| 6 | 京华远见春系列易淘金3号 A | 北银理财 | 0.01 | 2.190% | | --- | --- | --- | --- | --- | | 7 | 招赢聚宝盆11号(产品代 码:8911) | 招银理财 | 0.01 | 2.156% | | 8 | 天天成长3号97期C | 平安理财 | 0.01 | 2.131% | | 9 | 京华远见春系列京元宝28 号A类份额 | 北银理财 | 0.01 | 2.086% | | 10 | 徽安现金管理类理财产品2 1号-D | 徽银理财 | 0.01 | 2.052% | 数据说明： 产品统计范围为理财公司发行的公募现金类产品，统计截止日期为2025年9月4日，统计区间为近6个 月。 | गण पुरा | 产品名称 | 管理人 | 起购金额 | 近3月七日 年化收益率 | | --- | --- | --- | --- | --- | | | | | | 均值 | | | 1 启源现金5号1 | 苏银理财 | 0.01 | 2.897% | | | 启源货币2号(ESG主题)F | 苏银理财 | 0.01 | 2.809% | | | 现金管 ...

Overall Performance - The average seven-day annualized yield of RMB public cash management products is 1.447% as of September 4, 2025, while USD cash products have an average yield of 3.942% [5] - There are a total of 4,922 RMB public cash management products, with only 55 products (1.1%) yielding over 2% in the past six months [5] - 1,561 products (31.7%) fall within the yield range of 1.5% to 2%, while three products yield below 1% [5] Highlighted Product Analysis - The top three products in terms of average seven-day annualized yield over the past six months are "Qiyuan Cash No. 5 J" and "Qiyuan Currency No. 2 (ESG Theme) F" from Su Yin Wealth Management, and "Cash Management Product No. 83 D" from Huaxia Wealth Management, with yields of 2.897% and 2.809% respectively [6] - "Qiyuan Currency No. 2 (ESG Theme)" focuses on low-risk assets such as bank deposits and repos, utilizing moderate leverage and a tiered strategy to maintain static returns amid declining market interest rates [6] - Huaxia Wealth Management's "Cash Management Product No. 83 D" capitalizes on high bond yields and employs leverage strategies while maintaining liquidity through cash and easily convertible assets [6]