经济稳。银行作为我国金融体系的中坚力量，通过紧紧围绕做好金融"五篇 大文章"，积极服务实体经济高质量发展。从服务成果来看，银行对"五大主题债券"承销金额4年提高21 倍，对科技型企业贷款大幅增长，绿色金融、普惠金融、养老金融也蓬勃发展。 本期《多维度解析"五篇大文章"》系列报道聚焦银行业，呈现其在锚定"五篇大文章"目标中的实践成 果，并梳理发展过程中显露出的问题，为银行业更精准地服务国家战略、推动"五篇大文章"落地提供参 考。 围绕"五篇大文章" 债券承销发行双向发力 2024年5月，国家金融监督管理总局印发的《关于银行业保险业做好金融"五篇大文章"的指导意见》明 确，未来5年，银行业保险业多层次、广覆盖、多样化、可持续的"五篇大文章"服务体系基本形成，相 关工作机制更加完善、产品更加丰富，服务可得性、覆盖面、满意度大幅提升，有力推动新质生产力发 展。 自2023年中央金融工作会议提出做好金融"五篇大文章"以来，银行业紧紧围绕"科技、绿色、普惠、养 老、数字"五大领域积极行动、精准发力、丰富供给，提升服务实体经济发展质效。 作为金融体系的核心，银行业在服务实体经济过 ...

金融活，经济活；金融稳，经济稳。银行作为我国金融体系的中坚力量，通过紧紧围绕做好金融"五篇 大文章"，积极服务实体经济高质量发展。从服务成果来看，银行对"五大主题债券"承销金额4年提高21 倍，对科技型企业贷款大幅增长，绿色金融、普惠金融、养老金融也蓬勃发展。 本期《多维度解析"五篇大文章"》系列报道聚焦银行业，呈现其在锚定"五篇大文章"目标中的实践成 果，并梳理发展过程中显露出的问题，为银行业更精准地服务国家战略、推动"五篇大文章"落地提供参 考。 围绕"五篇大文章" 债券承销发行双向发力 2024年5月，国家金融监督管理总局印发的《关于银行业保险业做好金融"五篇大文章"的指导意见》明 确，未来5年，银行业保险业多层次、广覆盖、多样化、可持续的"五篇大文章"服务体系基本形成，相 关工作机制更加完善、产品更加丰富，服务可得性、覆盖面、满意度大幅提升，有力推动新质生产力发 展。 自2023年中央金融工作会议提出做好金融"五篇大文章"以来，银行业紧紧围绕"科技、绿色、普惠、养 老、数字"五大领域积极行动、精准发力、丰富供给，提升服务实体经济发展质效。 作为金融体系的核心，银行业在服务实体经济过程中扮演着政策落地" ...

Core Viewpoint - The securities industry is tasked with implementing the "Five Major Financial Articles," which has become a significant mission in the current era, with evaluation results indicating a shift towards a more quantitative assessment approach [1] Group 1: Evaluation and Implementation - The China Securities Association has established a trial evaluation method for securities companies, increasing the quantitative evaluation score from 85 to 90 [1] - The evaluation process aims to analyze the implementation of the "Five Major Financial Articles" and the challenges faced by the securities industry [1] Group 2: Bond Underwriting Trends - The total amount of bonds underwritten by securities firms in the five major themes (technology, green, inclusive, pension, and digital) rose from approximately 76 billion yuan in 2020 to 1.29 trillion yuan in 2024, marking an increase of nearly 16 times [2] - In 2024, the proportion of bonds underwritten by securities firms in these themes exceeded 60%, reaching around 65% [2] - The technology theme's share of underwriting increased significantly, surpassing 50% in 2024, while the green theme's share decreased to about 24% [2] Group 3: Leading Firms in Underwriting - Major securities firms such as CITIC Securities, CITIC Jiantou, and CICC underwrote over 100 billion yuan in bonds in 2024, with CITIC Securities leading at over 170 billion yuan [3] Group 4: Technology Theme Bonds - The total amount of technology theme bonds underwritten by securities firms in 2024 exceeded 690 billion yuan, representing an increase of nearly 80% from the previous year [4] - CITIC Securities was the only firm to underwrite over 100 billion yuan in technology bonds, achieving 128.19 billion yuan, which doubled from the previous year [4] Group 5: Green Bonds - By the end of 2024, the domestic market had issued 2,669 green bonds with a total scale of 4.16 trillion yuan, with securities firms playing a crucial role in underwriting [7] - In 2024, the amount of green bonds underwritten by securities firms reached 167.41 billion yuan, accounting for 24.57% of the total green bond issuance [7] Group 6: Inclusive Finance Bonds - The total amount of inclusive finance bonds underwritten by securities firms exceeded 310 billion yuan in 2024, marking a historical high [9] - CITIC Securities led the underwriting with 66.38 billion yuan, reflecting a growth of over 60% from the previous year [10] Group 7: Pension Finance - The development of pension finance is crucial for addressing the aging population and enhancing the social security system, as highlighted in the government's work report [12] - Several securities firms are actively promoting high-quality development in the silver economy, with initiatives to expand pension product offerings [13] Group 8: Digital Finance - Digital finance is transforming traditional financial operations and service methods, with securities firms increasing their investment in information technology [14] - From 2022 to 2024, the proportion of information technology investment relative to revenue remained above 5.5% for listed securities firms [14]