智通财经APP了解到，嘉银科技（JFIN.US）近日发布2025年Q1财报，实现营收17.76亿元，同比增长20.4%，股东净利润5.4亿元，同比增长97.5%，均创下 了单季度历史最高记录。期间该公司促成贷款交易量356亿元，同比增长58.2%，超出预期，Q2指引目标在370亿至390亿元，同比将增长54.2%至62.5%。 嘉银科技保持强劲的增长势头，今年促成贷款额指引在1370亿元-1420亿元，在2024年站稳千亿之后再上一个台阶，驱动公司业绩持续高增。 而受业绩驱动，该公司股价当日一度涨幅超过16%，收盘涨幅超过8%，今年以来其市值升幅达1.6倍。除了资本溢价外，该公司积极回报股东，向投资者分 享公司发展成果，持续提升分红回报率，今年3月更新了派息政策，将派息比例由不低于上一财年税后净利润的15%，提升至30%左右，在5月份，董事会已 批准每ADS 0.8美元的派息计划，派息金额相比去年增长约60%。 该公司CEO严定贵表示，一季度业绩强劲增长体现了公司对战略重点的严格执行，未来将继续专注于核心业务战略，推进人工智能驱动工具在核心业务中的 应用，并继续致力于扩展驱动核心价值的技术能力，有信心在202 ...

5月，嘉银发布了"伏羲"模型管理平台，目前已覆盖90%的业务条线。模型开发后，支持快速部署上 线，极大简化操作步骤，模型部署效率提升近3倍。模型数据预处理效率、模型稳定性和执行速度均实 现显著提高。此外，公司全面升级"天路"研发效能运营平台，打造覆盖产品研发到线上运维全生命周期 的统一管理平台，进一步提升研发流程的标准化与自动化水平。 本季度，面对新增用户的快速增长和信贷需求的持续上涨，嘉银科技全面推行"质量分"机制，利用自研 模型完善新客风险评估体系，联动获客、模型及风控等多个部门，统一获客质量的评估标准，在释放获 客能效的同时严控风险表现。截至一季度末，90天以上逾期率为1.13%，体现出公司风控体系的高度稳 定性。 在股东回报方面，3月公司更新了派息政策，将派息比例由不低于上一财年税后净利润的15%，提升至 30%左右。5月董事会已批准每ADS 0.8美元的派息计划，派息金额相比去年增长约60%;在回购计划方 面，现行的股票回购计划上限为3000万美元，董事会批准将其有效期延长至2026年6月12日。 智通财经APP获悉，嘉银科技(JFIN.US)今日发布了其2025第一季度未经审计的财务报告。财报显示 ...

Core Viewpoint - JiaYin Technology (JFIN.US) has launched its self-developed "Fuxi" model management platform, which leverages strong model management capabilities and intelligent algorithm technology to enhance data application potential and optimize model training, thereby promoting digital transformation in enterprises [1][2]. Group 1: Platform Features - "Fuxi" is named after the cultural ancestor of the Huaxia nation, symbolizing wisdom and innovation, and aims to achieve breakthroughs in model management capabilities in the era of large models [2]. - The platform provides a full-stack solution that allows modelers and developers to quickly and easily build and train machine learning models, significantly lowering development barriers and improving efficiency [2]. - "Fuxi" seamlessly integrates with enterprise data warehouses and big data platforms, enabling centralized management of offline model information, performance evaluation, and efficient governance of model data [2]. Group 2: Performance Improvements - The deployment efficiency of models has increased by 300%, with significant improvements in model data preprocessing efficiency, model stability, and task execution speed [2]. - The platform excels in model asset management, service management, and monitoring, achieving abstraction and unified management of the modeling process [2]. - "Fuxi" supports independent model operation clusters, ensuring stability and scalability of the model runtime environment to meet varying business load demands [6]. Group 3: Advantages of the Platform - The platform features a simple and user-friendly model deployment method that integrates deeply with the development environment, greatly simplifying the model release process [3]. - It enhances the reusability of model parameter configurations through configurable deployment parameters and easy orchestration, improving flexibility and efficiency in model development [4]. - A unified model stability and performance evaluation system is established, allowing for timely identification and resolution of potential issues before production, ensuring high quality and reliability of models [5]. Group 4: Future Development - "Fuxi" will continue to evolve towards model system construction and application expansion, transitioning from intelligent system functions to AI upgrades, and providing more convenient collaborative modeling capabilities [9]. - The launch of the "Fuxi" model management platform represents JiaYin Technology's commitment to technological innovation, aiming to create a new model of digital transformation through "technology research and development - scenario implementation - ecosystem co-construction" [9].