Core Insights - The financial system in Tianjin is operating steadily, with both deposits and loans showing growth, and significant expansion in social financing, supported by financial technology innovations and strong performance in cross-border RMB business [1][2][3] Group 1: Deposit and Loan Growth - As of the end of June, the total deposit balance in Tianjin reached 4.92 trillion yuan, a year-on-year increase of 7.4%, with new deposits of 179.7 billion yuan, which is 55 billion yuan more than the previous year [1] - The total loan balance in Tianjin was 4.77 trillion yuan, reflecting a year-on-year growth of 3.2%, with new loans amounting to 152.7 billion yuan [2] - The structure of loans has improved, with significant growth in loans to key industries such as accommodation and catering (66.9% increase) and information technology services (40.8% increase) [2] Group 2: Social Financing and Credit Support - The total social financing scale in Tianjin increased by 305.8 billion yuan in the first half of the year, which is 70.8 billion yuan more than the previous year [2] - Notable increases in financing include net increases in corporate bond financing (16.5 billion yuan) and local government bond financing (108 billion yuan) [2] - The "Jing-Jin-Ji Credit Chain" has been established to enhance credit information sharing, with nearly 9.23 million credit product calls made by financial institutions, supporting over 4.48 million loan recipients [3] Group 3: Cross-Border RMB Business - The cross-border RMB payment amount in Tianjin reached 275.5 billion yuan in the first half of 2025, marking a year-on-year growth of 19.3% [3] - Key breakthroughs include the issuance of 220 million yuan in cross-border loans to Egypt and the upgrade of financial infrastructure to enhance cross-border settlement efficiency [4] - The launch of the "Cross-Border Payment Pass" has enabled instant remittance services to Hong Kong, processing 1,745 transactions totaling over 8.8 million yuan since its launch [4]