做好普惠金融大文章是中央金融工作会议提出的明确要求。作为金融五篇大文章之一，普惠金融既事关 小微企业等经营主体的发展，也关乎民生福祉。 近年来，我国普惠金融发展取得长足进步，金融服务的普惠性不断提升，在支持国家战略、满足人民群 众日益增长的金融服务需求方面发挥了积极作用。中国人民银行公布的最新数据显示，截至2025年二季 度末，人民币普惠小微贷款余额35.57万亿元，同比增长12.3%，增速比各项贷款高5.2个百分点。 普惠金融的发展离不开银行业金融机构的助推。农业银行北京分行聚焦优化普惠领域产品服务供给，认 真落实农业银行总行党委决策部署，坚持"两个毫不动摇"，支持民营经济发展和普惠金融服务能力持续 增强，充分发挥了服务实体经济的主力军作用。 《金融时报》记者从农业银行北京分行了解到，截至今年6月末，该行普惠贷款余额突破500亿元，普惠 贷款年增量突破100亿元，创同期历史最高增幅。 推动小微企业融资协调机制落地落实 通过怀柔区协调机制专班，农业银行北京分行获取了这家企业存在短期资金周转问题这一关键信息。 在专班与农业银行北京分行详细了解企业经营状况、财务情况、市场前景等信息并充分沟通后，农业银 行北京分行 ...

Group 1 - Small and micro enterprises are crucial to the national economy, and the government has established a financing coordination mechanism to support them [1] - Agricultural Bank of China Beijing Branch actively participates in the financing coordination mechanism, with a focus on enhancing credit and loan services for small and micro enterprises [1][2] - The "Jingxi Changrong" loan product is designed for small and micro enterprises, utilizing internet and big data innovations to meet their financing needs [2] Group 2 - Agricultural Bank of China Beijing Branch has provided targeted support to foreign trade and technology enterprises, helping them overcome short-term operational difficulties [3][4] - The bank has issued a "Technology e-loan" of 3 million yuan to Jiuzhang Environment, a specialized small giant enterprise, to support its development [3][4] - The bank's comprehensive services include equity financing, bond underwriting, and investment advisory services to enhance the operational capabilities of specialized enterprises [4] Group 3 - Since the launch of the financing coordination mechanism, Agricultural Bank of China Beijing Branch has visited over 13,000 small and micro enterprises, with a total credit amount of nearly 48 billion yuan and loan issuance of nearly 30 billion yuan [5] - The bank aims to continue innovating financial products and services to provide ongoing support to small and micro enterprises, contributing to high-quality development in the capital [5]